We don’t even have a shelter anywhere close. My in-laws who live a couple of miles away have a basement and sometimes if it looks bad enough we’ll take the cats and drive down there, but that’s only if you have enough warning. Most of the time I just sit tight and hope it goes around. So far I’ve been lucky. TheNewHouse (to be built when pigs fly) will definitely have a basement or a shelter of some sort.
The more I think about it, the more I think a Hobbit Hole makes a whole lot of sense :~]
Glad you are ok. Have you seen those plastic shelters. They look like a big septic tank but there is a place for 2 or more (depending on how much you want to spend) You just dig a hole.