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Widow receives accidental-death benefits in auto-erotic electrocution case
nypost.com ^ | April 21, 2012 | BRUCE GOLDING

Posted on 04/21/2012 12:45:48 PM PDT by Free ThinkerNY

A widow has won a bitter victory — her husband’s death by electrocution to the genitals has to be revisited by their insurance company.

Paul Martin, 35, was found lying naked from the waist down in his upstate basement in December 2008 after hooking himself up to an electrical contraption made of purple wire with a bare loop on one end.

“The other purple wire ‘handle’ end was held in the victim’s hand, and the center ‘live’ wire appeared to be a possible switch, which was held in his other hand,” said a police report.

Widow Amanda Martin sued The Hartford life-insurance company after it denied her claim for accidental-death benefits because it said her hubby, an electrical engineer, died from “a deliberate act on his part.”

A federal judge in Rochester sided with The Hartford and pulled the plug on Amanda’s suit last year.

(Excerpt) Read more at nypost.com ...


TOPICS: Miscellaneous
KEYWORDS: napl
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1 posted on 04/21/2012 12:45:50 PM PDT by Free ThinkerNY
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To: Free ThinkerNY

Imagine all the crap we’d be hearing if they did this to Islamoterrorists down at GITMO.


2 posted on 04/21/2012 12:49:40 PM PDT by FlingWingFlyer (It's time for the 47% to start paying their "fair share" of income taxes.)
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To: Free ThinkerNY

Why should they have to pay benefits when someone kills themselves from stupidity and why would she admit to being married to this guy?


3 posted on 04/21/2012 12:50:10 PM PDT by GeronL (The Right to Life came before the Right to Pursue Happiness)
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To: Free ThinkerNY; MeekOneGOP; Conspiracy Guy; DocRock; King Prout; Darksheare; OSHA; martin_fierro; ..
I'm shocked.


4 posted on 04/21/2012 12:52:13 PM PDT by Slings and Arrows (You can't have Ingsoc without an Emmanuel Goldstein.)
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To: Free ThinkerNY

Did it cure his ED?


5 posted on 04/21/2012 12:53:13 PM PDT by SWAMPSNIPER (The Second Amendment, a Matter of Fact, Not a Matter of Opinion)
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To: GeronL

Well you know they paid the premiums.

To me it would depend on a couple of things. One is the language of the policy. Did it pay for suicide or not?

Also, was this a suicide or an accident. I’m thinking accident because it doesn’t seem likely that a person would chose to kill themselves this way.

The Ins. Co. said “deliberate act” but there are many acts that we make that we don’t think will kill us but do. So I don’t know if by saying “deliberate act” they mean he committed suicide, or should have expected to die.


6 posted on 04/21/2012 12:53:54 PM PDT by jocon307
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To: Free ThinkerNY

The appellate courts usually favor the criminal element, the negligent, the incompetent or other wrongdoers. This principle seems to favor the widow in this case.


7 posted on 04/21/2012 12:58:51 PM PDT by AEMILIUS PAULUS (It is a shame that when these people give a riot)
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To: Free ThinkerNY

Goodness gracious great balls of fire.

This certainly was no suicide, nobody would choose such a method. What an embarassing way to die. What do you say to St Peter.....what does he say to you?


8 posted on 04/21/2012 1:00:18 PM PDT by HerrBlucher (FUBO GTFO ABO......RUN BO!)
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To: GeronL
An accident is an accident...it wasn't a suicide after all. If they disallowed every death due to rampant stupidity on the part of the deceased there would be damn few accidental death benefits ever granted.
9 posted on 04/21/2012 1:04:35 PM PDT by hinckley buzzard
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To: GeronL
Why should they have to pay benefits when someone kills themselves from stupidity and why would she admit to being married to this guy?

Beats me and $$$$$$.

Still I can't imagine any amount of money being enough to make someone admit that was her husband.

I suppose it being an embarrassing way to die is eclipsed by the embarrassing fact that now EVERYBODY knows it.

10 posted on 04/21/2012 1:08:16 PM PDT by metmom ( For freedom Christ has set us free; stand firm therefore & do not submit again to a yoke of slavery)
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To: SWAMPSNIPER

LOL. Permanently-cured. The gene pool is a little bit happier, this week.


11 posted on 04/21/2012 1:08:19 PM PDT by carriage_hill (I'd vote for a "orange juice can", before 0bummer&HisRegimeFromHell, gets another 4yrs. Can-> later.)
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To: SWAMPSNIPER

he’s stiff now.


12 posted on 04/21/2012 1:09:34 PM PDT by digger48
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To: HerrBlucher

That’s a “conversation” which I don’t ever want to hear.


13 posted on 04/21/2012 1:09:34 PM PDT by carriage_hill (I'd vote for a "orange juice can", before 0bummer&HisRegimeFromHell, gets another 4yrs. Can-> later.)
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To: carriage_hill
IBTZ!

uh, wait, ummm *nevermind*

14 posted on 04/21/2012 1:11:43 PM PDT by null and void (Day 1187 of America's ObamaVacation from reality [Heroes aren't made Frank, they're cornered...])
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To: GeronL

Stupidity is the root of almost every accident. It’s pretty his going while coming was not intentional unless they were trying to preserve the pelt for sale.


15 posted on 04/21/2012 1:12:54 PM PDT by Steamburg (The contents of your wallet is the only language Politicians understand.)
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To: Steamburg

They need to change their policies so that deaths from auto-erotica doesn’t count.


16 posted on 04/21/2012 1:16:46 PM PDT by GeronL (The Right to Life came before the Right to Pursue Happiness)
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To: hinckley buzzard

In future their policy should spell out that auto-erotica deaths aren’t covered.


17 posted on 04/21/2012 1:18:40 PM PDT by GeronL (The Right to Life came before the Right to Pursue Happiness)
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To: Free ThinkerNY

The few times I’ve been bitten by a faulty outlet or exposed wire tell me that I’d not want to hook it up to my bidness for fun.


18 posted on 04/21/2012 1:21:49 PM PDT by RegulatorCountry
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To: GeronL

They need to change their policies so that deaths from auto-erotica doesn’t count.


I didn’t know there was an epidemic.
I think a no perverts clause is a little overboard. They still insure people who drive cars and own cell phones...


19 posted on 04/21/2012 1:24:04 PM PDT by Steamburg (The contents of your wallet is the only language Politicians understand.)
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To: Free ThinkerNY

Why would the insurance company even challenge payment? They can’t possibly believe the guy was TRYING to commit suicide by that method. Duh!


20 posted on 04/21/2012 1:38:35 PM PDT by wildbill (You're just jealous because the Voices talk only to me.)
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