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Widow receives accidental-death benefits in auto-erotic electrocution case ^ | April 21, 2012 | BRUCE GOLDING

Posted on 04/21/2012 12:45:48 PM PDT by Free ThinkerNY

A widow has won a bitter victory — her husband’s death by electrocution to the genitals has to be revisited by their insurance company.

Paul Martin, 35, was found lying naked from the waist down in his upstate basement in December 2008 after hooking himself up to an electrical contraption made of purple wire with a bare loop on one end.

“The other purple wire ‘handle’ end was held in the victim’s hand, and the center ‘live’ wire appeared to be a possible switch, which was held in his other hand,” said a police report.

Widow Amanda Martin sued The Hartford life-insurance company after it denied her claim for accidental-death benefits because it said her hubby, an electrical engineer, died from “a deliberate act on his part.”

A federal judge in Rochester sided with The Hartford and pulled the plug on Amanda’s suit last year.

(Excerpt) Read more at ...

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To: Free ThinkerNY

Bodie: He said he didn’t feel like it. And I said, you’d better! And he said, or what? And I said, or else you’re gonna be in trouble. And he said jam it.

Professor Hathaway: That’s a wonderful story, Bodie. I noticed you’ve stopped stuttering.

Bodie: I’ve been giving myself shock treatments.

Professor Hathaway: Up the voltage.
-Real Genius(1986)

21 posted on 04/21/2012 1:41:06 PM PDT by Jack Hydrazine (It's the end of the world as we know it and I feel fine!)
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To: HerrBlucher
[Peter Boyle as] Clyde Bruckman: You know, there are worse ways to go, but I can't think of a more undignified way than autoerotic asphyxiation. /X-Files

I think there IS a more undignified way to go...

22 posted on 04/21/2012 1:48:20 PM PDT by Calvin Locke
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To: Jack Hydrazine

Christmas already? “Chestnuts roasting on an open wire”

23 posted on 04/21/2012 1:49:05 PM PDT by cumbo78
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To: Free ThinkerNY

Everyone knows death by erectocution is not a covered event.

24 posted on 04/21/2012 1:55:56 PM PDT by Raycpa
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To: Free ThinkerNY
Did a Google images search.
Seems this is pretty popular these days...and with the ladies too!?

Shocking! ZZZZZZZZZOT :-)

I'm an embedded systems guy, maybe this could be a lucrative sideline....Lol, nah...

25 posted on 04/21/2012 2:02:29 PM PDT by Bobalu (It is not obama we are fighting, it is the media.)
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To: Free ThinkerNY

Did he get a Darwin award?

26 posted on 04/21/2012 2:04:36 PM PDT by golf lover (going)
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Yeah, permanently....

27 posted on 04/21/2012 2:07:42 PM PDT by ExNewsExSpook (uoted)
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To: metmom

I’m unclear as to what the wife should be embarrassed about. She was not the one playing around in the basement. Perhaps you think she went knowingly into a relationship in which her life partner preferred painful electric shocks to female companionship. Odds are she didn’t. Men w this type of foible are very good at covering it up. He would not have mentioned, when he proposed, that she would be a lonely wife while he pushed the envelope in his solo ventures.

This woman likely had a rough time of it, whether she ever found out [prior to his death] why he shunned the marriage bed or not. If Hollywood ever made a movie about this type of man he would be funny and fun to be around [what perversion has Hollywood ever not loved?]. In real life they’re horrible partners, as the wife probably learned the hard way.

I don’t understand the thinking on this thread. This woman almost certainly endured a lousy marriage. Her husband’s ‘hobby’ resulted in his death, which as many have pointed out is not the desired result of these autoerotic obsessions. Why should she be penalized all over again, just because she married a screwed up man? Short of a crystal ball, there’s just no way to know w certitude what the spouse is going to be like, and that is just a fact.

28 posted on 04/21/2012 2:13:06 PM PDT by Fantasywriter
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To: Free ThinkerNY

When I was an ambulance medic, I actually had such an ambulance call. The deceased was in the basement dressed in a bra and panties and had shocked himself to death using an old fashioned electronic tube tester and wires attached to his nipples. The coroner also ruled this was an accidental death. I felt very sorry for the teenage son who discovered the body.

29 posted on 04/21/2012 2:24:34 PM PDT by The Great RJ
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To: Fantasywriter

I don’t doubt that you are right about the situation she found herself in.

However, I just could not imagine telling people my husband’s cause of death, much less pushing a lawsuit over it.

OTOH, if I was in a marriage in such rough shape, maybe I would do the same thing.

30 posted on 04/21/2012 2:43:46 PM PDT by metmom ( For freedom Christ has set us free; stand firm therefore & do not submit again to a yoke of slavery)
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To: metmom

The lawsuit is about $. A policy was paid into that didn’t exclude accidental death, regardless of how the accident came about. In typically dysfunctional relationships, not a lot of provision is made against such eventualities. I.e.: the man was not planning to die, and probably made no other financial provision for his survivor/s than the ins. policy. The wife probably needs the money for a variety of compelling obligations. I.e.: she isn’t pursuing the policy for publicity, but because she’s desperate to pay bills, mortgage and/or other items.

31 posted on 04/21/2012 2:56:18 PM PDT by Fantasywriter
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To: Free ThinkerNY

Spark imagination and a lot of balls whut could go wrong.

32 posted on 04/21/2012 3:30:57 PM PDT by Vendome (Don't take life so seriously, you won't live through it anyway)
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To: Free ThinkerNY
A colleague and I were discussing embarassing ways to die and several were mentioned:

Various rockers who choked on their own vomit
An extremely overweight singer who choked to death on a hero sandwich
Dying while on the toilet, pants around ankles
Several deaths by drowning, whether it's falling off a boat at sea or passing out in the tub at home
Autoerotic strangulation gone wrong

Never got a concensus on which circumstance was most embarassing for those left behind, but this seems to be a contender.

33 posted on 04/21/2012 3:31:41 PM PDT by ZOOKER ( Exploring the fine line between cynicism and outright depression)
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To: RegulatorCountry

My husband and his country cousins as young boys, would always challenge the city cousins who came out to the farm to a pi$$ing see who could hit the (electric) fence with a stream. Of course the city cousins always won and were proud of being champs.
Some folks are just dumb.

34 posted on 04/21/2012 3:41:08 PM PDT by ruesrose (It's possible to be clueless without being blonde.)
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To: Free ThinkerNY

He was an electrical engineer. Therefore the insurance company could have refused to pay on grounds that it was an intentional suicide.

To require them to pay in such a case defies logic. If a “licensed gun expert”, died while allegedly “cleaning” a handgun, with the bullet entering his right temple and leaving through his left, the assumption must be that he knew what he was doing and intended to commit suicide.

In this case, in that he *might* have been trying to sexually stimulate himself does not overcome his learned knowledge that to do so *that way* could likely be lethal.

And insurance companies have long be excused from paying claims based on suicide.

35 posted on 04/21/2012 4:06:55 PM PDT by yefragetuwrabrumuy ("It is already like a government job," he said, "but with goats." -- Iranian goat smuggler)
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To: The Great RJ

I know it’s easy to roast perfectly good tubes if the voltage settings aren’t correct. Do you recall the make and model? Hickock made some of the best.

While a tube may test “weak”, it can still work OK in circuit. Similarly, a tube that tests “good” may not. The best test of a tube is whether or not it works in the equipment.

36 posted on 04/21/2012 5:25:55 PM PDT by Freedom4US
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To: yefragetuwrabrumuy

Just be thankful you were never the wife of a man w a serious sexual perversion. It’s no coincidence that a man who is fascinated w/obseessed by the auto-eroticism of applying electrical jolts to his genitals would become an electrical engineer. On top of which, neither of us knows how well off or desperately in need this man left his wife, or if there are children involved. [I didn’t read the article. Did it specifically mention children as survivors?]

It would be great if there was some kind of premarital test to reveal deep-seated sexual perversions. A lot of agony could be avoided thereby. People who harbor these fundamental disorders are nothing if not brilliant at covering them up. It would be fascinating to find out if or even when [prior to his death] the wife found out about her husband’s ‘hobby’. Sometimes if the revelation comes post-children, the wife will try to stick it out for their sakes. It’s a sad, hard, no-win situation.

37 posted on 04/22/2012 8:12:05 AM PDT by Fantasywriter
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To: Fantasywriter

While ultimately sympathetic to the wife, and possible children, the issue remains, are they so sympathetic that you are willing to give them $80,000 of your own money?

This is what The Hartford Insurance Company’s underwriters are being asked to do.

Thus my argument is that Insurers need some way to avoid paying off on “illegitimate” insurance claims, no matter how sympathetic the survivors. Otherwise it is “free money” to all the “puppies and kittens” out there, *at the expense* of those with “legitimate” claims, as well as those whose premiums are increased to pay for kindness to others.

38 posted on 04/22/2012 8:27:55 AM PDT by yefragetuwrabrumuy ("It is already like a government job," he said, "but with goats." -- Iranian goat smuggler)
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To: yefragetuwrabrumuy
Sympathy has zero to do w the claim itself. That issue is based solely on whether the man intended to auto-erotically stimulate himself or commit suicide. The activity in which he was engaged at death is well known in the realm of auto-eroticism, but is statistically non-existent as a method of suicide per se.
39 posted on 04/22/2012 8:39:26 AM PDT by Fantasywriter
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To: Fantasywriter

Well, each of us can claim agreement with at least one federal judge. I doubt the case will be appealed, because by now, the expense of the case already probably exceeds the original judgment.

The Hartford does not want the legal precedent, so they might appeal, but the widow will likely not get any amount of money after the lawyers bills.

40 posted on 04/22/2012 1:27:58 PM PDT by yefragetuwrabrumuy ("It is already like a government job," he said, "but with goats." -- Iranian goat smuggler)
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