HELP me help this elderly lady

Vanity

[napscoordinator]

UnwashedPeasant,
You provided the best outcome for this woman. I love the fact that you said if she used her Walmart stock for rent, she would have 10 years worth. If she only has 2 years left, then she DEFINITELY won’t run out of rent money. The rest of the money can be for the car and medicare supplement and then she will still have money left over for small little entertainment or other things that come up. I think from everything I read, your post is the best and makes the most sense!

[patriot08]

Thanks, Daffy.

[AppyPappy]

Considering she retired with no pension and just $53k plus a car she couldn’t afford, I would say that money is the last thing she needs.

Her best bet is to pay off the car and settle in. She makes enough in Social Security to afford her rent and still have enough to live on every month. The real question is “Why does she think she can’t live on $1,200 a month”?

[liberalh8ter]

If her goal is really to become a ward of the State, tell her to sell all her stocks, sell her car, sell everything and go on cruises around the world until the money runs out. She can call her local DCF office from the port office when she disembarks her last cruise. One word of warning, she's not going to like how she spends the rest of her life.

By the way, is she a Democrat?

[yldstrk]

don’t see the problem. She is filthy rich compared to some of the people I help

[UnwashedPeasant]

"She is filthy rich compared to some of the people I help"

Her expenses are so low that she has a ton of disposable income compared to most people. I wish I had that much spare income each month! :-) Really!

That extra cash can mean living well: Organic food, servants if she moves somewhere like Thailand, bioidentical hormones (do-it-yourself for cheap, because the doctors that specialize in this are super expensive).

She can afford to live well beyond 10 years and should not count on living only 2 more years.

Since she is a Christian and does not have to work, she can spend time cultivating her relationship with God and fellow Christians. Really a fortunate position to be in.

[SaraJohnson]

She does have have many options beyond her plan.

Good she lives in a senior center so they can help place her when she runs out of money. You need to be on hand to help her when this phase comes. You can do the research up front to know what housing options she will have if she does not die in two years. She may need to get on a waiting list now.

Since noone knows when they will die, the only unrealistic part of her plan is assuming she’ll only live two years. She’ll be around for as long as God needs her to be around. She is fortunate to have you to call and it’s a fantastic service project you are giving to her.

[Yosemitest]

Please check into "Humana: Extra Help", or Extra Help with Medicare Costs.
A friend of mine was having difficulty making ends meet, and couldn't afford her medicine any more.
Her insulin stick-pens were costing her $136.00 per month and there were other medicines she had to buy that added another $200.00 per month.
It took about 4 months to get her qualified with all the red tape paperwork, but it was worth it.
She had to take in all her bills and show Human (at Walmart) that her income was limited and she had no other support,
but after that she went about a month of verifying where she lived overt three phone calls from Humana to her home.
She got her discount cards, and now her insulin stick pens are only $3.00 per month.

[patriot08]

Thank you SaraJohnson

[patriot08]

Thanks again èveryone. She feels much better about her plans. Any other input is greatly appreciated. You people are great!!