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Woman Loses Everything When Wrong House is Repossessed
WSAZ ^ | Cathleen Moxley

Posted on 08/28/2013 5:35:33 PM PDT by Morgana

LOGAN, W.Va. (WSAZ) -- A woman is trying to put her life back together after returning home to an empty house.

Nikki Bailey got home from visiting her best friend in the hospital just in time to see the repossession company leaving.

“I was ready to rip out an IV and leave that hospital,” Pat Fot, Bailey’s best friend, said.

Fot knows Bailey makes her house payments.

“Everything was gone,” Bailey said. “Living room furniture, my Marshall diploma, my high school diploma, my pictures -- my history. I was teacher of the year. All of that stuff is gone -- certificates from that. It's all gone.”

As it turns out, the company had the wrong house.

The repossession company was told to remove everything from the house on Godby Heights in Logan. Bailey lives on Godby Street. Godby Heights is in Chapmanville.

“It just seems kind of ridiculous that this actually happened when a phone call could have stopped it,” Attorney Tim DiPiero said.

(Excerpt) Read more at wsaz.com ...


TOPICS: Local News
KEYWORDS: repossessed; wva

1 posted on 08/28/2013 5:35:33 PM PDT by Morgana
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To: Morgana

Out of control banks are one day going to meet an armed homeowner who is actually home when they hit the wrong house.


2 posted on 08/28/2013 5:39:26 PM PDT by 2banana (My common ground with terrorists - they want to die for islam and we want to kill them)
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To: Morgana

Things.


3 posted on 08/28/2013 5:39:40 PM PDT by Past Your Eyes (You can't force people to care. Sometimes I don't myself.)
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To: Morgana

Punitive damages 25X or so would be a good place to start. If you repossess things, you should have a strict legal duty to ensure they are the RIGHT things.


4 posted on 08/28/2013 5:40:07 PM PDT by seacapn
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To: Morgana

Is everyone that stupid? Doesn’t anyone verify before they go stampeding into the property?


5 posted on 08/28/2013 5:40:34 PM PDT by Patriot Babe
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To: Morgana

It happens enough that statutes need to be passed to criminalize this kind of negligence. A civil suit can never make full amends. This level of negligence needs to be a crime. Contact your state legislators.


6 posted on 08/28/2013 5:41:49 PM PDT by NonValueAdded ("When there is no penalty for failure, failures proliferate." George F. Will)
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To: Patriot Babe

see my tagline


7 posted on 08/28/2013 5:44:38 PM PDT by NonValueAdded ("When there is no penalty for failure, failures proliferate." George F. Will)
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To: Morgana
From the article: "Bailey says CTM workers told her everything was taken to the dump."

That really sucks. Sue the dog poo out of them.

8 posted on 08/28/2013 5:45:05 PM PDT by The_Victor (If all I want is a warm feeling, I should just wet my pants.)
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To: Morgana
Bailey says CTM workers told her everything was taken to the dump.

Malicious mischief. They didn't want the stuff, just wanted to stick it to someone. Wanted to make someone's life miserable. What terrible awful people.

9 posted on 08/28/2013 5:47:25 PM PDT by DManA
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To: Patriot Babe
Is everyone that stupid? Doesn’t anyone verify before they go stampeding into the property?

Is there an incentive against it? If not, it will continue.

10 posted on 08/28/2013 5:47:41 PM PDT by COBOL2Java (I'm a Christian, pro-life, pro-gun, Reaganite. The GOP hates me. Why should I vote for them?)
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To: NonValueAdded

Re: your tag line.

There’s a thread here today about CEOs who make too much money. That doesn’t bother me.

What bothers me is when I read about a CEO who drives a company into the ground, is given $millions to leave. That crap has got to stop.


11 posted on 08/28/2013 5:49:05 PM PDT by DManA
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To: Morgana

This isn’t the first time this has happened. Probably won’t be the last. Wrong house repos are getting as bad as wrong house no-knock warrant searches.


12 posted on 08/28/2013 5:49:08 PM PDT by Domandred (Fdisk, format, and reinstall the entire .gov system.)
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To: The_Victor

I thought there were no more dumps, only transfer stations and recycling centers. Not sure about West Virginia. Haven’t been there lately. Likely they have something called the Robert C. Byrd Memorial Dump.


13 posted on 08/28/2013 5:50:15 PM PDT by Past Your Eyes (You can't force people to care. Sometimes I don't myself.)
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To: DManA

American Heritage Dictionary:
malicious mischief n. Willful or wanton destruction of another’s property.

Even if they’d done to the right person that’s what this was.


14 posted on 08/28/2013 5:51:32 PM PDT by DManA
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To: Morgana

Company “Sorry about that” .....


15 posted on 08/28/2013 5:56:27 PM PDT by SkyDancer (A white woman would be accused of racism if she gave birth to a white baby.)
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To: DManA
What bothers me is when I read about a CEO who drives a company into the ground, is given $millions to leave. That crap has got to stop.

It seems like a silly policy, but as long as no public money is involved, why would the silly policies of private companies be our concern? Let the stockholders fix the problem.
16 posted on 08/28/2013 5:59:26 PM PDT by fr_freak
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To: Morgana

Would someone please explain to me how this differs from anybody else breaking into her home and stealing her stuff? Why does the bank or repo company get away with this?

If I broke into her home and stole her stuff, I’d go to jail. As I should.


17 posted on 08/28/2013 6:00:08 PM PDT by Sherman Logan
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To: Morgana

Would someone please explain to me how this differs from anybody else breaking into her home and stealing her stuff? Why does the bank or repo company get away with this?

If I broke into her home and stole her stuff, I’d go to jail. As I should.


18 posted on 08/28/2013 6:00:10 PM PDT by Sherman Logan
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To: DManA

Not defending the company’s actions here (they were reprehensible), but the fact that they “didn’t want the stuff” in the house is irrelevant. They weren’t there to repossss the contents of the house, they were there to repossess the house itself.

Again, they were reprehensible for not making damn sure they had the right house, but discarding stuff from the (correct) house is pretty standard practice in a foreclosure/eviction.


19 posted on 08/28/2013 6:15:50 PM PDT by Conscience of a Conservative
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To: Morgana

I worked for a “build on your lot” homebuilder back in the 80s. They had their own finance company and lots of times would “repo” houses if the property was in a location where they thought they couldn’t sell it.

One time the mortgage guy went to a house he was having repo’d and no one was there. He went one block over and the house movers were at the wrong house. They had all the utilities disconnected and the house up on wheels. He told them it was the wrong address so they set it back down on the blocks, re-connected the utilities then left. The homeowner never knew.


20 posted on 08/28/2013 6:24:49 PM PDT by VerySadAmerican (When you vote for evil because you can't see evil, you ARE evil.)
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To: seacapn

This happens all the time. Not long ago I read about it happening and the police refused to do anything about it.

When bankers do this then it is just called a mistake. You don’t even get your stuff back.


21 posted on 08/28/2013 6:25:11 PM PDT by Revel
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To: 2banana

One of the little fiefdoms who call themselves ‘homeowner’s associations’ in Houston did that to an elderly lady here.

She got rich on the settlement.


22 posted on 08/28/2013 6:43:38 PM PDT by spel_grammer_an_punct_polise (Learn three chords and you, too, can be a Rock Star!)
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To: Sherman Logan

well, both are bad, but this was a stupid mistake, but clearly NOT intentional. Last time I checked, most break ins were intentional.


23 posted on 08/28/2013 6:47:28 PM PDT by C. Edmund Wright (Tokyo Rove is more than a name, it's a GREAT WEBSITE)
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To: Revel

....really?


24 posted on 08/28/2013 6:47:56 PM PDT by C. Edmund Wright (Tokyo Rove is more than a name, it's a GREAT WEBSITE)
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To: DManA

I have a friend that owns a Home Repo company in the South Chicago area.

If you ever see some of the nightmares they are dealing with on a daily basis, you’d have a MUCH different opinion.

That said, the company does have an obligation to make sure it’s the right friggin’ house.


25 posted on 08/28/2013 6:56:27 PM PDT by tcrlaf (Well, it is what the Sheeple voted for....)
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To: tcrlaf

You are expecting to find a trash house and you see a real home. How stupid, how negligent can you be if that doesn’t make you stop and do a double check.


26 posted on 08/28/2013 6:59:03 PM PDT by DManA
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To: Morgana

becoming more commonplace. all the better if someone is home at all times, armed. justifiable homicide to take down a repo crew assaulting your house, when they have the wrong house.


27 posted on 08/28/2013 7:10:33 PM PDT by Secret Agent Man (Gone Galt; Not averse to Going Bronson.)
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To: NonValueAdded

There already are laws against this activity. This is burglary and theft plain and simple.


28 posted on 08/28/2013 7:16:38 PM PDT by mad_as_he$$
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To: mad_as_he$$

No unfortunately according to the law. There is no criminal intent; negligence does not rise to that level. It is a tort, remedied in a civil proceeding. There have been many threads on FR for the same “crime” that happens all the time.

IANL


29 posted on 08/28/2013 7:28:30 PM PDT by NonValueAdded ("When there is no penalty for failure, failures proliferate." George F. Will)
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To: DManA
What bothers me is when I read about a CEO who drives a company into the ground, is given $millions to leave.

What bothers me is when I work for a bank headed by a CEO that's been driving the bank into the ground for the last 5 years and still gets his multi-million dollar raise and bonus each year - while those of us in the trenches trying to save the bank get neither a raise nor bonus -- some for several years in a row.

Yeah, this "over-compensating crappy CEO's" bullshit has got to stop.

30 posted on 08/28/2013 7:33:39 PM PDT by usconservative (When The Ballot Box No Longer Counts, The Ammunition Box Does. (What's In Your Ammo Box?))
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To: usconservative

Bet your CEO has lots of good friends in D.C.


31 posted on 08/28/2013 7:34:58 PM PDT by DManA
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To: tcrlaf
I have a friend that owns a Home Repo company in the South Chicago area.

My Metra train passes through the south end of Chi(t)cago to and from work every day. It looks like a warzone so color me surprised that anyone would actually repo those broken down, burned out pieces of sh*t called "houses" in that part of Chicago.

I'm shocked. I wouldn't get caught dead in those neighborhoods.

32 posted on 08/28/2013 7:36:55 PM PDT by usconservative (When The Ballot Box No Longer Counts, The Ammunition Box Does. (What's In Your Ammo Box?))
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To: DManA
Bet your CEO has lots of good friends in D.C.

The current President is a client of the bank. He got his sweetheart mortgage through the bank I work for.

I'm sure our CEO has friends all over DC and in the Federal Reserve for that matter. We just hired one of the Chicago Fed Reserve guys at the bank. We (the bank) probably have connections that would make me nervous in DC.

Don't blame me, I have a job interview tomorrow morning. I've been trying to get OUT of that place for 2 years now. It's very difficult finding positions like mine at the salary I make. Especially at my age.

33 posted on 08/28/2013 7:40:53 PM PDT by usconservative (When The Ballot Box No Longer Counts, The Ammunition Box Does. (What's In Your Ammo Box?))
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To: usconservative

Best of luck my friend. God knows it’s hard.


34 posted on 08/28/2013 7:41:59 PM PDT by DManA
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To: Morgana

I can’t see why these “errors” aren’t prosecuted as burglary, at the very least. These people broke and entered and stole a massive amount of property.


35 posted on 08/28/2013 7:47:13 PM PDT by Arthur McGowan (If you're FOR sticking scissors in a female's neck and sucking out her brains, you are PRO-WOMAN!)
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To: Domandred

Lot of isolated incidents these days, I’m thinking.


36 posted on 08/28/2013 10:30:53 PM PDT by Slings and Arrows (You can't have Ingsoc without an Emmanuel Goldstein.)
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To: Domandred

There should be a requirement of significant advance notice being attached to the front of the target house, so the actual owner/residents have a chance to correct an error.


37 posted on 08/28/2013 10:44:56 PM PDT by 9YearLurker
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To: fr_freak

Exactly.


38 posted on 08/28/2013 10:46:38 PM PDT by 9YearLurker
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To: NonValueAdded
No, it is criminal negligence resulting in theft and burglary. DA's just aren't willing to prosecute it because the easy path is to tell the victim to file a civil claim. I actually just had this discussion with my local DA and Assemblyman. Our DA is waiting for a pattern of abuse to emerge from one company and then he will go after them on RICO and the above. The Assemblyman is working on legislation to make it illegal- a low level felony. Unfortunately our Assembly is out of session for 18 months (in this case)
39 posted on 08/29/2013 6:18:28 AM PDT by mad_as_he$$
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To: Morgana

OMG! I can believe this news in our country today and the responses of the Bank, the Police, and the Attorney Generals Office. WTF! Apparently people will have to guard their belongings a little more diligently from here on out. I DARE any Repo People to come to my house. I Dare them. I think it is time We in America do something as our forefathers did to take our country back. I really want to know who this /bank & repo people are. I hope they Rot in heck!


40 posted on 10/02/2013 11:39:57 AM PDT by oldergent54 (OMG)
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