Just doesn't work for most people. You have to
- Start from approximately the same place
- Start at the same time
- Go to the same place
- Leave at the same time
Cutting cable? Never had it
expensive coffee. Don't do that either.
Conclusion?
.
And how many calories are in those drinks every day???
I look at all my bills in terms of annual cost. It puts things in perspective.
I knew a guy who lived about a half block away from the foundry he worked at. At 0630 I’d see him literally running to work, a half hour before his shift. I said to guy who worked with that Bobby sure is dedicated to his job. The guy said “ Naahhh. He’s too cheap to use his own water and toilet paper, so he goes to the bathroom in the foundry.”
As for the other tips we been doing those for over two years.
Yeah, I was shocked to find I only needed one Thermos. How does it know? How does it know??
With all those things you describe Tony, it seems to me you have don’t really have a budget problem, per se.
You aren’t making enough to afford the luxury of a cup of caffiene and lunch.
That’s gotta be costing you what $$10-$20 bucks per day?
You, my friend need to make more money.
When you get to six figures, you won’t care what a cup of coffee costs....or lunch.
The way I see it and I observe this all the time, is you spend an inexplicable and unjustifiable amount if time for a flavored coffee.
At $4.30 I’m guessing it’s some super duper, non-fat, triple filtered, non-Hormone Whip Creamed Coffee, with a Non-GMO cherry made only on one craggy outcropping off the coast of Seychelles.
Not that I have a problem that.
but, can you really afford the ridiculous amount of time it takes to get a fancy cup of coffee and take an hour for lunch?
Yeah, I like coffee. ..I can pour in 30 seconds and leave.
you pay everyday for your little luxury
you ridiculous prices, with b money you can always acquire but, then you allow yourself the ultimate luxury of basking in the experience. ...everyday! !!
Are you crazy!!!
Couple yrs. ago I bought a Keurig coffeemaker. Really liked the coffee.
Then got to thinking. My wife and I have a cup in the AM and another in the evening. That’s 4 cups/day.
At .50/ cup it adds up to $60/month for coffee. Took the Keurig back.
Ha—I make my own coffee and lunch while working from home, where I also have dumbbells and an exercycle; and I have never had cable service except for Internet.
So I guess I’ve already got this covered.
Have never had cable. Bought a good indoor antennae for $45 and got about 10 stations...up from 7. One day it fell over and I got 4 more stations. So there it lies? lays?...whatever!
Exactly - they must get their narratives from Obama's teleprompter, "Well, if you just pick something to deny yourself of, you'll save, like lots of money. Do it several times and you'll be like rolling in the dough. If you do the math, you'll discover that I haven't a clue of what I'm talking about."
It always puzzled me how many of the lowest paid staff in my office bought Starbucks and bought their lunches. I was always acutely aware of the annualized cost of any routine purchase and how long I would have to work to buy something. Perhaps that is why I was the Company Treasurer.
My bank has a poster on the wall detailing how much money you can save per year by not buying that expensive cup of coffee.
For a 5 day work week it’s over $1,000 per year.
And if you go to Starbucks you’re getting burnt coffee anyway.
Just doesn't work for most people. You have to
Cutting cable? Never had it
expensive coffee. Don't do that either.
Conclusion?
A better “money coach” is Dave Ramsey’s Financial Peace University class - or reading his books at the library for free.
Technically, she is correct. $1,569.50 is more than $1,200.
Cancel US News & World Report.
Matthew 6:19-21King James Version (KJV)
19 Lay not up for yourselves treasures upon earth, where moth and rust doth corrupt, and where thieves break through and steal:
20 But lay up for yourselves treasures in heaven, where neither moth nor rust doth corrupt, and where thieves do not break through nor steal:
21 For where your treasure is, there will your heart be also.
Actually, #5 is bad advice. If you care about your knees, don’t run on concrete.