“I do not believe liability insurance should be mandatory. It prevents people who cannot afford it from exercising their rights to use the public ways. I believe the poor should be allowed to exercise their rights too.”
For real?
Why did I have that gut feeling that trying to reason with DL was a never ending futile exercise, that clearly continues?
So you are Ok if Joe Blow runs into you and has no liability insurance nor any assets to pay for YOUR damage? Or are you just OK if Joe Blow runs into someone else as long as it doesn’t cost you?
You think that the poor have a RIGHT to drive even if they are financially unable to protect the public from their actions, reckless or accidental? There is no RIGHT for anyone to drive a car.
I am as okay as I would be if he did. His insurance won't pay for my lost life, or lost arm. I recognize that driving is a risk, and I chose to take that risk. I would suggest to the people that would deny others freedom, that if the risk is too great for you, don't take it, or perhaps drive around in a Nerf Mobile.
Don't use the force of law to infringe the freedom of others just to give yourself a false sense of security, and it is indeed false. Minimal insurance won't pay for much beyond replacing or repairing a vehicle. For high end vehicles, it won't even pay for that.
Or are you just OK if Joe Blow runs into someone else as long as it doesn’t cost you?
Is the cost of it going to matter if someone is ran into and killed? You can't pay back death. You can't pay back an eye. Bill Gates can't even pay that bill.
You think that the poor have a RIGHT to drive even if they are financially unable to protect the public from their actions, reckless or accidental?
If they are criminally liable, they should be held to account by criminal law. If it is an accident, how are you going to "protect" the public from something accidental? The Ability to pay won't make the accident less likely. In fact, Insurance appears to increase chances of accidents because it encourages a more cavalier attitude.
In the meantime, opportunities are lost to the poor because they are denied the exercise of a right so fundamental it goes back to Roman times.