It’s more than a “slight” increase actually. If your full retirement age is 66, and you file suspend at that age, then you get 8% more per year every year up to age 70. That’s 4 years at 8% a year. Where else can you earn that kind of guaranteed money nowadays?
This is a great thing to do IF you can afford to wait until 70 to start receiving SS payments.
Either way, you still start Medicare benefits the first day of the month of your 65th birthday.
I believe file suspend rules were changed in October legislation
Need to see if that’s still an option