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First Person: Living a Six-Figure Lifestyle on a $30,000 Salary
Yahoo! Finance ^ | May 10, 2011 | Brian C. Hopkins

Posted on 05/11/2011 11:41:03 AM PDT by 2ndDivisionVet

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bmfl


21 posted on 05/11/2011 12:21:54 PM PDT by Pan_Yan
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To: 2ndDivisionVet

Cliff note version: buy stuff cheap


22 posted on 05/11/2011 12:22:36 PM PDT by bigbob
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To: rokkitapps

Online blades are usually shoplifts...


23 posted on 05/11/2011 12:25:10 PM PDT by databoss
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To: Gena Bukin

In Texas, you can get about 40% off electricity if you go month-to-month and take 10 minutes a month to check rates. Our average bill has gone from a bit under $300 to under $100 for our all-electric 30 year-old townhouse.


24 posted on 05/11/2011 12:28:58 PM PDT by SeaHawkFan
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To: SeaHawkFan

I’ve had the opposite experience - we have been with Reliant for years and routinely were getting $300-$400 monthly bills. I signed up for a two year locked in rate and immediately saw lower bills.


25 posted on 05/11/2011 12:33:17 PM PDT by WhyisaTexasgirlinPA (OBL's death is President Bush's fault! ..... thanks GWB!)
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To: 2ndDivisionVet
I think the day will come when McMansions will house 2 or 3 families, not just one. Or one family and their single relatives and friends. Heck, that day may already be here...

I'll bet a lot of them get knocked down. So many were cheaply built to begin with.

Recently on a cross-country trek I drove through the suburbs outside Denver, an area that experienced a huge housing boom in the 1990s. I was awestruck by many of the gaudy, enormous homes packed together by the seemingly hundreds of thousands and wondered who could afford to live in them these days. Who could afford to heat them in the winter and cool them in the summer? Sure, there's still a lot of people doing well but these gigantic homes were everywhere! Really, a reminder of an era now gone when they were selling these palaces as fast as they could hammer them up to buyers waiting in line who planned for the values to rise and rise.

26 posted on 05/11/2011 12:34:22 PM PDT by Gena Bukin
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To: 2ndDivisionVet

Not Being Poor
A Rebuttal to a Whiny Screed by John Scalzi

To not be poor...

...know exactly how much everything costs.

...don’t let your kids waste their lives being indoctrinated by watching TV.

...buy $800 cars because they’re cheaper than fixing a newer one.

...know regular dental care and insurance is cheaper than tooth-rotting sweets.

...take care of your home so your kid’s friends will want to come over to yours.

...don’t be ashamed of saving money or accepting handouts.

...move far away from the freeway.

...buy a month’s worth of rice for the price of one short-lived box of Raisin Bran.

...take a well-off sibling at his word when he says he doesn’t mind when you ask for help.

...buy off-brand toys.

...run a heater in only one room of the house.

...don’t have “friends” who would steal $5 off your coffee table.

...plan for your kids to have a growth spurt.

...teach your kids stealing meat from the store is wrong and unacceptable under all conditions.

...buy Goodwill underwear.

...everyone who lives with you earns their keep.

...know the difference between inexpensive shoes and cheap shoes is not price.

...teach your kids to learn despite 15-year-old textbooks and no air conditioning.

...know $8 an hour is way more than most people on the planet live on.

...know most people don’t give a damn about you no matter how much you make.

...work an overnight shift under florescent lights if need be.

...don’t give your body to a man who you would have to beg for child support.

...be grateful you have a toilet.

...stop the car to take a lamp from a stranger’s trash.

...keep your kitchen so clean you won’t have to worry whether a cockroach will skitter over the bread.

...know a GED actually makes a goddamned difference.

...don’t shop at the mall.

...marry someone whom you trust to watch your kids if you must take a job.

...call the police to bust into the apartment right next to yours if you know they are criminals.

...talk to that girl even if she’ll probably just laugh at your clothes; maybe she won’t.

...invite others for dinner, however humble.

...sweep up a sidewalk with lots of brown glass on it.

...improve your language, knowing others learn about you by the way you talk.

...earn that 35-cent raise.

...make sure library, free and cheap books fill your home.

...go find 120 soda cans to earn that last six dollars for the utility bill.

...pick up and eat that dropped mac and cheese on the floor.

...work as hard as anyone, anywhere - then leverage what you’ve earned.

...don’t be stupid.

...don’t be lazy.

...spend the six-hour wait in an emergency room with a sick child asleep on your lap talking to the cashier about payment options and plans.

...never buy anything someone else hasn’t bought first.

...pick the 10 cent ramen instead of the 12 cent ramen because that’s two extra packages for every dollar.

...teach your 14 year old to live with choices s/he makes.

...make people tired of you being grateful.

...know you’re being judged.

...buy a box of crayons and a $1 coloring book from a community center Santa.

...check the coin return slot of every soda machine you go by.

...know you can always find or make shelter.

...don’t spend that buck on a Lotto ticket.

...don’t hope the register lady will spot you the dime.

...if your child makes the same mistakes you did, and won’t listen to you beg them against doing so, let go.

...don’t ignore a cough that doesn’t go away.

...don’t lease a couch.

...failing any other options, collecting cans included, you can survive a few days without $200 waiting for your paycheck to come in.

...take four years of night classes for an Associates of Art degree.

...sleep on a lumpy futon bed.

...know where the shelter is.

...know that many people who were poor are now not because they chose not to be so.

...quit sniveling over how hard it is to stop being poor.

...use the options you have.

...at minimum, run in place.

...leave.

(Responding to http://whatever.scalzi.com/2005/09/03/being-poor/ )


27 posted on 05/11/2011 12:35:54 PM PDT by ctdonath2 (Great children's books - http://www.UsborneBooksGA.com)
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To: WhyisaTexasgirlinPA

I could have gotten 5.4 cents/kw from Reliant this month. Opted for 5.3 cents from another retailer. It’s not hard to do.


28 posted on 05/11/2011 12:40:58 PM PDT by SeaHawkFan
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To: Gena Bukin
Buying used stuff to save money is BS and part of a liberal agenda?

No, buying "used stuff" is always a good idea. But don't get the idea that the article is 100% accurate because the news source is a known purveyor of liberal claptrap.

29 posted on 05/11/2011 12:42:05 PM PDT by OldCorps
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To: SeaHawkFan

You win! lol


30 posted on 05/11/2011 12:43:11 PM PDT by WhyisaTexasgirlinPA (OBL's death is President Bush's fault! ..... thanks GWB!)
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To: 2ndDivisionVet

There is a McMansion in our family that contains three single adults and three married couples.


31 posted on 05/11/2011 12:55:59 PM PDT by Persevero (We don't need Superman -- we have the Special Forces)
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To: Yardstick
I have gotten decent buys on some used clothing on eBay, but for many things it is a seller's market. You are competing with millions of buyers all over the world. However, that means that it is the place to sell things you no longer need.

Really good deals can sometimes be found at yard sales and consignment shops. Even better is the town dump, where you can sometimes find desks, file cabinets, lawn mowers, etc. for nothing.

32 posted on 05/11/2011 12:59:44 PM PDT by hellbender
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To: ctdonath2

Goodwill doesn’t sell underwear!! Good thoughts otherwise.


33 posted on 05/11/2011 1:00:28 PM PDT by Persevero (We don't need Superman -- we have the Special Forces)
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To: Persevero
There is a McMansion in our family that contains three single adults and three married couples.

I never realized there was a member of the British royal family postin on FreeRepublic.

34 posted on 05/11/2011 2:03:03 PM PDT by SeaHawkFan
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To: Persevero

Yes, they do! $1/pair. Picked up a few pair of brand new designer satin ones for that price that were $12-14 at a department store.


35 posted on 05/11/2011 2:04:59 PM PDT by SeaHawkFan
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To: 2ndDivisionVet

Wonder what his property taxes are. He may have only paid $80K, but he’s still paying taxes like he bought the home at full value.


36 posted on 05/11/2011 2:21:49 PM PDT by KosmicKitty (WARNING: Hormonally crazed woman ahead!!)
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To: SeaHawkFan

Have had a ferw people freepmail me about TX electric retailers.

Here is a website sponsered by the Public Utility Commission of TX that has all the rates and plans for all Texas electricity retailers to make electricity shopping easier:

http://www.powertochoose.org


37 posted on 05/11/2011 2:47:19 PM PDT by SeaHawkFan
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To: 2ndDivisionVet
Looking for deals is always good advice. Taking advantage of a foreclosure or someone "desperate to sell" is just good business. Not sure about buying watches on Craigslist. I am paranoid and wonder if such merchandise is stolen or fake.

I bought an almost new car with only 5,000 miles from the dealer for significantly less than the Kelly Blue Book value. I searched the deals and paid cash. The car is now another year old and the current Kelly Blue Book value now matches what I paid for it a year ago.

38 posted on 05/11/2011 3:12:31 PM PDT by magellan
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To: SeaHawkFan
I don't know if I would buy shoes...my bil always is finding NEW clothes there though..and my husband bought a very nice leather motorcycle jacket there for practically nothing...

best value for women is the dresses....usually very lightly worn and if you just need something for one occassion, its worth it...

39 posted on 05/11/2011 3:38:57 PM PDT by cherry
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To: SeaHawkFan

“Yes, they do! $1/pair.”

Used? Seriously?


40 posted on 05/11/2011 3:50:39 PM PDT by Persevero (We don't need Superman -- we have the Special Forces)
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