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OBAMACARE ARCHITECT: Expect STEEP INCREASE In Health Care PREMIUMS
Daily Caller ^ | 2/11/2012 | Myles Miller

Posted on 02/11/2012 9:01:36 AM PST by nicmarlo

Medical insurance premiums in the United States are on the rise, the chief architect of President Barack Obama’s health care overhaul has told The Daily Caller.

Massachusetts Institute of Technology economist Jonathan Gruber, who also devised former Massachusetts Gov. Mitt Romney’s statewide health care reforms, is backtracking on an analysis he provided the White House in support of the 2010 Affordable Care Act, informing officials in three states that the price of insurance premiums will dramatically increase under the reforms.

In an email to The Daily Caller, Gruber framed this new reality in terms of the same human self-interest that some conservatives had warned in 2010 would ultimately rule the marketplace.

“The market was so discriminatory,” Gruber told TheDC, “that only the healthy bought non-group insurance and the sick just stayed [uninsured].”

“It is true that even after tax credits some individuals are ‘losers,’” he conceded, “in that they pay more than before [Obama's] reform.”

Gruber, whom the Obama administration hired to provide an independent analysis of reforms, was widely criticized for failing to disclose the conflict of interest created by $392,600 in no-bid contracts the Department of Health and Human Services awarded him while he was advising the president’s policy advisers.

Gruber also received $566,310 during 2008 and 2009 from the [NIH] to conduct a study on the Medicare Part D plan. (RELATED: Full coverage of the health reform law)

In 2011, officials in Wisconsin, Minnesota and Colorado ordered reports from Gruber which offer a drastically different portrait in 2012 from the one Obama painted just 17 months ago.

“As a consequence of the Affordable Care Act,” the president said in September 2010, ”premiums are going to be lower than they would be otherwise; health care costs overall are going to be lower than they would be otherwise.”

[SNIP]

(Excerpt) Read more at dailycaller.com ...


TOPICS:
KEYWORDS: corruption; democrats; firstamendment; fraud; govtabuse; gruber; healthcarepremiums; insurance; jonathangruber; nobama2012; obama; obamacare; obamacarearchitect; socialistdemocrats; socialisthealthcare
Gruber’s new reports are in direct contrast Obama’s words — and with claims Gruber himself made in 2009. Then, the economics professor said that based on figures provided by the independent Congressional Budget Office, “[health care] reform will significantly reduce, not increase, non-group premiums.”

During his presentation to Wisconsin officials in August 2011, Gruber revealed that while about 57 percent of those who get their insurance through the individual market will benefit in one way or another from the law’s subsides, an even larger majority of the individual market will end up paying drastically more overall.

“After the application of tax subsidies, 59 percent of the individual market will experience an average premium increase of 31 percent,” Gruber reported.

1 posted on 02/11/2012 9:01:50 AM PST by nicmarlo
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To: nicmarlo

Who can you say is consistant in saying in every speech he gives he will KILL THIS BILL after being sworn in?


2 posted on 02/11/2012 9:07:37 AM PST by ronnie raygun (V)
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To: nicmarlo
All markets run on supply and demand -- even centrally planned, soviet-style markets must bend to some extent to matters of supply and demand.

What has Obamacare done to increase the number of doctors? or nurses? Nothing.
Has Obamacare convinced some doctors and nurses to retire early? Certainly yes.
Has Obamacare convinced some young people that the medical professions might not be a good career path? Certainly yes.

The supply of medical resources in this country is not increasing sufficiently.
The demand for medical resources in this country is certainly increasing -- Obamacare? That means it's all free, right? Give me summa that! I've got insurance! I'm all set!

Of courses prices are increasing. What else can one expect? Unless, of course, one is completely ignorant of the law of supply and demand.

3 posted on 02/11/2012 9:08:07 AM PST by ClearCase_guy (I am pro-Jesus, anti-abortion, pro-limited government, anti-GOP.)
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To: nicmarlo

I just had a steep increase this year. Guess I am to expect another....then another....and another until I can no longer afford it.


4 posted on 02/11/2012 9:09:44 AM PST by NoGrayZone (Jim "Firebrand" Robinson endorses Newt...with EPIC call to action!!)
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To: nicmarlo

Fire Obama or you won’t HAVE any healthcare.

Then, institute tort reform and allow interstate competition among insurers.


5 posted on 02/11/2012 9:11:32 AM PST by G Larry (We are NOT obliged to carry the snake in our pocket and then dismiss the bites as natural behavior.)
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To: nicmarlo

Holding an insurance card, is NOT the same as having Health Care!

Fire Obama!


6 posted on 02/11/2012 9:13:30 AM PST by G Larry (We are NOT obliged to carry the snake in our pocket and then dismiss the bites as natural behavior.)
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To: nicmarlo

See this guy’s discussion of the budget fraud and his Joe South song “Games The Administration Play”

http://confoundedinterest.wordpress.com/2012/02/10/2012-federal-budget-obamas-grecian-formula-of-1-33-in-deficits/


7 posted on 02/11/2012 9:18:04 AM PST by whitedog57
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To: ClearCase_guy

and we know that Obummer is gravely ignorant of the law of supply and demand. Unless he mistakenly thinks that he is the Emperor of that as well and it will bow to his will, too.


8 posted on 02/11/2012 9:20:01 AM PST by nicmarlo
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To: nicmarlo
Expect STEEP INCREASE In Health Care PREMIUMS

The increase on mine hit at the first of the year. And it was steep. And to make it even more frustrating, I work for one of the largest HC insurance providers.

But at least it appears that Gruber may understand Econ 101 a little better today than he did before. When the government tries to play market-maker, the result is always higher prices and eventually the destruction of the market altogether.

9 posted on 02/11/2012 9:20:01 AM PST by newheart (What this country needs is a good dose of bran. Attack Muffins Unite!)
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To: NoGrayZone

“...until I can no longer afford it.”

And then you go on the Government plan. Which you won’t be able to afford either. But tough crap...you will still be required by law to pay for it.

It’s all according to plan.


10 posted on 02/11/2012 9:20:11 AM PST by Nik Naym (It's not my fault... I have compulsive smartass disorder.)
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To: nicmarlo

Good news. Higher premiums mean the individual mandate is that much more impractical.


11 posted on 02/11/2012 9:20:53 AM PST by newsbot
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To: ronnie raygun

NEWT!!


12 posted on 02/11/2012 9:22:16 AM PST by nicmarlo
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To: newsbot

Let’s hope that SCOTUS see that to be the case, as well (beyond the fact that this is, on its face, unConstitutional).


13 posted on 02/11/2012 9:23:21 AM PST by nicmarlo
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To: whitedog57

thanks for the link; will review that tonight!


14 posted on 02/11/2012 9:24:10 AM PST by nicmarlo
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To: NoGrayZone
"I just had a steep increase this year. Guess I am to expect another....then another....and another until I can no longer afford it."

They don't call it 'The Affordable Healthcare Act' for nothing you know. Who you gonna believe; Obamass or your lying insurance premiums?

15 posted on 02/11/2012 9:29:16 AM PST by ArchAngel1983 (Arch Angel- on guard / Wenn Sie etwas sehen, sagen Sie etwas!)
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To: nicmarlo

The fact is that any model that Gruber used relies upon estimates of parameters whose values are actually unknown and unknowable. And, as Rummy understood but many journalists could not grasp, such models almost certainly exclude parameters whose very existence is currently unknown.

None of this, however, bothers Obama’s economists. Medical insurance premiums may indeed escalate after ObamaCare fully kicks in. But, like the number of “jobs saved or created” by stimulus spending, Team Obama will spin the news with “expert” claims that premiums are lower under ObamaCare based upon model results rather than real-world data. The parameters for those models are easily adjusted to obtain a favorable conclusion for the MSM to eat up and mindlessly regurgitate. Unfortunately, the vast majority of Americans, who have no direct exposure to purchasing medical insurance because it has been mostly provided by employers, or Medicare, or Medicaid, or other government programs, is susceptible to believing the MSM propaganda.

Of course, it is apodictically certain that the cost of health care will rise under ObamaCare until such time that its provisions are effectively applied to ration health care services. One does not need a quantitative economic model to be sure of this. All one has to know is that ObamaCare takes economic decisions away from individual consumers and imposes a government edict. ObamaCare will certainly cause either an increase in health care costs or a reduction in the quality and quantity of health care. Most likely both.


16 posted on 02/11/2012 9:36:33 AM PST by Skepolitic
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To: NoGrayZone
The goal seems to be to make insurance unaffordable by burdening it with unsustainable mandates. I was just reading this article (see page 2) by an Obamacare advocate who rejoices that we're on an "inescapable path to a single-payer system for most Americans."
17 posted on 02/11/2012 9:39:58 AM PST by JustMeMcGee
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To: nicmarlo; All

AGAIN people learn that communism only works in THEORY. It always has been and always will be the assumption that masses will behave a certain way to obtain YOUR version of Utopia is the downfall of the concept.

Seems this fella learned that lesson in his calculations after human nature proved itself to do what it always does.


18 posted on 02/11/2012 9:52:13 AM PST by autumnraine (America how long will you be so deaf and dumb to the tumbril wheels carrying you to the guillotine?)
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To: Skepolitic

“But, like the number of “jobs saved or created” by stimulus spending, Team Obama will spin the news with “expert” claims that premiums are lower under ObamaCare based upon model results rather than real-world data.”

And sadly the idiots in this country will pay the tripled price for insurance and watch ‘the news’ to react by sighing and saying “I guess it’s just me. Oh well, it’s for the good of the country.” I read idiotic statements like that all the time on news articles and it just irritates the crap out of me.


19 posted on 02/11/2012 9:54:49 AM PST by autumnraine (America how long will you be so deaf and dumb to the tumbril wheels carrying you to the guillotine?)
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To: ronnie raygun

Tell me about it ,My premium went up 2 thousand Dollars this year already


20 posted on 02/11/2012 10:07:42 AM PST by ballplayer
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To: NoGrayZone

Lets look at it this way and see how you feel.

Obama wants single payer health insurance and he wants that insurance to come from the Government.

What is the easiest way to put Insurance Companies out of business. Make their rates so high no one can buy it,

What do you get then. Government Health care —exactly what he wants.

It’s not hard to see what is coming if you open your eyes.


21 posted on 02/11/2012 10:17:40 AM PST by Venturer
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To: Venturer

My eyes are open. I see exactly what is going on, which is why I’m looking for an “underground” doctor.


22 posted on 02/11/2012 10:26:56 AM PST by NoGrayZone (Jim "Firebrand" Robinson endorses Newt...with EPIC call to action!!)
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To: NoGrayZone

There might be a lot of them pretty soon.

Not sure what will happen, but will an underground Doctor be allowed to write prescriptions?


23 posted on 02/11/2012 10:56:14 AM PST by Venturer
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To: Venturer
“What do you get then. Government Health care —exactly what he wants. It’s not hard to see what is coming if you open your eyes.”

I agree completely. The plan is quite simple:

1) Create a payment differential so that hospitals get twice as much for doing specific tests as private physician offices do (this has already been implemented and is in place). This will force private physicians to work for hospitals - thus centralizing control and making it easier to take over. Once everything is centralized, payments to hospitals can then also be cut.

2) Force private insurers to offer plans that are ‘all inclusive’, thus forcing them to have expensive plans that are not affordable (all inclusive means things like abortion, dietitians, and a broad array of other non-essentials that are politically correct).

3) Limit the development of new devices and therapeutics by using the FDA as a form of rationing.

4) Make it more cost effective for companies to opt out of providing private insurance options and let their employees join government programs (unless, of course, your employees are members of a union that has pushed for their private plans to get waivers).

5) Create an atmosphere of panic and uncertainty among private physicians, such that they all scramble to sell their practices and join centralized hospital systems.

6) Do not allow physicians to start their own hospitals. (It's beyond me how it can be constitutional to use government money to pay private hospitals twice more for the same services than what is paid to private physicians, while at the same time not allowing private physicians to start their own health care facilities (hospitals and clinics).

7) Do not approach tort reform until everything is under government control.

There are other bullet points, but this is clear enough.

24 posted on 02/11/2012 11:32:16 AM PST by pieceofthepuzzle
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To: NoGrayZone; Venturer

You are smart to look for doctors outside of the system. There are some who use whole foods, supplements and preventative measures instead of prescription medicines. Supplements can be outlawed but as of today, they still allow you to grow your own food and eat it.


25 posted on 02/11/2012 12:01:31 PM PST by Waryone (Mitt Romney, the father of gay marriage and socialized medicine in the US, is a lying socialist)
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To: autumnraine

I suspect that when ObamaCare is fully implemented that its costs will be cleverly disguised from the vast majority of people. It will probably be something like the federal income tax withholding system works today. A very large fraction of Americans think that their income taxes must very low because they get money back from the government. Some of these idiots will be blaming their employer for cutting their pay, and hold the government blameless.

Of course, PPACA’s costs cannot be disguised from the self-employed and small businessmen, who know very well just how high income taxes really are. But, self-employment and small business may not be viable options in Obama’s second term.


26 posted on 02/11/2012 1:56:40 PM PST by Skepolitic
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To: ArchAngel1983

“They don’t call it ‘The Affordable Healthcare Act’ for nothing you know.”

As usual, the title of legislation describes precisely the opposite of what it actually does.

Paperwork Reduction Act
Privacy Act
Social Security Act
Tax Simplification Act
American Recovery and Reinvestment Act
No Child Left Behind Act
Wall Street Reform and Consumer Protection Act
PATRIOT Act
Patient Protection and Affordable Care Act


27 posted on 02/11/2012 2:14:39 PM PST by Skepolitic
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To: Skepolitic
Let me be clear . . . (LOL), lets pass the "Truth in Naming Acts- Act"! Wouldn't that be a hoot? How does the "We Nationalized the American Health Care System Act sound? Not to your liking? How about the "If You Just Had a Heart Attack, We'll be with You Before You Know it Act? And the list goes on . . .
28 posted on 02/11/2012 2:18:43 PM PST by ArchAngel1983 (Arch Angel- on guard / Wenn Sie etwas sehen, sagen Sie etwas!)
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To: Venturer

And we have a winner! Funny (not ha ha funny but strange funny) how so few actually Get It!


29 posted on 02/11/2012 2:37:51 PM PST by ArchAngel1983 (Arch Angel- on guard / Wenn Sie etwas sehen, sagen Sie etwas!)
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To: ClearCase_guy
Unless, of course, one is completely ignorant of the law of supply and demand.

And that's precisely the demographic that Obamacare was pandered marketed to. It's surprisingly large.

30 posted on 02/12/2012 5:52:55 AM PST by AustinBill (consequence is what makes our choices real)
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