Skip to comments.Just another reason to dump Progressive Insurance
Posted on 08/14/2012 9:57:45 AM PDT by surferEdited on 08/14/2012 10:00:28 AM PDT by Admin Moderator. [history]
Ive been sending out some impertinent tweets about Progressive Insurance lately, but I havent explained how they pissed me off. So I will do that here as succinctly as possible. Theres a general understanding that says, insurance companies oh theyre awful, but since Progressive turned their **** hose on my late sister and my parents, Ive learned some things that really surprised me.
Ill try to cleave to the facts. On June 19, 2010, my sister was driving in Baltimore when her car was struck by another car and she was killed. The other driver had run a red light and hit my sister as she crossed the intersection on the green light.
Now, I dont discount the possibility that Katie was at fault in the accident, but it never really looked that way. The only witness who gave a statement on the day said that Katie had the light, etc. The totality of the evidence left some room for argument, but that will be the case any time theres a catastrophic car accident that doesnt happen underneath an array of video cameras.
One indication that the case was pretty open-and-shut was that the other guys insurance company looked at the situation and settled with my sisters estate basically immediately. Now, because the other driver was underinsured, that payment didnt amount to much, but my sister carried a policy with Progressive against the possibility of an accident with an underinsured driver. So Progressive was now on the hook for the difference between the other guys insurance and the value of Katies policy.
At which point we learned the first surprising thing about Progressive: Carrying Progressive insurance and getting into an accident does not entitle you to the value of your insurance policy. It just pisses off Progressives lawyers. Here I address you, Prospective Progressive Insurance Customer: someday when you have your accident, I promise that there will be enough wiggle room for Progressives bottomless stack of in-house attorneys to make a court case out of it and to hammer at that court case until you or your surviving loved ones run out of money.
Which is what Progressive decided to do to my family. In hopes that a jury would hang or decide that the accident was her fault, they refused to pay the policy to my sisters estate.
Out of a sense of honor, and out of a sense of the cost of my sisters outstanding student loans, my folks opted to try to go after the money through legal channels. At which point they learned another delightful thing. In Maryland, you may not sue an insurance company when they refuse to fork over your money. Instead, what they had to do was sue the guy who killed my sister, establish his negligence in court, and then leverage that decision to force Progressive to pay the policy.
Now my parents dont harbor much venom for the guy who killed my sister. It was an accident, and kicking that guy around wont bring Katie back. But kicking that guy around was the only way to get Progressive to pay. So they filed a civil suit against the other driver in hopes that, rather than going to court, Progressive would settle. Progressive did not. Progressive made a series of offers (never higher than 1/3 the amount they owe) and then let it go to a trial.
At the trial, the guy who killed my sister was defended by Progressives legal team.
If you are insured by Progressive, and they owe you money, they will defend your killer in court in order to not pay you your policy.
The trial was a real shitshow for my parents, and I did not love it either. As it happens, the jury did find that the other driver was negligent, which, if justice or decency are priorities for Progressive, will result in them finally honoring Katies policy. At this point, I hope youll forgive me if I wait for it to actually happen.
Dont buy insurance from Progressive. Not only will you be paying the salaries of people who put my family through the wringer (really a smaller wringer that Progressive attached to the main wringer of my sisters death), but also when the chips are down, your money will have bought you nothing but a kick in the face.
Progressive Insurance is a disgrace and you MUST dump their insurance ASAP if you still have it.
Not only are they despicable in their business practices but they are huge Obama supporters and donors.
“Not only are they despicable in their business practices but they are huge Obama supporters and donors.”
That is correct. No one in their right mind should buy Progressive Insurance.
I'm sorry you guys had to go through all that.
same issues with United Health Care....
I’m sorry, but I would not buy, invest in, rent or associate with any business that had progressive in the title. For me the name “progressive” means cheat, rat,sneaky, leftist but, that’s just me.
Thank you for putting this out there.
Don’t most all insurance companies act like jerks.....
But this is progressive insurance....
Most libs are very generous with other people’s money, and extremely stingy with their own....
I’m sorry for your loss, surfer. I had a similar situation with my son. Geico piad in full on under our uninsured/underinsured coverage. It may have helped that we already had a lawyer.
Just the fact they want to place a driving monitor on your car is reason enough in my book to never, ever, consider them. And I have an excellent driving record, so that isn’t a consideration.
I tend to stay away from anything bearing the name “Progressive.” I’m sure that there might be an exception or two out there, but I’d bet that they are rare exceptions.
My son has this insurance, and I will suggest that he find another company,
I could point to any number of insurance companies (some of them very well known) that act the same way. I do not know what type of policy this person had but I am unfamiliar with an uninsured motorist coverage that pays the difference between what the other guy had and what the overall cost was. The uninsured motorist coverage (at least in my state) ONLY covers a specified amount for (usually 5 to 10 thous) property damage. Additional coverage can be purchased for medical costs and again that usually has a limit on it.
State Farm here. Over 30 years.
One indication that the case was pretty open-and-shut was that the other guy’s insurance company looked at the situation and settled with my sister’s estate basically immediately
Once your sister's estate settled with the other guy's insurance - then all is said and done.
Either you mis-stated the facts or you were stupid.
Just to be perfectly clear this did NOT happen to my family. It happened to Matt Fisher’s family. I came across the blog entry and wanted to post it here for everyone to read.
Thanks for your comments I am sure Matt’s family would sincerely appreciate them.
If the other guy was not insured by Progressive, this act is probably an illegal breach of fiduciary duty by Progressive and an ethical violation by the attorneys involved.
And she’s just the stalking horse for the Fedgov.
Those with aggressive driving habits will have to be curbed for the good of the mother gaia....
A good moral here is that you never know if you’re getting a good “deal” on your insurance until it comes time to make a claim.
Actually my family has carried Arbella Insurance for decades. They are always there to answer any questions. Practically no wait time and they are swift with services/payment if an accident occurs. They’ve never disappointed us.
Note: We’ve never caused an accident, but they have handled a couple that were caused by others. Promptly, painlessly, and efficiently.
Progressive = Liberal
Always felt that way and I hate their commercials. Smug liberal talk.
Sorry for your loss!
They don’t call it Progressive for nothing. They’ll take your money, promise you the world, and when it comes time to collect its screw you.
My advice - make a video, stick to the facts on the video, use pictures of your sister, tell her story, show pictures of the process / documents procedings, etc.
Have it reviewed by your attorney prior to posting! You don’t want them coming back to you and taking you to court.
Post in on the Internet, put links to it out on every conservative blog you can contact. Try and get this to go viral.
You will also be putting money (via the Marxist billionaire owner and chairman Peter B. Lewis) into the hands of every left wing radical group in the country. I utter an obscenity with the initials FYF each and every time I see their commercials and that homely fake b***h in the white jump suit.
Guess you didn’t read the entire blog post. First of all it didn’t happen to my family. It happened to Matt Fisher (he was the author identified).
Second she contracted with Progressive for a policy that covered for under-insured motorists. Which means that Progressive has a contracted obligation to pay the estate the difference in amount to her covered value.
IMO you have an ax to grind with insurance companies, this blog post is specifically about Progressive insurance and obviously doesn’t apply to every insurance company since the other insurance company immediately paid their claim.
This is 100% about an insurance company using their lawyers to sleaze out of paying a contract obligation just because the cost of the in-house lawyers is cheaper than paying what they contracted to pay. Typical scumbag progressive, liberal thinking.
Too bad you didn’t take a little more time to understand this tragedy.
I want to put Obama under one of them with the caption:
“Do I look like I have a plan?”
Not all insurance. If you are in Columbus, OH, look up Phil Breakey with State Farm. He’s done right by my family for over 40 years. (I don’t get anything for this plug - he’s just been so good and honorable that he deserves the plug.)
Also been treated well by All State personally.
PS Yes, I’m sure they’ve made a healthy profit from me and mine. To which I say, GOOD!
It's an intrusion into your privacy. That's my basic reason for being against it. What you point out is addition reason to stay away from Progressive. Not to mention I turn the channel when Flo comes on...
Not all of them. Several years ago a motorist backed over my bicycle in a parking lot (it was locked to the side of a building), tried to leave the scene until a co-worker stopped him, then refused to provide me with his info until we called the police. He was insured by State farm. On my way home I purchased a new bike then called State Farm to tell them I would be submitting a claim. After I explained what happened they asked me to fax them the receipt for the replacement bike, and two days later a cheque was hand-delivered to my office.
If you’re in the position of qualifying for USAA and you haven’t taken advantage of that, you need to switch to them ASAP.
I believe you’re thinking of Hyatt Legal Services. Howard and his son in law Joel give shysters a bad name.
The Progressive data recorder is just a stalking horse.
Within 10 yrs you will need to have one just to get license plates or pass state inspection.
It’s far too good of an opportunity for govt to pass up.
Dont most all insurance companies act like jerks.....
Not USAA. They are incredible. I had to use them three times in 2000 and they were professional and paid or got the car fixed quickly.
And that’s why we need to take this country back from the “Progressives” in both parties.
If this sad story doesn’t convince one to drop or give progressive a wide berth, consider the imagery....
Flo (enjoy her commercials) is talking to society.....all of society hawking “insurance.” This hawking is made possible by her announcement taking over every screen in every scene.
The “1984” and “Big Brother” imagery is not lost, and the little device they are pitching (hooks into the OBDC port) and shoots updates directly to the company servers is scary indeed. There is no privacy, acceleration, braking, speed, and a host of other data are all available to the company. like to brake late into and accelerate out of corners? Hard on the accelerator? Have a fender bender? a “bad” record of breaking overlaid onto a GPS map, and don’t expect much in the way of coverage....
2 + 2 = 5!
We have USAA also. They were so wonderful as insurance agents that we now use their banking services as well.
They’ve got the best customer service in the world and have never let us down.
Too bad you didnt take a little more time to understand this tragedy.
Too bad the grief stricken family member was not writing concisely but with emotion. This story comes off very well as a bitter rant instead of providing factual details that support his complaints.
I only wish the family had retained an attorney BEFORE settling with the other guy’s insurance company. They still may have gotten ripped off - especially having a lawyer - but maybe the outcome would have been better.
I look out my work window and see the geico bldg. my co workers eat lunch there. their cafeteria is fox 24/7. progressive (hello?) is a liberal progressive org. never do business with them.
A manager at their claims office even had the nerve to ask me if my daughter was listed as a driver on my policy through another company! She was trying to intimidate me by hinting that she might notify my insurance company that my daughter was driving my car. I then advised her that since my daughter doesn't live with me and was over 18, she doesn't need to be on my policy. Bottom line, Progressive and its employees are evil!
Uninsured Motorist coverage (UIM) is normally sold in two forms: UIM Bodily Injury and UIM Property Damage. Some companies offer what is called Combined Single Limit (CSL) where the limit is available for either BI or PD. Limits for UIMBI can be upwards of $1M and more if there is an Umbrella Liability policy which has UIMBI limits available/selected. UIM should always be purchased at the same limit as the Liability coverage you maintain on your policy. Most states do not put small sublimits on UIMBI.
In September USAA will send me my 50 year decal. I won’t put it on my car but have been a very happy camper with them. A few claims (on Lightning and Hail damage in Colorado)were handled quickly and professionally. I agree, if you qualify, switch!
Just saw this on The Blaze.
Peter Lewis is a Soros type. That’s all that needs to be said. What else would you expect from “progressive” insurance.
Thanks for that info...unfortunately my state does not allow such coverage.
The chairman of Progressive Insurance is also a Marxist rat named Peter B. Lewis. The only entity I can find Joel Hyatt linked into besides his il-legal services firm is Al Gore’s Current TV network. I could be wrong and he and his father in law may somehow be involved in PI (would not surprise me in the least) but was unable to find any overt links. If you can direct me to something that shows this I’d be interested.
Same here. Two months ago I had the first accident I have ever had. I was backing out of a parking place and I tapped the passenger side front finder of a car that was behind me. No damage to my Ford F-150 bumper. But the plastic bumper of the other car was dented. This was in a parking lot but the city police were called - no tickets were issued but it was good that the policewoman filled out an incident report and gave copies to both of us. I contacted State Farm and they assigned me to what they called team 22. A team member called me later that day and I was told they would take care of everything. I would not have to pay any kind of detectable and that the other driver would be supplied a rental car while their car’s bumper was fixed.
I have not heard a word from State Farm or the other car owner since. I assume everything was taken care of as they said they would do. This was better service than I expected. I have two vehicles and a house insured with them.
I concur entirely with that. I’ve been insured by USAA from 1966, now for a total of 46 years, starting with when I got my first car. They’ve been 100% great and give terrific discounts to long term members.
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