Just a thought...you said there was a message from the credit card company and an email. You returned their call. Did you use an 800 number they left on your message or email, or did you go look up the credit card’s 800 number online, or on the back of your card, and call that number.
Reason, there might not have been any fraud, but fraudsters alert you to “false” credit card usage, and then get pertinent info from you when you return a call or take the call for that matter, or respond to the email. Credit card phishing is rampant via email, and these types of calls.
Make sure you actually called the credit card company back, and it was the credit card company you were speaking too. Best way to do that is to look online for their credit card phone line, or on the back of your card, and give them a call to make sure there was suspicious activity, or were scammers trying to get info from you.
Great hints, thanks. I called the number mentioned in the voice mail, AND in the e-mail. It was legit.
Then I logged in and went into a chat with some dummy from Bangalore, I suspect, with an American name of course, trying to learn more, and I actually learned less, as he couldn’t find the information given me previously by a lisping phone rep. (But he found it in the end, and then generously informed me that they are waving the late fee for me, which was another piece of nonsense as I had paid my recent bill two weeks ago and the payment shows in their records available to me!)