Skip to comments.ID Theft? Fraud?
Posted on 03/20/2017 1:47:53 PM PDT by Eva
I hope someone can help me.
My husband just received one of those scam calls that asks a question and gets you to answer yes. The caller records your yes and disconnects. Then they use that yes to agree to some contract.
Put a credit freeze on all credit rating accounts.
Maybe a recorded “yes” shouldn’t be used to validate a charge. What a stupid system.
put a credit freeze with all three agencies...should be free...but depends on your State, IIRC
What was the question? Is Obama stupid? Yeah, I can see your husband answering yes’.
Thanks, that was what someone else said, but Youndont get to talk to anyone at a credit agency and they ask for a credit card but don’t tell you how much the fee is.
Will it stop us from using those accounts?
It cost 10 bucks for each one in VA. Just did it a month ago. Worth every dime. The faster you shut down the ID theft the better.
You won’t be able to get new credit. You can temporarily lift the freeze when applying for new credit
I have a security freeze on mine.
Your current creditors are still allowed to access your credit.
What was the question? I don’t think any system uses a “verbal yes” to establish identity. They’d have to already be in possession of all the other information.
You can find the fees on the site. You have to dig. I posted two links to two of them and they discuss fees. Depends on your state.
Nope you can still use your accounts that you already have established, all you want. You just won't be able to open new ones. You will get a pin number that you can use to temporally "unfreeze" your account if you need to.
Another reason I don’t answer the phone unless I recognize the caller on caller ID. If it’s an obvious solicitation call, I just click it on, then click it off, if I’m not in the mood to hear the phone ring.
They must be using it for something nefarious.
lifelock.com, Its going to cost you a couple hundred but it will shut down any attempts to create accounts unless you say yes
Credit agencies are not allowed to charge for those things
Call your credit card companies. Not the reporting companies
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