Yup. Pretty much. Barring people who have disabilities, and such, who are always going to have a hard time.
Keep in mind, of course, that your definition of "real hardship" and mine might be a little different.
I kind of understand what gridlock is saying. Yeah, there have been people in the last 30 years that have had bad times. But the Great Depression officially ended 1n 1946. From 29 to 46, the United States lived in and through a Great Depression and war time rationing mainly brought to them by their own government. Compare that to what we - and children born in the last 30 years - have grown up with. What has been the challenges for us since the 60’s?