Free Republic
Browse · Search
General/Chat
Topics · Post Article

Skip to comments.

PACT will run out of money in 2016 (Alabama's prepaid tuition)
NBC 13 News ^ | November 4, 2009

Posted on 11/04/2009 10:35:02 PM PST by UAConservative

Video of story of Alabama's prepaid college tuition program going insolvent in 2016.

http://www2.nbc13.com/vtm/news/local/article/pact_will_run_out_of_money_in_2016/106306/


TOPICS: Education
KEYWORDS: college
Sounds just like Social Security or Medicare.
1 posted on 11/04/2009 10:35:05 PM PST by UAConservative
[ Post Reply | Private Reply | View Replies]

To: UAConservative; 1-Eagle; 131st Scout; 2CAVTrooper; 65superhawk; 6Covs; A.P.M.; adkinsjohnnie; ...


FREE REPUBLIC @ ALABAMA

Keeping the people of Alabama informed!

FReepmail Ultra Sonic 007 to get on or off this ping list.

2 posted on 11/04/2009 10:44:43 PM PST by bamahead (Avoid self-righteousness like the devil- nothing is so self-blinding. -- B.H. Liddell Hart)
[ Post Reply | Private Reply | To 1 | View Replies]

To: UAConservative

I almost signed up for that program and for some reason decided to take another avenue.

I know many who did sign up and feel for all the families that will be left in the lurch.


3 posted on 11/04/2009 10:58:42 PM PST by carolina71
[ Post Reply | Private Reply | To 1 | View Replies]

To: carolina71
I looked at the 529 College Savings Plan (the PACT's sister program) and the funds offered by Van Kampen investments doesn't return anywhere near the tuition inflation rate. Whoever enters these funds will get hosed really bad.

Sadly, the best thing that can be done is for the state to let PACT fail. Since people had paid "premiums" and not invested, Alabama would return the prepaid money with interest over the next twenty years just as if it was a bond. I don't see any other way out of it other than declare the fund in default.

4 posted on 11/04/2009 11:49:12 PM PST by UAConservative (Alabama PACT, Medicaid, Medicare, Social Security... government can't run anything right!)
[ Post Reply | Private Reply | To 3 | View Replies]

To: carolina71
I looked at the 529 College Savings Plan (the PACT's sister program) and the funds offered by Van Kampen investments doesn't return anywhere near the tuition inflation rate. Whoever enters these funds will get hosed really bad.

Sadly, the best thing that can be done is for the state to let PACT fail. Since people had paid "premiums" and not invested, Alabama would return the prepaid money with interest over the next twenty years just as if it was a bond. I don't see any other way out of it other than declare the fund in default.

5 posted on 11/04/2009 11:49:12 PM PST by UAConservative (Alabama PACT, Medicaid, Medicare, Social Security... government can't run anything right!)
[ Post Reply | Private Reply | To 3 | View Replies]

To: carolina71
I looked at the 529 College Savings Plan (the PACT's sister program) and the funds offered by Van Kampen investments doesn't return anywhere near the tuition inflation rate. Whoever enters these funds will get hosed really bad.

Sadly, the best thing that can be done is for the state to let PACT fail. Since people had paid "premiums" and not invested, Alabama would return the prepaid money with interest over the next twenty years just as if it was a bond. I don't see any other way out of it other than declare the fund in default.

6 posted on 11/04/2009 11:49:12 PM PST by UAConservative (Alabama PACT, Medicaid, Medicare, Social Security... government can't run anything right!)
[ Post Reply | Private Reply | To 3 | View Replies]

To: carolina71

Same here, didn’t join. But my sister-in-law and some very good friends did, and it makes me mad for them!


7 posted on 11/05/2009 4:06:51 AM PST by EmilyGeiger (The problem with socialism, is eventually you run out of other people's money. Margaret Thatcher)
[ Post Reply | Private Reply | To 3 | View Replies]

To: carolina71
Same here. My wife pushed for us to do it but the due diligence showed that the numbers didn't fit. I hope I don't end up paying for others investment mistake through higher taxes!
8 posted on 11/05/2009 5:45:17 AM PST by Free_in_Alabama (The average citizen is to lazy to steal from you, instead they are asking the government to do it)
[ Post Reply | Private Reply | To 3 | View Replies]

Disclaimer: Opinions posted on Free Republic are those of the individual posters and do not necessarily represent the opinion of Free Republic or its management. All materials posted herein are protected by copyright law and the exemption for fair use of copyrighted works.

Free Republic
Browse · Search
General/Chat
Topics · Post Article

FreeRepublic, LLC, PO BOX 9771, FRESNO, CA 93794
FreeRepublic.com is powered by software copyright 2000-2008 John Robinson