Excellent post at #5. That’s the true American spirit. I admire you and your family for hanging tough and applying a sensible solution to a problem, instead of whining about it and looking for an easy way out.
It took a year's worth of "series of unfortunate events" to put my family under. First my husband, then my son, then my daughter, then me. The medical bills were stunning.
Thankfully, we had nest eggs to fall back on (all but two are gone now) and very little debt to begin with. But I had a long road to recovery so we weren't able to get back on our feet again until recently.
My parents always found a way, so we found a way. Whining never helps anything. Buckle down, accept your situation, and fight, fight, fight to overcome it.
We only asked for help from one source; my parents - a loan that we quickly repaid. It was very humbling to ask them for help, a big blow to my pride. We had never asked them for anything before, but they were happy to help and we are still grateful for it.