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You Know You're on a Budget When… (Dave Ramsey)
Dave Ramsey Web Site ^ | 25 Aug 2011 | Dave Ramsey

Posted on 09/01/2011 8:58:14 AM PDT by CSM

There are many dead giveaways! from daveramsey.com on 25 Aug 2011 Email Being on a budget doesn’t mean you can’t have fun and even make fun of yourself a little bit!

Dave's Facebook fans shared some obvious signs that you might be on a budget – so many, in fact, that we didn’t have room to note all of the best ones here! Check out some of the hilarious responses, and see how many you can relate with.

Kristen: Your four-year-old asks, "Mommy do we have a coupon for this?" about any item she wants to buy in the grocery store!

Stephen: When you're reading this in your father-in-law’s driveway because you have to glom off of his wi-fi.

Leslie: When you use a coupon for a free hamburger from Mc Donald's and then come home and put your own piece of cheese on it!

Carrie: When you find yourself saying "Dave would not want me to buy that!" and then walk away.

Travis: Your kids are constantly ticked off at Dave Ramsey!

Kirsten: School supplies become birthday presents.

Jeff: You have all the local supermarket ads spread out on the kitchen table, and you begin to strategize your coupons like you're about to invade Normandy.

Micki: You get one leg waxed at a time.

Natalie: You ask yourself, How many shifts will I have to work to pay for this?

Jondelyn: You search on the internet for recipes with ingredients in your pantry.

Jay: Everyone around you thinks you are crazy.

Michelle: When, you're shopping with the kids, the three-year-old asks for something and the seven-year-old tells him, "It's not in the budget."

Will: When you notice George Washington squint at the sunlight when you pull a dollar out of your wallet.

Ashlee: When your five-year-old asks, "What is a mall?"

Sarah: Your kids get $5 in a card and you're jealous.

Gary: When you don't go out and spend money on Friday night, but instead stay in and list stuff to sell on eBay.

Lisa: The liquid soap in your bathroom is milk 'n' honey-orange-vanilla-coconut-cherry-watermelon-apple-lemon scented, because you just can't bear to throw that little bit in the bottom of the bottle away.

Lorien: When your five-year-old makes her own coupons to play store with!

Kelly: When you really "get" all the posts on this thread and have laughed out loud several times reading them!

How do you know when you’re on a budget? Let us know! Leave a comment below


TOPICS: Miscellaneous
KEYWORDS: daveramsey; financialpeace; ramsey

1 posted on 09/01/2011 8:58:15 AM PDT by CSM
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To: Hoosier Catholic Momma; CottonBall; TenthAmendmentChampion; Chickensoup; JDoutrider; ...

I can relate.....

Dave Ramsey Fan Ping List.

If you would like to be added to the “Live like no one else, so that you can LIVE like no one else” list, feel free to Freepmail me.


2 posted on 09/01/2011 8:59:51 AM PDT by CSM (Keeper of the "Dave Ramsey Fan" ping list. FReepmail me if you want your beeber stuned.)
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To: CSM

My favorite:
“When your buddy shows you his $2,500 car, and you say to yourself ‘I could have gotten 2 cars for that’”.


3 posted on 09/01/2011 9:00:26 AM PDT by Hodar ( Who needs laws; when this FEELS so right?)
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To: CSM

When other people look at you and ask if you’ve been DaveRamsey’d.


4 posted on 09/01/2011 9:00:37 AM PDT by HiJinx ("The wealthy and satisfied do not migrate, they stagnate." ~ Louis L'Amour)
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To: Hodar

When the price of a 12 pack of ramen soup goes up a dime and you notice,you’re on a budget.


5 posted on 09/01/2011 9:10:23 AM PDT by Farmer Dean (stop worrying about what they want to do to you,start thinking about what you want to do to them)
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To: CSM

When you cook Mac and Cheese without using any milk or butter, just water, tap water!

I have done this and it is not that bad.


6 posted on 09/01/2011 9:11:41 AM PDT by GraceG
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To: CSM

When you cut paper towels in half.

(I can hear the response now: you get paper towels?)


7 posted on 09/01/2011 9:18:04 AM PDT by Persevero (Homeschooling for Excellence since 1992)
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To: Farmer Dean

[ When the price of a 12 pack of ramen soup goes up a dime and you notice,you’re on a budget. ]

I have checked and sometimes the 12 pack of ramen noodles can cost more than the individual ones per pack. This has happened to me before, I save 50 cents by buying the individual ones.

Sometimes I pinch pennies so hard a booger comes out of Lincoln’s nose.


8 posted on 09/01/2011 9:21:05 AM PDT by GraceG
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To: windcliff; raven92876

ping


9 posted on 09/01/2011 9:25:47 AM PDT by stylecouncilor (Some minds are like soup in a poor restaurant...better left unstirred.-PG Wodehouse)
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To: Hodar
My favorite: “When your buddy shows you his $2,500 car, and you say to yourself ‘I could have gotten 2 cars for that’”.

I've come close to being guilty of that one!

10 posted on 09/01/2011 9:35:52 AM PDT by Alex Murphy (Posting news feeds, making eyes bleed: he's hated on seven continents)
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To: CSM
Will: When you notice George Washington squint at the sunlight when you pull a dollar out of your wallet.

These are pretty funny

11 posted on 09/01/2011 9:41:34 AM PDT by Retired Greyhound
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To: Hodar

Here’s one of my budgetary tricks I learned from my frugal grandfather. If me and a few of my friends wanted to go out to get some Chinese food, what I used to do.

I bought a giant two quart $5 bowl of savory congee. I stretched it out by sneaking in my own vegetables, protein and brown rice. I grew the vegetables at my house which further cut down on costs. To wash down the food, I ordered a pot of tea, which I made stronger by bringing in a few teabags I found for free at a doctor’s office. For flavoring, I sneaked in one of those Crystal Light drink mix packets for water bottles. I ordered lots of ice in my water. I poured the tea in the water.

I now have a nutritious meal which feeds 4 people and we all have a nice, cool glass of lemon iced tea to wash down the congee. All for under $8 total.

Did it enough times to save up for a car. After a while, the Chinese restaurant where I went to stopped serving congee. Did I fail to mention that my grandfather’s Asian Indian? :P


12 posted on 09/01/2011 10:10:34 AM PDT by NorthStarStateConservative (Springtime in America will arrive on January 21, 2013.)
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To: CSM

I have a little Dave that sits on my shoulder when I’m at the grocery store. I have conversations with him when I try to justify a splurge. :0)


13 posted on 09/01/2011 10:24:42 AM PDT by samiam1972 ("It is a poverty to decide that a child must die so that you may live as you wish."-Mother Teresa)
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To: Alex Murphy
My favorite: “When your buddy shows you his $2,500 car, and you say to yourself ‘I could have gotten 2 cars for that’”.

I've come close to being guilty of that one!

I'm going to be 65 in October, so I am really guilty of that one.

As a matter of fact, my first new car was a 1968 Chevelle SS Convertible for a drive away price of $3150 (with no trade).

14 posted on 09/01/2011 10:25:25 AM PDT by Retired COB (Still mad about Campaign Finance Reform)
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To: CSM; aculeus; Constitution Day; Charles Henrickson; dead; dighton; Ezekiel; Lazamataz; mikrofon; ...
You Know You're on a Budget When…

When this song moves you to tears.

15 posted on 09/01/2011 10:33:53 AM PDT by martin_fierro (< |:)~)
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To: samiam1972

I’m so cheap that I remove the battery from my little radio whenever it is not in use....

Another tip is that I have saved a lot on electricity bills by unplugging everything that is not in use and does not need to continue to get electrical flow. I unplug the microwave, extra tv, coffee pot, washer dryer, etc. Heck, I even unplug my alarm clock on the weekends.

I found that by eliminating my vampires, I was able to reduce my kwh usage by 50%!


16 posted on 09/01/2011 10:50:47 AM PDT by CSM (Keeper of the "Dave Ramsey Fan" ping list. FReepmail me if you want your beeber stuned.)
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To: CSM

I love this idea! Now I’m looking at everything that is plugged in. Heck, I’d settle for the kids just remembering to turn the lights off.


17 posted on 09/01/2011 12:43:04 PM PDT by samiam1972 ("It is a poverty to decide that a child must die so that you may live as you wish."-Mother Teresa)
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To: CSM

Make your own laundry detergent.


18 posted on 09/01/2011 1:05:39 PM PDT by TASMANIANRED (We kneel to no prince but the Prince of Peace)
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To: CSM

“I found that by eliminating my vampires, I was able to reduce my kwh usage by 50%!”

That’s impressive! I’ve lowered my electric bill by a LOT this past year, but lower is better!


19 posted on 09/01/2011 2:35:47 PM PDT by Diana in Wisconsin (I don't have 'Hobbies.' I'm developing a robust Post-Apocalyptic skill set...)
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To: Diana in Wisconsin

“That’s impressive!”

That’s what she said! ;-)

Hope all is well for ya....


20 posted on 09/01/2011 2:38:15 PM PDT by CSM (Keeper of the "Dave Ramsey Fan" ping list. FReepmail me if you want your beeber stuned.)
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To: CSM

True moments from our life:
* Your four year old recognizes three celebrities (as tested by grandparents) - Dave Ramsey, Suze Orman, and Steve from Blues Clues
* Your first grader comes home with the activities fliers for school and says “I can sign up for this because I’ve saved up enough to pay for it!”
* You’ve told your children that going to McDonalds is not in the budget and they check their piggy banks when they get home to see what they can afford


21 posted on 09/01/2011 3:07:08 PM PDT by tbw2
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To: samiam1972

When i had just 2 kids left at home, I offered them each 1/2 the savings from the previous months bill if they’d help me get it down. The teens turned off lights very well and we saved about $30 in a month. (note: only did this one month)


22 posted on 09/01/2011 5:30:10 PM PDT by Shimmer1 (To sin by silence when we should protest, makes cowards of men)
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To: CSM

When I was little and my dad was an elisted man with five kids, we were so poor, we barely made it. We did not go out to dinner and mom did our hair and made our clothes. When dad became an officer and moved up, things changed. But when I was little, I did not know we were poor and in fact I thought we were rich because mom used to send us all to school with a can of food for the Nuns’ Catholic food pantries which served the poor people around the country.

My personality was shaped around poverty which means materialism was pretty much absent from my sreams and desires. I don’t dream of things I want and I am the butt of jokes at the house because I never know what I want for my birthday that is not something practical like hair ties. I get what I need and I am not hankering for more.

Because of this upbringing, the other side of life is what is important to me. What do I want from my sons? For them to be honorable and good sons, husbands and fathers. I want them to love and to be healthy and happy. I want them to be close to Jesus and spend time reading about Him and praying with Him.

My husband overheard me tell a friend one time that when I was little a cousin had a convertable mustang that was really fast and fun to ride in. So that year I got a convertable GT mustang for my birthday. It was the strangest feeling - being disgusted by the waste of money and excited by the beauty of the machine at the same time. It is fast and fun. And a waste of money. :)

I feel for people who only know and value materialism. This economic time we are going through is horrible for them and many have comitted suicide. Others, however, have learned there is more to life than stuff.


23 posted on 09/01/2011 5:52:30 PM PDT by SaraJohnson
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To: martin_fierro

Hell, oh LA. Lola.


24 posted on 09/01/2011 6:09:42 PM PDT by SunkenCiv (It's never a bad time to FReep this link -- https://secure.freerepublic.com/donate/)
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To: SaraJohnson

You are a rare and exquisit jewel in America these days.


25 posted on 09/02/2011 5:44:23 AM PDT by CSM (Keeper of the "Dave Ramsey Fan" ping list. FReepmail me if you want your beeber stuned.)
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To: CSM

I think today’s hollow materialism which has been intentionally shaped by cultural marxism is not the roots of identy for many Americans over 30.

So we have a lot of American jewels getting buffed up right now. They will remember who they are and what is important in life and I hope we begin to hear their voices and that they become leaders - at least in Christian Conservative circles. They will have an internal path to re-discover through the hard times and will come out healed, strong and renewed.

Economic Marxism will beckon to them in the name of “sharing”...but I hope they are not tricked.


26 posted on 09/02/2011 6:20:38 AM PDT by SaraJohnson
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To: SaraJohnson

Good points. Thanks for your input.


27 posted on 09/02/2011 8:45:54 AM PDT by CSM (Keeper of the "Dave Ramsey Fan" ping list. FReepmail me if you want your beeber stuned.)
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To: CSM; All

Well, I broke my foot, so all is NOT well with me. 6 weeks recovery - that should keep me unemployed AND out of the mall. Dave would be so proud, LOL!

We’re trying to figure out what I CAN do at work - gotta keep it elevated and basically OFF of it for 6 weeks - when you have about 3 acres you’re responsible to travel by foot each day, that’s not gonna happen. :(

Family and friends are helping out here on the farm. God Bless My Mom, Elaine! She’s an Angel. My beau, Mr. Wonderful, is helping a lot, as are my ex-In-Laws from the next farm over. I’ll get through it; it won’t be easy though. I’m not one to sit around, as you know. Grrrr!


28 posted on 09/02/2011 10:49:26 AM PDT by Diana in Wisconsin (I don't have 'Hobbies.' I'm developing a robust Post-Apocalyptic skill set...)
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To: CSM

I put most of my electrical items on a surge then turn off the surge when not in use.

I cut those dishwasher tablets in half (we have a state of the art water softener as we are on a well)

ALWAYS make my own bread; buy the flour in bulk from a local mennonite store (yes I work away from home over 40 hours a week too)

Eating out has become more and more a rarity. And when we DO go out we find that the food isn’t up to par; that we could have stayed home and made dinner for much cheaper and better.

My husband makes fun of my frugality, however we HAVE to be frugal as he pays half his salary in child support to his not-so-frugal ex-wife.


29 posted on 09/03/2011 3:58:19 AM PDT by AbolishCSEU (Percentage of Income in CS is inversely proportionate to Mother's parenting of children)
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To: Diana in Wisconsin; Gabz

I am sorry to hear about your calamity. Were you attacked by a sewing machine too?

Seriously, I’ll keep you in my prayers and I am sure your loved ones will be there to continue helping you.


30 posted on 09/06/2011 7:47:01 AM PDT by CSM (Keeper of the "Dave Ramsey Fan" ping list. FReepmail me if you want your beeber stuned.)
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To: CSM; Gabz

Thank you! Nope. No ‘rouge’ Palin-supporting sewing machine for me, LOL!

Just life. 20 years of Army pounding and a very active life since then finally did me in. It’s the same bone break that Ballerinas usually get - OH, as IF, LOL! :)

Yes. The troops have totally rallied; I finally have a day OFF today so I can catch up on my napping!


31 posted on 09/06/2011 8:41:11 AM PDT by Diana in Wisconsin (I don't have 'Hobbies.' I'm developing a robust Post-Apocalyptic skill set...)
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To: AbolishCSEU

“Eating out has become more and more a rarity. And when we DO go out we find that the food isn’t up to par; that we could have stayed home and made dinner for much cheaper and better.”

I find that to be true, too! I’m the cheapest date around because I’d rather stay in and cook than spend hard-earned cash for a sub-par meal! :)


32 posted on 09/06/2011 8:54:48 AM PDT by Diana in Wisconsin (I don't have 'Hobbies.' I'm developing a robust Post-Apocalyptic skill set...)
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To: CSM; Diana in Wisconsin
Were you attacked by a sewing machine too?

Some FRiend you are!!!! LOL!

I really feel for Diana and wish I were closer as I would be among those family and friends right there for her.

You know you're on a budget when your 13 year old reminds people not to throw out soda or beer cans because they can be turned in for money.

Being so tight these past couple years has been hardest on her, but she has been absolutely amazing. She has not whined, she has not fussed, yeah of course there has been some, but she's 13 - what do you expect

33 posted on 09/06/2011 11:29:06 AM PDT by Gabz (Democrats for Voldemort.)
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To: Gabz; Diana in Wisconsin

“I really feel for Diana and wish I were closer as I would be among those family and friends right there for her.”

Darn, I wish I would have said the same. My apologies Diana for forgetting to add that if I were in your area, I’d be on team DIW!

“You know you’re on a budget when your 13 year old..”

Wow, now I just feel old! My how time flies when you are a racist terrorist SOB that is going to hell! I just realized that I forgot the munchkins birthday this year, happy belated to mini-Gabz!


34 posted on 09/06/2011 1:08:47 PM PDT by CSM (Keeper of the "Dave Ramsey Fan" ping list. FReepmail me if you want your beeber stuned.)
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To: CSM; Gabz

Thanks for the sentiments, you two - I’m actually getting a DAY OFF today - only one scheduled check in from my MIL to bring me the mail.

I have hardly had a minute to REST so many people have been ‘helping’ me! If I had known the turn out would be this good, I would’ve broken something much sooner, LOL!


35 posted on 09/06/2011 2:48:52 PM PDT by Diana in Wisconsin (I don't have 'Hobbies.' I'm developing a robust Post-Apocalyptic skill set...)
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To: CSM; Diana in Wisconsin
Wow, now I just feel old!

YOU feel old, how the heck do you think I feel??

Di, I am so glad to hear you've got too much company - that's a good thing. You can always tell them to go away. I had no support net when I was laid up, and I had a 7yo to boot. Don't knock it honey, enjoy it!!!

36 posted on 09/06/2011 3:22:53 PM PDT by Gabz (Democrats for Voldemort.)
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To: Diana in Wisconsin

Just remember that the only reason you have so much “help” is because everyone loves you so much. If you weren’t such a wonderful person, you’d have plenty of “alone time!”


37 posted on 09/07/2011 5:25:56 AM PDT by CSM (Keeper of the "Dave Ramsey Fan" ping list. FReepmail me if you want your beeber stuned.)
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To: CSM

I’m appreciating that, believe me!! I’m going to take my morning nap now wtih my foot UP - I’ve been awake for two whole hours, LOL!


38 posted on 09/07/2011 7:12:04 AM PDT by Diana in Wisconsin (I don't have 'Hobbies.' I'm developing a robust Post-Apocalyptic skill set...)
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