[ken in texas]

The weird thing was accountant told me to put $510 in a ROTH IRA to get a bigger refund, but then said I can withdraw the money a few days later with no penalty, if I want to. Bizarre.

You have got to be kidding. Contributions to a Roth IRA are not tax deductible. The money can be withdrawn without tax due if certain requirements have been met... I don't think "claiming an illegal deduction and waiting a few days" is one of them.

How many returns prepared by this so-called "accountant" have been audited?

[PeterPrinciple]

You have got to be kidding. Contributions to a Roth IRA are not tax deductible. The money can be withdrawn without tax due if certain requirements have been met... I don’t think “claiming an illegal deduction and waiting a few days” is one of them.

How many returns prepared by this so-called “accountant” have been audited?

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There is a tax credit for contribution to a retirment plan ifyou meet certain qualifications.