Skip to comments.Insurance is too high for young the motorcyclists
Posted on 05/08/2012 9:51:34 PM PDT by deang
High premiums are affecting the young demographic & hurting the sales of motorcycles. One study says that the insurance costs are really high and this is a big problem for the motorcylists who are young.
Jeff Stone, who is a Public Relations and Media Manager for an organization said that the young people need to pay more for the insurance than the bike itself.
(Excerpt) Read more at readybike.net ...
The only guy I knew that owned a motorcycle as his only means of transportation died riding it 2 years ago. He had just gotten engaged, and was no older than 26.
Oh Thats so sad
I just paid $149 for a one year policy on my Harley.
There is a good reason why young motorcycle riders are called “organ donors”.
He should have been more careful. I have been riding them since I was 20, I am 70 now and still haven’t died in a motorcycle accident, neither have any of my friends who still ride after 40 or so years. Yep, people die in motorcycle wrecks but they die in car wrecks also, even with all the extra metal and plastic surrounding them.
"The Motorcycle Insurance Premiums are too damn high!'
I’ve been riding for 40 years. My insurance is only high because I have 7 bikes. The two small dual sport bikes may be sold as I’m never home to ride them. The Harley may get upgraded to a larger model. I’ve ridden 40,000 miles since August 2009...exclusive of 5 months off for a Winter at home.
Just paid $128 for a years worth of state mandated insurance for our two Harleys... Not bad, then again my wife and I are both in our sixties and clean DMV records...
“Insurance is too high for young the motorcyclists”
Uh, just to help out, should the “the” not be in there?
FWIW (yes, saw it on the link)
Vehicle insurance is too damned high, period!
I am very happy that you guys have not been injured. :) Everyone who drives gets into an accident sooner or later, many times through no fault of their own. The article was about young riders. I was just sharing my story and remembering my friend. I do wish he had bought an old F150 or something instead.
Oh thats so costly But for Harley $149 is good. I pay only 20$ per year to insure my bike
Thanks for the watch dear......Really appreciated
I used to ride bikes for nearly 6 years. yes, they are dangerous, you can minimize the risks, but only so far.
That has got to be the worst piece of writing since Dreams From My Father.
And he died just a few miles from home when his bike stalled and he got tossed off and landed badly.
Freak accidents happen.
i was normally near paranoid about car drivers (who dont' really watch out for bikers) -- quite often the other idiot could hit you.
I’m used to going back over things I did on the web. Some of it is really hard to see when it’s your own stuff.
I started on my on an old Cushman my Dad got because it threw it’s original rider.
My Dad had a bar and the guy came in for a drink right after it threw him, and he left it with Dad.
I was about ten and I couldn’t reach the seat, so I stood in the middle of the thing.
I have been riding ever since and will be 70 in October.
I have owned many different motorcycles and belong to four separate Motorcycle clubs.
The rules for insurance on motorcycles is in general, about the same as automobiles. You buy a Mustang with a big engine and you pay more than you do for a Toyota Camry. You buy a Hayabusa and you pay more than for a Harley Cruiser.
Insurance is predicated on risk, and sport bikes are more risky than Cruisers, and for good reason. Ever drive down the road and see a Harley cruiser pulling a wheelie?
You may not like the straight pipes, but even that sounds better than the scream from a Crotch rocket winding up.
There are two kinds of riders, Those that have been down and those that are going down. Going down at over 100 mph is usually fatal.
Yes : the sport bike riders will disagree with me, but there really is no need for a motorcycle in America that will exceed 180 MPH right out of the box.If it’s there sooner or later some fool will try it.
Yeah, it's a shame the youngsters have to pay sooooooo much for their insurance.
No, 'cause they suck.
Your opinion does not match the thousands of owners of Harley Davidson Motorcycles.
I do not own one, I ride a Yamaha Venture now , but I have owned several Harley’s and they are fine rides.
If you merely want to go from one bar to another on one wheel of course they are not the bike for you.
If you wish to ride a thousand miles to Daytona,Sturgis,or any other rally, you might want to try one, or tow your sport bike down.
It is not uncommon for a new rider to overestimate his/her skill as a rider or make the same misjudgment about the equipment or road conditions. Even experienced riders reach a point of complacency and confidence that is sometimes over the line. Eternal vigilance is a necessary complement to enjoying travel on a motorcycle.
His best friend of 35+ years, who had ridden with my dad all over the U.S., believes he was most likely attempting to light a cigarette. He told me my dad would often light up while riding, and he had witnessed him wobble many times before.
My dad was 68 at the time of his accident. Today would have been his 73rd birthday. This weekend, to honor my dad, I will take my Goldwing for a ride. Rest in Peace, dad. We miss you.
The young riders who I’ve witnessed doing wheelies in rush hour traffic doesn’t help their complaints against high insurance costs either.
No required liability for motorcycles in Washington State and I wouldn’t purchase it if it was. Had fun the last couple months rebuilding my girl’s (will be when she grows about another inch) Kawasaki KE100. A blast to ride offroad now as it is slimmed down to under 172 pounds. Feels like 122. Rotary-valve two-strokes forever!
Smoking is hazardous to your health. I've often wondered if the higher auto insurance rates for smokers are related to the potential for loss of control while "lighting up". Condolences on the loss of your dad. I don't blame the motorcycle. It was a calculated risk. You only get one miscalculation.
I would like to upgrade the Harley to either a Fat Bob with 103" engine or Super Glide Custom with 96" engine. The 1200cc is a 74 cu in engine. A windshield and backrest would be added to the base package. I don't want bags on it. The Yamaha has the full package if I want hard bags.
My wife rides a Piaggio BV-500. It has a 460cc fuel injected single cylinder engine. Twist and go. Satisfactory for streets and freeways.
I believe I have seven bikes at the moment also +/- 1, but will be selling a couple in the near future.
Thank you for your condolences. I don't blame the motorcycle either. If my dad was trying to light a cigarette, then he errored. Other possibilities include an animal running in front of him (deer and coyotes are abundant where he crashed), or some medical problem he had (heart attack, stroke). Since no autopsy was performed, we'll never know for sure.
My wife has a Vespa LX150 with 268 miles on the odometer. She outgrew it almost immediately. It has been on consignment since September 2008. Nobody seems to have any money to buy it. I had hoped the high gas prices would make an 80 MPG scooter attractive.
My middle son passed his written and skills test in 2008. His favorite bike is the TW200.
Twenty plus years ago I owned a mid-sized bike. It needed work, and my children were young, so I let it go. I regretted doing that, but that's life. I was presented with an opportunity last September to purchase a used Goldwing (GL 1200) for a price that I could not turn down. The rest is wind in my face. Thus far it's been mostly pleasure riding, with a number of trips involving the PGR thrown in. Next week I'm riding my bike to work - I commute on Monday and Friday, living two hours from my employer. My job requires that I transport a lot of materials - I'm a school psychologist, and most of my work involves administering psychometric tests. I'm now down to the point of the year where I have little testing left for the year. So, I won't need to carry much from now on.
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