What would happen if you were not married and was in a dry spell riding behind her and found her physically attractive....be honest.
Oh if I was unattached, I'd make a move in heartbeat, no question about that at all. However, not just because she's physically attractive, but because she's attractive in all the other ways as well.
Now, at 48, I am a lot older than you are. The idea of bedding a hottie that is physically attractive, but otherwise not attractive or even neutral probably has a lot more appeal to you than it does for me. My days of promiscuity and casual sex would be decades behind me even if I weren't married. Even if I were single, I wouldn't jump into bed with a woman without long term potential no matter how hot she was. Ever honest, I'll admit that in my early to mid 20's (married at 27) my requirements to jump in bed were that she couldn't by physically repulsive, and she had to say yes in English. High standards there.