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Has Your Health Care Premium Gone Up Since Obamacare Was Passed?
factcheck.org ^ | none | none

Posted on 06/27/2012 4:14:31 AM PDT by REPANDPROUDOFIT

While Democrats campaigned for their vaunted health care plan, Obama repeatedly said "If you like the plan you have now, you will be able to keep that plan". Every time he said it, I couldn't help but notice that he NEVER mentioned what would happen to the price of that plan. He stopped short of saying, "Oh, you can keep it all right, but you'll have to pay a lot more for it". The accompanying link tries to convince us that the rise isn't real ("don't pay attention to the man behind the curtain, just listen to what we tell you"). It insists that Republicans are just evil naysayers; that the real reason premiums were rising was the increase in health care costs. Not! Did anyone really believe them when they said their benevolent legislation “could save families $2,500 in the coming years”?


TOPICS: Health/Medicine; Miscellaneous
KEYWORDS: healthcare; healthinsurance; obamacare
Navigation: use the links below to view more comments.
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Any idiot knew the truth! I am semi- retired (mostly retired). I am still allowed to purchase my health insurance through their employee plan, but I now pay 100% of the premium. In 2009, when Obamacare passed, we were part of a top-notch Blue Cross Blue Shield plan.

Two months after passage of the "Affordable Care Act", we were notified that our premiums would go up 35%. We got a letter from BCBS explaining the increase and what a good thing this was. Now my 26 year old dependent child could stay on my plan. Additionally, there was now no coverage ceiling. Neither of those are things I would have sought on my own dime. I don't agree with FORCING the companies to provide these to everyone! A choice would be fine, but not a mandate!

A year later, May 2011, BCBS notified us that there would be another 33% increase in our monthly premium. That equates to an 80% increase in two years. The employees voted to abandon the BC plan and chose to go with a lesser company with a lesser plan. We still pay about 40% more than we did before Obamacare and we have a less-generous policy.

It drives me nuts when I hear opponents of the health care bill argue that it has caused health insurance premiums to rise "7 to 9%". Could our company possibly be the only one that has experienced such a large increase? (see link) Another thing that drives me nuts - why do they continually allow Dems to call it the "Health Care" Bill? It's really a "health insurance" bill. Dems and the liberal press love to say, "15 million Americans have no health care" - they lie! Maybe 15 million Americans have no HEALTH INSURANCE, but they all have health care. No one in America has to do without care! They also love to drag out some poor guy who lost his job in the down economy, saying along with his job, he also lost his "health care"! Again, NOT! He may have lost his health insurance, but he still has access to health care.

Has anyone else out there experienced a rise in premiums like this?

1 posted on 06/27/2012 4:14:42 AM PDT by REPANDPROUDOFIT
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To: REPANDPROUDOFIT
Factcheck article:

http://factcheck.org/2011/10/factchecking-health-insurance-premiums/

2 posted on 06/27/2012 4:16:51 AM PDT by REPANDPROUDOFIT (November can't come soon enough!)
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To: REPANDPROUDOFIT

Of course, when Democrats calculate the “cost” of the legislation, they don’t include any of the added expenses they caused to come out of the average family’s budget.


3 posted on 06/27/2012 4:18:44 AM PDT by REPANDPROUDOFIT (November can't come soon enough!)
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To: REPANDPROUDOFIT

What has happened to your employer plan since Obamacare passed? Are we the exception?


4 posted on 06/27/2012 4:20:05 AM PDT by REPANDPROUDOFIT (November can't come soon enough!)
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To: REPANDPROUDOFIT

Yes they did. Am I surprised, no.


5 posted on 06/27/2012 4:21:17 AM PDT by bmwcyle (Corollary - Electing the same person over and over and expecting a different outcome is insanity)
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To: bmwcyle

How much have they gone up? I would’ve accepted 1% to 3% as a normal increase. But, not 80%!


6 posted on 06/27/2012 4:27:04 AM PDT by REPANDPROUDOFIT (November can't come soon enough!)
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To: bmwcyle

I’m not surprised - I’m outraged!


7 posted on 06/27/2012 4:28:08 AM PDT by REPANDPROUDOFIT (November can't come soon enough!)
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To: REPANDPROUDOFIT

I didn’t wait for the seas to go down either.


8 posted on 06/27/2012 4:29:27 AM PDT by bmwcyle (Corollary - Electing the same person over and over and expecting a different outcome is insanity)
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To: REPANDPROUDOFIT

I bill insurance companies every day, and not only have my personal premiums gone up, but insurance companies in general started going berserk in March of 2010. I used to be able to tell you, to the day, when you would receive your EOB’s from Blue Cross or Cigna. Now, processing times are double or more and it’s a crap shoot how much, if any, they will pay.


9 posted on 06/27/2012 4:31:12 AM PDT by Edgar3 (Don't THREAD on me!)
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To: REPANDPROUDOFIT

Am I the only one who has seen premiums rise every year for the last several years, even before Obama Care? I actually think it started with Hillarycare dramatically,then several years un- noticeably.. dramatically again a few years ago and noticeably rising for the last four or five. May be just me, I would need to look at the actual costs. What really makes a difference is now, I must be on the base plan, which has a lot of co- pays. O well.


10 posted on 06/27/2012 4:34:23 AM PDT by momincombatboots (Back to West by G-d Virginia. 2016 starts today! Walker, Issa, Rubio,)
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To: REPANDPROUDOFIT
I live with my mother and take care of her...she's 88.

The cost of her prescriptions fully DOUBLED beginning in January 2012.

ALL my diagnostics and copays increased (nearly doubling as well) in January 2012 along with considerable increases in premium payments.

11 posted on 06/27/2012 4:35:42 AM PDT by SMARTY ("The man who has no inner-life is a slave to his surroundings. "Henri Frederic Amiel)
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To: SMARTY
Why can't someone do an actual study of how much health insurance premiums have increased since the passage of the "Affordable" Health Care Act?! (Affordable - what a crock!) Include:

-premium increases that come directly out of the pockets of the individual or employer

-increased co-pays on drugs and doctor visits

-increased costs to doctors. My doctor's nurse said they are almost finished implementing the required medical-record electronic filing programs. She said it has cost them well over $100,000 and would be a continued additional monthly expense forever! (By the way, you know who produces and sells the program - GE!) Doctors must provide a translator upon request. Who do you think pays for that? It sure ain't Obama!

12 posted on 06/27/2012 4:48:18 AM PDT by REPANDPROUDOFIT (November can't come soon enough!)
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To: REPANDPROUDOFIT

Our premiums have also gone up about 80 % since 2010. I knew it would happen but I didn’t know it would happen this fast. We are self insured so we pay all of the premiums as well as a huge deductible. I can’t wait to confront my congressman who promised the premiums would go down. Do you think there will be townhall meetings this summer?


13 posted on 06/27/2012 4:49:13 AM PDT by tell me
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To: REPANDPROUDOFIT
Medical coverage increase from last year: 27%.

Increase in deductibles from last year: 150%

Co-Pay increases: 200%

Pay increase from last year: 1.5%.

14 posted on 06/27/2012 4:55:39 AM PDT by Wizdum (My job is to get you to shoot soda out your nose)
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To: REPANDPROUDOFIT

Since the passage of Omamacare, my family premiums went up 128%. ER costs, outpatient procedures and generic drugs doubled.

The Insurance company (rhymes with FETNA) also severely narrowed their list of preferred medications. Some newer meds copay went from $35 to $65.

We also began getting additional bills for $25 here and $50 there for “fees above customary levels”, as well as letters questioning every claim. EX: was this an auto accident-did this happen on someone else’s property (Is there someone we can sue and get to pay this).

Other than that, it’s been peachy.


15 posted on 06/27/2012 5:03:21 AM PDT by TnGOP (Petey the dog is my foriegn policy advisor. He's really quite good!)
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To: REPANDPROUDOFIT

Absolutely NOTHING about this ‘health care reform’ is equitable.

The whole mess is just a further opportunity for “O” to make political capital at the expense of hard-working and tax-paying Americans.

He and his supporters in DC are pandering to a whole class of indolent and spoiled losers (an increasing element in American society) just to buy their ‘vote’.

Never mind that these government give-away’s will reach a saturation point and bring down everything in the process!

No matter WHAT your politics… basic logic tells you that no working class on earth can forever provide wholesale, increasing and permanent subsidies to ever larger groups of able-bodied idlers, without (at the very LEAST) compromising the social stability of their country!

Social instability is the Pandora’s Box of every evil known to civilized man.

At some point, the whole scheme breaks down. If you only approach the matter pragmatically and regard just the facts-wholly apart from any emotional and political considerations, you CANNOT believe this kind of coercion of the working people of America will work for even a short time, much less exist efficiently over time!


16 posted on 06/27/2012 5:28:46 AM PDT by SMARTY ("The man who has no inner-life is a slave to his surroundings. "Henri Frederic Amiel)
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To: REPANDPROUDOFIT

Mine has almost tripled from $330 per month for a family of four to $910 a month for the same coverage.


17 posted on 06/27/2012 5:29:47 AM PDT by Buckeye Battle Cry (Not Romney - Not ever!)
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To: SMARTY

ALL my diagnostics and copays increased (nearly doubling as well) in January 2012 along with considerable increases in premium payments.

but, but, haven’t you heard those commercials that boast that since the new health care act, there are no co-pays or fees tests just for staying healthy. /s


18 posted on 06/27/2012 5:35:32 AM PDT by Cyclone59 (Obama is like Ron Burgundy - he will read ANYTHING that is on the teleprompter)
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To: REPANDPROUDOFIT

My premiums have doubled since Soetorocare was passed.


19 posted on 06/27/2012 5:42:05 AM PDT by Fresh Wind ('People have got to know whether or not their president is a crook.' Richard M. Nixon)
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To: All

Mine now costs just slightly below what I pay for my mortgage. Also the copays have gone up dramatically and the percentage coverage by the insurance company has gone down.

When asked why they no longer offer the higher percentage coverage plans, our rep told us that the insurance companies were starting to get things set up and in line for the new health care act.


20 posted on 06/27/2012 5:44:32 AM PDT by mmichaels1970
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To: REPANDPROUDOFIT

1st renewel after obamacare passed went up 40%...the 2nd go around was another 17%...i pay more each week for insurance for myself and little girl than i do in taxes....


21 posted on 06/27/2012 5:55:16 AM PDT by tatsinfla (obama, 1/2 honkey all donkey.......)
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To: REPANDPROUDOFIT

Our health insurance premiums have doubled since Obamacare was instituted.


22 posted on 06/27/2012 6:01:24 AM PDT by FrogMom (There is no such thing as an honest democrat!)
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To: REPANDPROUDOFIT

According to my eldest who is BC/BS it has. He is in KY and they cannot turn him down as he is a type 2 diabetic. It is under control, and he has lost all but 10 lbs of the weight that was the major cause of it.. but the PN in hands and feet are there forever and he is like me, not able to take their side effect riddled anti seizure drugs for the pain.


23 posted on 06/27/2012 6:03:14 AM PDT by GailA (IF U don't/won't keep your promises to the Military, U won't keep them to the public)
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To: Cyclone59
Ha! I never believed any of that stuff.

Also, I forgot to mention that my prescriptions all DOUBLED as well.

I wonder if the people who are the recipients of this further and expanded access to benefits (also provided to them by working Americans) would like to demonstrate a little gratitude for what they are NOW receiving over and above their ALREADY quite generous benefits.

For example: They could show their gratitude by practicing a little political open-mindedness.

WHY should they do this?

Well, because a group of people smart enough and hard working enough to afford (for now) FREE benefits to LOSERS ought to be smart enough to come up with some OTHER and BETTER ideas (possibly ideas which would lift you out of your indolence and squalor) if you would just listen and co operate once in a while!!!! (I am being sarcastic here. There is nothing SMART about subsidizing dependence of any kind!)

24 posted on 06/27/2012 6:03:38 AM PDT by SMARTY ("The man who has no inner-life is a slave to his surroundings. "Henri Frederic Amiel)
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To: Cyclone59
Ha! I never believed any of that stuff.

Also, I forgot to mention that my prescriptions all DOUBLED as well.

I wonder if the people who are the recipients of this further and expanded access to benefits (also provided to them by working Americans) would like to demonstrate a little gratitude for what they are NOW receiving over and above their ALREADY quite generous benefits.

For example: They could show their gratitude by practicing a little political open-mindedness.

WHY should they do this?

Well, because a group of people smart enough and hard working enough to afford (for now) FREE benefits to LOSERS ought to be smart enough to come up with some OTHER and BETTER ideas (possibly ideas which would lift you out of your indolence and squalor) if you would just listen and co operate once in a while!!!! (I am being sarcastic here. There is nothing SMART about subsidizing dependence of any kind!)

25 posted on 06/27/2012 6:03:38 AM PDT by SMARTY ("The man who has no inner-life is a slave to his surroundings. "Henri Frederic Amiel)
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To: Cyclone59
Ha! I never believed any of that stuff.

Also, I forgot to mention that my prescriptions all DOUBLED as well.

I wonder if the people who are the recipients of this further and expanded access to benefits (also provided to them by working Americans) would like to demonstrate a little gratitude for what they are NOW receiving over and above their ALREADY quite generous benefits.

For example: They could show their gratitude by practicing a little political open-mindedness.

WHY should they do this?

Well, because a group of people smart enough and hard working enough to afford (for now) FREE benefits to LOSERS ought to be smart enough to come up with some OTHER and BETTER ideas (possibly ideas which would lift you out of your indolence and squalor) if you would just listen and co operate once in a while!!!! (I am being sarcastic here. There is nothing SMART about subsidizing dependence of any kind!)

26 posted on 06/27/2012 6:03:59 AM PDT by SMARTY ("The man who has no inner-life is a slave to his surroundings. "Henri Frederic Amiel)
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To: Cyclone59
Ha! I never believed any of that stuff.

Also, I forgot to mention that my prescriptions all DOUBLED as well.

I wonder if the people who are the recipients of this further and expanded access to benefits (also provided to them by working Americans) would like to demonstrate a little gratitude for what they are NOW receiving over and above their ALREADY quite generous benefits.

For example: They could show their gratitude by practicing a little political open-mindedness.

WHY should they do this?

Well, because a group of people smart enough and hard working enough to afford (for now) FREE benefits to LOSERS ought to be smart enough to come up with some OTHER and BETTER ideas (possibly ideas which would lift you out of your indolence and squalor) if you would just listen and co operate once in a while!!!! (I am being sarcastic here. There is nothing SMART about subsidizing dependence of any kind!)

27 posted on 06/27/2012 6:04:12 AM PDT by SMARTY ("The man who has no inner-life is a slave to his surroundings. "Henri Frederic Amiel)
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To: REPANDPROUDOFIT

Yes!!! Quite a bit. Employer said it had to do with obammacare.


28 posted on 06/27/2012 6:06:44 AM PDT by rawhide
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To: Edgar3

When I was in the ER for a medical emergency earlier this month, a man came in with a cut hand that needed stitches, long wait 2 hrs..he went to the Minor Med down the street...they DO NOT TAKE CIGNA. So he had to come back and wait and bleed until they had time for him. Good thing it was not a major blood vessel.

It took nearly 2 hrs for me to be seen and I was in pain the whole time. SLOW, SLOW is how they work today.

Last time when hubby had a BP spike, there was a teen girl having a food related reaction, she was swallowing her tongue....and they got in no hurry to get her help. Slow in helping hubby too, he’s 72. This is a small hospital with a small ER. Larger ones are even worse.

We are in the worse ins shape of all Americans we both are Medicare/Tricare Life. Both are RATIONED health ins. And pay the provider about .10 cents on the $. And you don’t know if and when they will pay the provider.


29 posted on 06/27/2012 6:17:11 AM PDT by GailA (IF U don't/won't keep your promises to the Military, U won't keep them to the public)
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To: REPANDPROUDOFIT

Mine has not.


30 posted on 06/27/2012 6:18:49 AM PDT by Lazamataz (People who resort to Godwin's Law are just like Hitler.)
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To: REPANDPROUDOFIT

Yep...about 25%. I also do not expect it to come down in my lifetime even if obamacare is stuck down.

In short we all got f....


31 posted on 06/27/2012 6:24:09 AM PDT by BubbaJunebug
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To: REPANDPROUDOFIT

I work in health insurance.

My companies premiums averaged an increase of about 6%/year over the last decade; in the fall of 2010 they went up 21%.

Two months after the first set of Obamacare laws were implemented, we took a 38% pay cut. This was due to Obamacare increasing the loss ratios on insurers, which forces them to spend more and make less. I have colleagues that have had to leave the industry altogether and start over in a new career, as they are no longer able to support their families.

Obamacare is about one thing: the control and eventual destruction of the health insurance industry.

Obama can FOAD. He deserves an ass kicking for what he has done to my family and tens of thousands of families like mine.


32 posted on 06/27/2012 6:54:31 AM PDT by snowrip (Liberal? You are a socialist idiot with no rational argument.)
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To: REPANDPROUDOFIT
Oddly, my MediCare Pt.b premiums DROPPED by $10.00 in 2012!
33 posted on 06/27/2012 6:58:13 AM PDT by Roccus (Obama & Holder LLP, Procurers of fine arms for the most discerning drug lords (202) 456-1414)
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To: Roccus

That’s $10.00/month


34 posted on 06/27/2012 7:02:50 AM PDT by Roccus (Obama & Holder LLP, Procurers of fine arms for the most discerning drug lords (202) 456-1414)
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To: snowrip

I agree with you. The problems in healthcare are not driven by greedy health insurance companies. If they were making windfall profits why are their stocks some of the worst investments going?

TORT reform and medicine patent reform are two keys to beginning the process in health care reform. Obamacare did neither. Obamacare was intented to be the beginning of socialized medicine.


35 posted on 06/27/2012 7:09:17 AM PDT by ThomasMore (Islam is the Whore of Babylon!)
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To: REPANDPROUDOFIT
Yep, 60 days ago my supplemental went up eighty-freepin'-four dollars PER MONTH.

Thanks, Robin Hood-in-Thief.

36 posted on 06/27/2012 7:12:06 AM PDT by MinuteGal
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To: REPANDPROUDOFIT

2004 was the last year I had to buy my own insurance. I paid $112/month for a Blue Cross/Shield PPO policy, fully loaded. That policy went to $250 by 2007 and is now $325.


37 posted on 06/27/2012 7:20:00 AM PDT by CodeToad (Homosexuals are homophobes. They insist on being called 'gay' instead.)
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To: REPANDPROUDOFIT

Gone up? Yes. And after I pointedly asked about rates rising and getting an emphatic “no”.

One quirk though: consenting to an annual “health screening” gets a non-trivial discount. I suppose they know price increases are...irritating...so they’re scrambling to find any way to cut costs, and voluntary gathering of private data helps.


38 posted on 06/27/2012 7:28:08 AM PDT by ctdonath2 ($1 meals: http://abuckaplate.blogspot.com)
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To: tell me

Town Hall meetings this summer? Hmmm! You sure would think so. The voting public is more engaged than ever before. Do you think Republicans are afraid to hold town halls because they know we will come asking tough questions and even (gasp) demanding answers?


39 posted on 06/27/2012 3:10:34 PM PDT by REPANDPROUDOFIT (November can't come soon enough!)
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To: REPANDPROUDOFIT
Thru the roof due to restrictions already going into effect.
I negotiated the first one after bambi care what a joke
40 posted on 06/27/2012 3:16:41 PM PDT by KSCITYBOY
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To: Lazamataz
Mine has not.

How very nice for you! May I ask if you happen to be a union worker - federal, state, county, city, UAW, SEIU, etc.?

41 posted on 06/27/2012 3:17:50 PM PDT by REPANDPROUDOFIT (November can't come soon enough!)
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To: snowrip

It is pitiful that we don’t hear these stories in the media! “Journalism” has become a running joke!


42 posted on 06/27/2012 3:20:21 PM PDT by REPANDPROUDOFIT (November can't come soon enough!)
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To: REPANDPROUDOFIT

It makes me furious that the media hasn’t picked up on this. Not surprising, just infuriating!

My premium starting going up dramatically in 2009, as they were debating it and trying to force it through. It’s gone up every year.

Total: about 64%. I know that’s not as bad as yours. But it’s bad enough...to make one sick!


43 posted on 06/27/2012 3:30:58 PM PDT by Timeout (New Deal divided us into two Americas: those who WORK for a living and those who VOTE for a living.)
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To: REPANDPROUDOFIT
No. I am not a union worker in a Federal, State, County, City, UAW, SEUI, or any other kind of union. I am a computer contractor, and competition for good developers is still strong.

But you are correct: It *is* nice for me. Thanks!

44 posted on 06/27/2012 3:42:14 PM PDT by Lazamataz (People who resort to Godwin's Law are just like Hitler.)
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To: Lazamataz

Judging by the number of responses to this post, many, many people are experiencing huge increases in their health premiums. Increases of 40% to 80% are not unusual. For the press or the politicians (whoever) to be saying those costs are going up “3% to 9% annually, there have to be a lot of people on the “no-increase” side. It would be natural to assume that the majority of those are union members. You are the very fortunate exception! Good for you!


45 posted on 06/28/2012 5:02:06 AM PDT by REPANDPROUDOFIT (November can't come soon enough!)
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To: REPANDPROUDOFIT

I don’t have healthcare insurance and I don’t want any.

Every day I get spam mail of insurance companies trying to sell me insurance, State Farm is especially pushy.


46 posted on 06/28/2012 5:08:33 AM PDT by Eye of Unk (Islamoprogressivenists need not reply.)
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To: REPANDPROUDOFIT

Well, remember, this is a self-selected survey. Those who’s premiums went up drastically are more likely to post.


47 posted on 06/28/2012 5:17:01 AM PDT by Lazamataz (People who resort to Godwin's Law are just like Hitler.)
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To: Timeout
It makes me furious that the media hasn’t picked up on this. Not surprising, just infuriating! My premium starting going up dramatically in 2009, as they were debating it and trying to force it through. It’s gone up every year. Total: about 64%. I know that’s not as bad as yours. But it’s bad enough...to make one sick!

It's not as bad as mine WOULD HAVE BEEN if the company had accepted the price. Instead, the employees voted against continuing with Blue Cross. We now have a policy that costs 35% more in two years, but it is is a much lesser policy!

48 posted on 06/28/2012 7:43:04 AM PDT by REPANDPROUDOFIT (November can't come soon enough!)
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To: REPANDPROUDOFIT

Dems keep insisting that forcing people to buy health insurance is the same as forcing people to buy auto insurance. What they never point out is - we don’t force the people who purchase their own car insurance to buy it for those who choose not to.


49 posted on 07/01/2012 4:39:45 AM PDT by REPANDPROUDOFIT (November can't come soon enough!)
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To: REPANDPROUDOFIT

For 2013, only High Deductible plans with HSA accounts will even be offered. Deductible + premium is $8200 for family before “coverage” pays a dime.


50 posted on 07/01/2012 5:19:03 AM PDT by j_tull (Massachusetts once lead the American Revolution. Under Mitt Romney, it lead the demise.)
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