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Dave Says a Quick Fix is to Stop Eating Out
Townhall.com ^ | October 9, 2012 | Dave Ramsey

Posted on 10/09/2012 8:51:16 AM PDT by Kaslin

Dear Dave,

When it comes to taking control of your money and living on a budget, what’s the biggest thing a family can live without?

Will

Dear Will,

There are always the shiny things people can do without. Sometimes people sell a fancy car or boat and get rid of a $600-a-month payment right off the bat. But on a regular, day-to-day basis, I think maybe the biggest and best thing you can amputate from your life is eating out.

I love a good restaurant, and I’ve got nothing against the industry. The problem, though, is that people are struggling to pay their bills or set aside something for retirement because they’re eating out all the time. Most folks simply don’t realize how much money they throw away by heading to the drive-through for lunch or going out to dinner “once in a while.”

I want people to enjoy life, and a great part of that can be going out and having a meal with your family and friends. Just don’t do it when you’re broke. If you’re having financial issues, the only time you should see the inside of a restaurant is if you’re working there!

—Dave

Dear Dave,

We’re expecting our second child next spring, and even though we have an extra bedroom, our place is pretty small for a growing family. We also have $40,000 in student loan debt hanging over our heads, but we can save up almost $50,000 by the time the baby’s here. Should we use this money to buy a bigger home or pay off debt?

Chris

Dear Chris,

If it were me, I’d make sure to knock out the student loan before buying a house. Trust me, if you buy a home with a ton of debt hanging over your heads, Murphy will move into your spare bedroom and make your lives miserable. If it can happen, it will happen. And that’s especially true when it comes to buying a house when you don’t have much cash on hand.

You’re telling me you can save nearly $50,000 by next year. That means you guys are making pretty good money. So there’s no reason you can’t turn around and do the same thing next year, right? I mean, this is only a one- or two-year program we’re talking about. In another year’s time, you could save up for a huge down payment with some extra savings on the side. If you waited and saved for two years, there’s a possibility you could pay cash for a bigger place outright. Imagine how cool it would be to have your own home with no mortgage payments!

Just clean up the extra bedroom and fix it up as a nice nursery. Some new carpet or hardwood is always nice. Throw in a fresh coat of paint, and you’re in business. Then, a year or two after the new baby arrives, you’ll be ready to move from a financial and a family perspective. A baby can live just fine in a small bedroom. There’s nothing in the world wrong with that!

—Dave


TOPICS: Business/Economy
KEYWORDS: daveramsey; money; ramsey
Navigation: use the links below to view more comments.
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1 posted on 10/09/2012 8:51:19 AM PDT by Kaslin
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To: Kaslin
:: A baby can live just fine in a small bedroom. ::


2 posted on 10/09/2012 8:58:40 AM PDT by Cletus.D.Yokel (Catastrophic Anthropogenic Climate Alterations - The acronym explains the science.)
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To: Kaslin

My wife and I, empty nesters, eat out several times a week. cooking for two is not really that much cheaper, especially when you have a lot of leftovers that eventually get thrown away..........


3 posted on 10/09/2012 9:02:35 AM PDT by Red Badger (Is it just me, or is Hillary! starting to look like Benjamin Franklin?.................)
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To: Kaslin

He is right on that.

It is even hard to get out of McDonalds anymore for less than seven bucks.


4 posted on 10/09/2012 9:03:34 AM PDT by Buckeye McFrog
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To: Kaslin

Dave R but he lost alot of credibility when the implosion of 2008 happened and people lost half their mutual fund money. Rich Dad Poor Dad declared victory of Dave R’s, saving for retirement. Its the Logan’s Run of strategies, most folks never make it to a comfortable retirement saving in mutual funds. You need to leverage debt, buy hard assets and real estate in ADDITION to saving in the market. Not to mention there was anti Dave R blog which in black in white shows leasing a reliable newer model car is ALWAYS cheaper than driving a POS, paid for, and dumping in 1000’s of dollars in repairs, lousy mileage and lost time on repairs. Debt is not the problem, stupid people are. Dave R’s claim to fame a UT grad in Finance and having a few chapter 11s under his belt in failed real estate ventures. But he does have his cultists like the other fiscally illiterate guru Suzy Orman. I did Dave’s program at my church when I was married, ate beans and rice like he says, worked my butt off to pay Citibank, told my ex that the fifth trip to car repair shop was all worth it. That credit did not matter, we would own our 1997 Town and Country minivan outright and what a good feeling that would be. Well we had no debt and guess what we were still miserable. No debt is not a panacea for a rich life or a good marriage, it’s about balance, not zealotry. Dave practices zealotry.


5 posted on 10/09/2012 9:06:18 AM PDT by pburgh01
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To: Cletus.D.Yokel
A baby can live just fine in a small bedroom

When my oldest was born we were renting a teeny one-bedroom house.

We managed to turn the portion of the utility room that was not taken up by furnaces or water heaters into a very serviceable nursery.

She never complained.


6 posted on 10/09/2012 9:06:45 AM PDT by Buckeye McFrog
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To: pburgh01

Dave R. is in the business of Sales as well. Books, Financial Peace University, etc.

He’s got some good things to say, but he shouldn’t be your Financial Cult Leader, lol. Take the good, and the rest with a grain of salt.


7 posted on 10/09/2012 9:20:40 AM PDT by AmericanSamurai
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To: Kaslin

The argument for preparing all meals at home is really about healthy cooking and having time, not about saving money.


8 posted on 10/09/2012 9:29:23 AM PDT by HonkyTonkMan
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To: Hoosier Catholic Momma; CottonBall; TenthAmendmentChampion; Chickensoup; JDoutrider; ...

If you have a ton of debt, “stay out of restaurants, unless you are working in one!”

;-)

Dave Ramsey Ping


9 posted on 10/09/2012 9:30:05 AM PDT by CSM (Keeper of the Dave Ramsey Ping list. FReepmail me if you want your beeber stuned.)
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To: Hoosier Catholic Momma; CottonBall; TenthAmendmentChampion; Chickensoup; JDoutrider; ...

If you have a ton of debt, “stay out of restaurants, unless you are working in one!”

;-)

Dave Ramsey Ping


10 posted on 10/09/2012 9:30:56 AM PDT by CSM (Keeper of the Dave Ramsey Ping list. FReepmail me if you want your beeber stuned.)
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To: pburgh01

I agree that Dave preaches “zealotry” against debt, but I think you’ve misconstrued his audience. Dave’s audience is people crippled by debt and a little zealotry against debt for that group goes a long way.

I used Dave to get out of debt. People in over their heads in our society become obsessed with their credit score because they need access to debt to manage debt when it’s more than you can handle via income. You can’t pay Peter if you can’t steal from Paul.

Dave’s advice frees you from focusing on credit score and ever more leveraging to stay afloat in a sea of debt. Dave’s plan is to stop digging.. When you’re learning debt self-discipline, any excuse for debt is a reason to fail. Dave allows no excuses.

I agree with you that once you get out of consumer debt, there are very good reasons to leverage debt for ROI. Rich Dad is on point. And. Rich Dad is aimed more at you as an audience.

Two different audiences.

Don’t knock Dave. When all your debt is consumer debt, and you’re drowning, being a zealot against debt isn’t a bad thing.


11 posted on 10/09/2012 9:33:47 AM PDT by ziravan (Are you better off now than you were $9.4 Trillion dollars ago?)
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To: pburgh01
Dave practices zealotry.

I only recently started listening to Dave on a new radio station, and it seems to me most of the callers need the advice he's giving. They have become slaves to debt and the credit market, instead of making it work for them.

To me Dave is a money version of 'Saturday Night Live' - an entertainment show with some truth. YMMV.

12 posted on 10/09/2012 9:35:41 AM PDT by brityank (The more I learn about the Constitution, the more I realise this Government is UNconstitutional !!)
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To: Kaslin

That Chris is an idiot. If he’s wealthy enough to be able to save $50k in, what, say less than 6 months, then why the heck does he still have any outstanding debts? He should already have the not yet here new baby’s college fund fully paid.

Dave is mostly correct with the no eating out. There can be deals found that are cheaper than cooking at home. However, it’s a rarity and you have to stick to the plan such as only using a coupon or getting the blue plate special and drinking water rather than ordering from the bar or a coke.


13 posted on 10/09/2012 9:37:55 AM PDT by bgill
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To: pburgh01
anti Dave R blog which in black in white shows leasing a reliable newer model car is ALWAYS cheaper than driving a POS, paid for, and dumping in 1000’s of dollars in repairs, lousy mileage and lost time on repairs

Could you post the link to that? I'm not disputing the conclusion, just interested in the numbers.

14 posted on 10/09/2012 9:39:15 AM PDT by nascarnation (Defeat Baraq 2012. Deport Baraq 2013)
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To: Red Badger

You throw away leftovers?!? Why do you cook so much to begin with? Eat them for tomorrow’s lunch. Throw them into a pot for free soup. Give them to the dog. But don’t throw money into the garbage.


15 posted on 10/09/2012 9:40:45 AM PDT by bgill
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To: Kaslin

Dave, what about pets? Sure they are cheap to buy, but the real money spent is at the vet, home repairs from damage, fees, limited hotel choices when traveling and for care while away from home.


16 posted on 10/09/2012 9:41:11 AM PDT by cicero2k
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To: Kaslin

Eating out has actually made our family closer. We find that getting away from the home and all its distractions (TV, phone, etc.) creates a situation where our kids open up a lot more conversation-wise. It’s also great to come home after a couple hours together and not have a stack of dishes to wash. We try to eat out three times a week, usually Tuesdays, Thursdays and Saturdays. Sunday is the day we go all out with a home-cooked meal with leftovers on Monday night. Wednesday night is usually pasta and soup and Friday is pizza and movie night. Not a bad routine at all.


17 posted on 10/09/2012 9:42:08 AM PDT by SamAdams76
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To: bgill

We do all of the above, except give them to the dog. Never feed the dog human food. But even having them for lunch and next day’s dinner, we still have to throw some away.........


18 posted on 10/09/2012 9:47:03 AM PDT by Red Badger (Is it just me, or is Hillary! starting to look like Benjamin Franklin?.................)
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To: pburgh01

So, is Dave’s credibility back after the market recovered 100% within a year and a few months?

“You need to leverage debt, buy hard assets and real estate in ADDITION to saving in the market.”

Which is EXACTLY within Dave’s own investment strategy AND the advice he provides publicly. Minus the debt.

“Not to mention there was anti Dave R blog which in black in white shows leasing a reliable newer model car is ALWAYS cheaper than driving a POS,”

Always? That’s a pretty hard and fast rule. Of course it includes and ASSumption about the cost of repairs. If you do listen to Dave, then you would understand how to look at a car repair when chosing to replace or repair.

“Debt is not the problem, stupid people are.”

Stupid people have debt. It is the NORMAL in America.

“Dave R’s claim to fame a UT grad in Finance and having a few chapter 11s under his belt in failed real estate ventures.”

I’d wager not many folks had heard of Dave when he graduated from college. Heck, they still hadn’t heard of him when he claimed BK. So, how are those life events Dave’s claim to fame?

“But he does have his cultists like the other fiscally illiterate guru Suzy Orman.”

Fine, call me names all you want. However, I am not forced to follow Dave’s advice and force is usually a key element of any cult.

“I did Dave’s program at my church..”

You failed, just like you are doing now.

“Well we had no debt and guess what we were still miserable.”

Yep, money is ONE issue that leads to divorce. It is generally the leading issue, but that means that other issues are important in a relationship. Dave lists off about 5 things that should have spousal alignment, but I have a few of my own on my own list.

“Dave practices zealotry.”

Maybe, but he knows how to use paragraphs.

What has your net worth done over the past 6 years? Mine’s up 425%. That assumes you know the formula that determins net worth....


19 posted on 10/09/2012 9:49:09 AM PDT by CSM (Keeper of the Dave Ramsey Ping list. FReepmail me if you want your beeber stuned.)
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To: SamAdams76

That’s interesting because we have found the exact opposite to be true for our family. When we eat at home, our evenings are longer because we aren’t driving to the restaurant, waiting for a table (not so much anymore for that), waiting for our food, eating, waiting for the bill, etc. If we eat around 6 or so, we have a good 3 hours for family time.

No dirty dishes are, of course, a great thing, but the kids need to do something around the house to earn their keep. ;o)


20 posted on 10/09/2012 9:52:30 AM PDT by ChocChipCookie
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To: Buckeye McFrog

much less Culvers or Chick Fil’A

both pricey but good

I spent 40 bucks feeding 6 at Culvers saturday

but if I had dome PF Chang takeout it woulda been 100


21 posted on 10/09/2012 9:53:16 AM PDT by wardaddy (my wife prays in the tanning bed....guess what region i live in...ya'll?)
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To: Kaslin

Krystal is still fairly cheap...Steamer Box on sale is around 40 cents a burger..

we buy them and freeze em


22 posted on 10/09/2012 9:54:40 AM PDT by wardaddy (my wife prays in the tanning bed....guess what region i live in...ya'll?)
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To: Cletus.D.Yokel

Reminds me of the guy I saw interviewed during the welfare reform push in the 1990s. He was going on and on about how his family was so broke, and how they needed the government handouts. He ended his sob story with, “We don’t even have enough money to buy a crib for our baby. She’s having to sleep in the box the new TV came in.”


23 posted on 10/09/2012 9:55:46 AM PDT by Hoffer Rand (There ARE two Americas: "God's children" and the tax payers)
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To: Buckeye McFrog

Using a furnace or water heater room as a nursery is a tragedy waiting to happen. Carbon monoxide can build up undetected and the first indication would be a dead infant.

I hope you thank the Lord every day that nothing bad happened. There is nothing wrong with a baby sharing a room with Mom and Dad, so I hope anyone in a similar situation will not consider the example you gave.


24 posted on 10/09/2012 10:08:20 AM PDT by Go_Raiders (The wrong smoke detector might just kill you - http://www.theworldfiresafetyfoundation.org)
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To: CSM
In my opinion Dave does go a little overboard in a couple of areas. Cars being one and "good growth stock mutual funds" being the other. I've had pretty good luck with Peter Lynch's philosophy of picking the stocks I know. I've been doing it for nearly 20 years. Also, I've owned my share of beaters. I think it used to be cheaper when you could work on a car yourself. Nowadays, you have to pay a mechanic to fix the "computer". Today, once a person is out of credit card debt but not in a position to buy a new car for cash , I would recommend buying a cheap leftover new vehicle.

Shop around via email. Have your final price before you go in. I've bought my last three cars that way - it was at least two years before any of my cars approached the Kelly Blue Book value - so much for a car losing its value when you drive it off the lot. Try to keep your payment under a 100 month. Pay the car off as soon as you can. It'll end up cheaper than paying for repairs or replacing a beater.

25 posted on 10/09/2012 10:08:27 AM PDT by old and tired
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To: Cletus.D.Yokel

I think that is a-drawer-able.


26 posted on 10/09/2012 10:12:36 AM PDT by tnlibertarian (Government's solution to everything: Less freedom.)
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To: Buckeye McFrog

When I was growing up me, my mom, brother, and 2 grandparents all lived in a one bedroom one bath house. When I was pregnant I lived in a one bedroom apartment that had a small dining area. It became the nursery and the top half of the hall linen closet was for baby storage.
Didn’t seem to harm any of us.


27 posted on 10/09/2012 10:14:01 AM PDT by sheana
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To: Buckeye McFrog

When I was growing up me, my mom, brother, and 2 grandparents all lived in a one bedroom one bath house. When I was pregnant I lived in a one bedroom apartment that had a small dining area. It became the nursery and the top half of the hall linen closet was for baby storage.
Didn’t seem to harm any of us.


28 posted on 10/09/2012 10:14:40 AM PDT by sheana
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To: Buckeye McFrog

I would say if you have children you should attempt to forego eating out. There is a time factor, the food possibly wasted, the gasoline to and from the eating establishment, the tip, and the lack of training preparing a meal for the youngsters. I think empty nesters can manage the money, make 2 meals out of a restaurant order, have some free time, lower tip, and no clean up. With kids at home, you can properly feed them and avoid the MOBAMA diet by preparing plenty and what you want them to have.


29 posted on 10/09/2012 10:17:12 AM PDT by taterjay
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To: bgill

We can afford to eat out but I am frugal. We have a standing Wednesday night out but we look for deals. There is a Mexican restaurant down the street from us with Wednesday night 2 for 1. Costs us about $12 to eat in a restaurant. I get Chinese take out for $10. We have Subway sandwiches for $10. So all in all I’d say we spend about $50 a month to eat out once a week. Not bad. ;)


30 posted on 10/09/2012 10:18:48 AM PDT by sheana
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To: old and tired

“had pretty good luck with Peter Lynch’s philosophy of picking the stocks I know.”

You state you had pretty good “luck” picking your own stocks, but I have a very high confidence that my investments will average 10-12% annually. I’m OK with that am happy that I don’t have to constantly be researching market conditions and company profiles. I don’t have much passion for that...

Regarding the purchase of a vehicle, Dave doesn’t espouse only buying complete pieces of garbage for an entire lifetime. He does espouse buying only what you can afford and paying cash for it. Once your net worth is $1M, then you can afford to take the initial depreciation so a new car is fine. Until you have that kind of net worth, you are better off not taking such depreciation hits.


31 posted on 10/09/2012 10:20:14 AM PDT by CSM (Keeper of the Dave Ramsey Ping list. FReepmail me if you want your beeber stuned.)
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To: Red Badger
My wife and I, empty nesters, eat out several times a week. cooking for two is not really that much cheaper, especially when you have a lot of leftovers that eventually get thrown away..........

Even cooking for one is much, much cheaper, and I have never understood throwing out leftovers, I strive to have leftovers.

32 posted on 10/09/2012 10:28:15 AM PDT by ansel12
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To: sheana

My husband makes over $100k a year and I eat from a $1 menu maybe once a month if I’m running errands and starving. Having lived in a 4th world country, having gone through a bankruptcy, eating out is generally a huge waste of money over time that many don’t realize. There are smart ways to do it though and have a nice evening. Restaurant.com has coupons. I live in Las Vegas so I’ve bought 3 coupons in the last 2 years because we have so many restaurants here. They were saved for special occasions. I also always check the fliers in the mail for coupons. I don’t care about eating out much, but it’s a treat for my daughter. It’s also exciting to her when we get a good coupon. We sometimes get the Domino’s early in the week pizza deals. Their pizzas are very tasty and the price is outstanding. Me being a stay-at-home mom has always been a priority though, and I can cook. My daughter prefers my burgers to anything she can get out. I truly dread through when she asks for artichoke chicken pizza because thats hours of work!


33 posted on 10/09/2012 10:47:26 AM PDT by pops88 (Standing with Breitbart for truth)
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To: Kaslin; a fool in paradise; Slings and Arrows

https://www.youtube.com/watch?v=-YOOjnHl1is


34 posted on 10/09/2012 10:49:36 AM PDT by Revolting cat! (Bad things are wrong!)
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To: Go_Raiders
Using a furnace or water heater room as a nursery is a tragedy waiting to happen. Carbon monoxide can build up undetected and the first indication would be a dead infant.

That is worth repeating.

35 posted on 10/09/2012 10:53:11 AM PDT by ansel12
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To: Cletus.D.Yokel

Aww, that’s sweet. :-)


36 posted on 10/09/2012 11:07:11 AM PDT by Pining_4_TX ( The state is the great fiction by which everybody seeks to live at the expense of everybody else. ~)
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To: pburgh01

They wonder why Americans don’t save more, but what we do save will be eaten up by inflation. I’m tired of being told I have to live in a tiny house, use nothing, spend nothing, and have no fun. Socialism stinks.

About the only entertainment we have is cable TV (for sports and my husband’s documentary addiction) and eating out (usually on the cheap with coupons, etc.). We never take vacations. What else are we expected to give up?


37 posted on 10/09/2012 11:10:28 AM PDT by Pining_4_TX ( The state is the great fiction by which everybody seeks to live at the expense of everybody else. ~)
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To: Kaslin
Don't eat out much these days, but sometimes I like to compromise and bring home a dish from a nice local restaurant and serve it with wine from my own "cellar".

As I enjoy Charles Shaw wines that sometimes adds only $2 (plus tax) to the cost of the food.

38 posted on 10/09/2012 11:12:07 AM PDT by Churchillspirit (9/11/2001. NEVER FORGET.)
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To: Red Badger

You should google “cooking for 2 recipes” and you will find numerous recipe sites. I am sure also that a search of Amazon.com will provide a list of cook books. You can also reheat leftovers in the microwave or freeze them for a later meal. No need to throw away leftovers.


39 posted on 10/09/2012 11:15:32 AM PDT by matchgirl (OMG! Obama Must Go !!!!)
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To: CSM

I don’t know anything about what Ramsey says about car purchases - but I have to tell you about my most recent one. (I think you’ll be proud of me)

My ‘99 Escort was finally starting to nickel and dime us, so we put it online and a guy bought it from us for the $500 my husband wanted - he just wanted the engine - which was not the problem with it - stupid computers were the problem.

So we just took that and put it aside and my husband kept adding money from his expense checks to it and I tossed in what I got when I turned in my can stash. Anyway - I was getting sick of driving the pickup and so we started looking on line. We came home from an afternoon at the American Legion and he checked the local craig’s list. A local guy had a ‘99 Mercury Sable listed for $1,000. Husband emails him and first question of course is - what’s wrong with it?

Long story short - there wasn’t a thing wrong with it, they just wanted it out of the driveway because they had other vehicles and it had just been sitting. he had every bit of paperwork and shop receipt from the day it had come off the showroom floor - along with a printout of the blue book value which is $3,250.

There was $900 in the jar - so the car cost all of $100 out of the household budget - and considering how well stocked my freezer and pantry is - it was not missed!


40 posted on 10/09/2012 11:24:16 AM PDT by Gabz (Democrats for Voldemort.)
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To: ansel12; Go_Raiders
Using a furnace or water heater room as a nursery is a tragedy waiting to happen. Carbon monoxide can build up undetected and the first indication would be a dead infant.

Not if they're electric!

41 posted on 10/09/2012 11:27:39 AM PDT by 2nd amendment mama ( www.2asisters.org | Self defense is a basic human right!)
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To: Gabz

Good job to you and Hubby! That is exactly the approach I am planning to take next summer!

;-)


42 posted on 10/09/2012 11:41:12 AM PDT by CSM (Keeper of the Dave Ramsey Ping list. FReepmail me if you want your beeber stuned.)
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To: Cletus.D.Yokel

“A baby can live just fine in a small bedroom.”

Number one had a full, kitted out, color coordinated nursery with fancy crib linens. Number 2 slept in a cradle next to the bed. Number 3 slept on my shoulder, carefully supported with a pillow so she wouldn’t suffocate. That really beat the crap out of waking up in the middle of the night multiple times, going into a cold nursery and falling asleep in a hard rocking chair while nursing. Of course with the idiots in our country, I wouldn’t recommend that to most people.


43 posted on 10/09/2012 11:41:36 AM PDT by pops88 (Standing with Breitbart for truth)
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To: CSM

I was so thrilled! the car is gorgeous and runs like a dream! now If I could just shake the rest of this bug that has been plaguing me for over a week - I could actually use it :-)


44 posted on 10/09/2012 11:48:46 AM PDT by Gabz (Democrats for Voldemort.)
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To: 2nd amendment mama
Not if they're electric!

True, I just haven't seen that combo in my personal life, how common is that in a single room?

45 posted on 10/09/2012 12:25:18 PM PDT by ansel12
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To: Gabz

Of course it being a mercury it is now a classic! Mercury is dead!


46 posted on 10/09/2012 12:26:52 PM PDT by CSM (Keeper of the Dave Ramsey Ping list. FReepmail me if you want your beeber stuned.)
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To: HonkyTonkMan

Good point.

There was a string of nights where eating in restaurants resulted in foreign matter in my food. I found a plastic tie tab in my cheeseburger, paper between the slices of turkey, etc..

I seldom eat out now; but when I do I only eat at restaurants where you can see the kitchen. Macaroni Grill is OK, as is the lighthouse deli in San Pedro. Not one Mexican food place qualifies now.


47 posted on 10/09/2012 12:33:56 PM PDT by Loud Mime (arguetheconstitution.com)
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To: pburgh01

I have to tell you the car example doesn’t work. I bought the car I am driving now, cash, $4000. I have put maybe $2500 in repairs into it (that is a high estimation), and I have had it for 4.5 years. So, $6500 total in “costs” directly related to the car, not counting routine maintenance or gas. A lease/purchase car would cost me $200-400 a month plus a huge increase in monthly insurance premiums, and a lease wouldn’t work for me, in terms of mileage limitations. A lease over that time would have cost me $12,000 +. I think I will stick with my cheapo, used and paid for car right now.


48 posted on 10/09/2012 12:44:26 PM PDT by ican'tbelieveit (School is prison for children who have commited the crime of being born. (attr: St_Thomas_Aquinas))
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To: pops88

Hubby is retired and I work out of my home office. We cook and eat every meal at home except for Wednesday. To me it is worth the $50 a month just to get out of the house once a week. Lol


49 posted on 10/09/2012 1:56:53 PM PDT by sheana
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To: sheana

“Hubby is retired and I work out of my home office. We cook and eat every meal at home except for Wednesday. To me it is worth the $50 a month just to get out of the house once a week. Lol”

I hear that! I’ve done “home office,” too, and one really does need to get out. I like a nice dinner out once in a while, but really have a hard time understanding the people that have fast food multiple, multiple times a week. Yuck- unhealthy, expensive over time, and not a way to have a family meal.


50 posted on 10/09/2012 2:44:47 PM PDT by pops88 (Standing with Breitbart for truth)
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