Right, I took it at 62 also.
But that has no bearing on the fact that you have to pay income tax on part of those benefits if your taxable non-SS income is more than the gov’t. thinks you deserve.
I haven’t applied, and was going to wait until 67. But I’m having 2nd thoughts, now. I have a nice 401K for 65, and an $8.5mm Family Farm Business (closed 2011) for sale, but I’ll be lucky to get $1.5mm for it, if I can even sell it, in this 0bummer-destroyed economy. And cap gains tax jumps-up on Jan 1st, again dbl-taxing any sale monies. Screwed anyway I turn. My corp/personal CPA and I are looking at options.