I went to community college for two years, then state for my bachelor's, and my employer paid for grad school through tuition reimbursement. I paid as I went and never took a loan.
Congrats, for that is an accomplishment, plus it feels good to get through and have that burden over your head.
My kid is 25 and he has friends, his age, who are in debt, big time. One newly married couple’s combined student loans top $80,000, I can’t imagine that kind of debt at that age.
And from what I understand, the interest rate on the Stafford loans is not low, but around 7%.