It’s not a scam, just a way to get cheap silver. here is what they will tell you to do.
1) Take $100 and go into a bank.
2) Ask the teller for $100 in customer rolled dimes, quarters and/or half dollars. Notice, I said customer rolled. These are rolls that customers bring in for paper dollars.
3) Take the rolls home, bust them open and pull out any silver dimes/quarters (pre 1965?) and half dollars (pre 1971?).
Your haul varies, and the end result is you get silver coins at face value. Over the past 4-5 years it’s gotten harder and harder to find silver coins this way; it can be done, though.
Nice tip. You actually are getting silver? About what percent of rolls contain some silver now days?
You’d have just as much luck raiding the trash at the liquor store of used lotto scratchers. I found a $100 winning scratcher in the trash, once. Some people are drunk when they buy scratchers and don’t even realize their ticket was a winner. LOL
I used to find "interesting" stuff - older coins, silver coins, silver certificates - fairly regularly, especially around Christmas time (that time of year when people clean out their sock drawers looking for change? I dunno). Over the last 5 years, though, I've found nothing, at any time. Zip. Nada. Not even Wheat Pennies, which used to turn up in my pocket pretty regularly.
So my $0.02 (pun intended)? If you want to go to the bank, get a bunch of change, and hunt through it ... go for it. But honestly, I wouldn't expect much.
There are also the wartime Jefferson nickels....those minted in 1942, 1943, 1944 and 1945. The silver ones I have on my desk have a “dull” look to them and there is a giant mint mark above Monticello. The two on my desk have a giant P over Monticello, for the Philadelphia mint.
These particular nickels are 40% silver.