GIving Experion your id info is no big deal because they have all of it, and MORE (including your former addresses and former bank accounts and former employers and....your entire life history is in their computer already)
just saying
i’m still uncertain just what advantage joining really has, since all responsible banks (yes) will not try to hold you to pay for fraudulent charges anyway.. but we signed up
You’re correct, of course.
Unless a person is totally out of the “above ground” economy, which is very rare in my estimate.