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Getting weird phone calls... foreigner saying I applied for a loan

Posted on 02/17/2014 3:11:05 PM PST by E. Pluribus Unum

We have been getting daily calls from a phone bank. Sometimes the calls are abandoned before we answer. Today I asked the guy who he was and he said something like "American Finance" and that I had applied for a loan. I told him that he was an accessory to identity theft and to dispose of the loan application or I would sue. He hung up.

I checked both my credit report and my wife's credit report and there has been no unusual activity.

Is this something I should be worried about?


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1 posted on 02/17/2014 3:11:05 PM PST by E. Pluribus Unum
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To: E. Pluribus Unum

Is he from Nigeria? Maybe he wants to loan you money so you can transfer millions to a Nigerian account????


2 posted on 02/17/2014 3:14:37 PM PST by Dilbert San Diego
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To: E. Pluribus Unum

I’m guessing he wanted to let you know that they had a problem with the paperwork. Maybe the village goat ate it. He was wanting you to re-apply over the phone and give him all the info he needed so you could have money.

American Finance sounds like a really thoughtful bank for doing that.


3 posted on 02/17/2014 3:15:39 PM PST by henkster (Communists never negotiate.)
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To: E. Pluribus Unum

Sounds like a fishing expedition for a scam. If you don’t have caller ID, get it. Do not answer any number you don’t recognize. If it’s so important, they’ll leave a message.


4 posted on 02/17/2014 3:16:33 PM PST by workerbee (The President of the United States is DOMESTIC ENEMY #1!)
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To: E. Pluribus Unum

Don’t give them anything.


5 posted on 02/17/2014 3:17:40 PM PST by Mark17 (Chicago Blackhawks: Stanley Cup champions 2010, 2013. Vietnam Vet 70-71 Msgt US Air Force, retired)
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To: E. Pluribus Unum

We screen all calls anymore unless it is from a number we actually know. Definitely an uptick in 800 or 877 calls and a boatload of calls from area code 202. I figure if they’re important they’ll leave a message.


6 posted on 02/17/2014 3:18:20 PM PST by Liberty Valance (Keep a simple manner for a happy life :o)
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To: E. Pluribus Unum

The guy hung up on me when I said this is a no call number.


7 posted on 02/17/2014 3:18:31 PM PST by mountainlion
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To: E. Pluribus Unum

Did he say his name was Peggy?


8 posted on 02/17/2014 3:19:25 PM PST by kaehurowing
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To: E. Pluribus Unum

Rachel from “Card Member Services” has been calling me a LOT, but of course ther NSA cannot stop these bastards who are phone scammers, but they wanna hear what i tell my family memebers....


9 posted on 02/17/2014 3:19:59 PM PST by GraceG
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To: E. Pluribus Unum

Do yourself a favor. Log the area code.

Do not answer if it isn’t recognized. Do you have a service that posts the number on your screen?


10 posted on 02/17/2014 3:20:54 PM PST by eyedigress ((zOld storm chaser from the west)/ ?s)
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To: eyedigress

I have decided to purchase a couple of new landline phones with caller ID.


11 posted on 02/17/2014 3:22:00 PM PST by E. Pluribus Unum (Islam is a religion of peace, and Moslems reserve the right to behead anyone who says otherwise.)
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To: E. Pluribus Unum

I suspect this is the phone scam where they are trying to get you to call them back. If you call them back, you will get zapped with a fee.

http://www.wjla.com/articles/2014/02/area-code-telephone-scams-can-cost-consumers-on-their-phone-bills-99873.html


12 posted on 02/17/2014 3:22:11 PM PST by IamConservative (There is no place like 127.0.0.1)
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To: IamConservative

I thought of that, too. I told my wife to never *69 anybody. She didn’t even know what that meant.


13 posted on 02/17/2014 3:23:01 PM PST by E. Pluribus Unum (Islam is a religion of peace, and Moslems reserve the right to behead anyone who says otherwise.)
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To: E. Pluribus Unum

These phone scammers bother the hell out of me, The NSA is listening to all our damn calls but cannot do a g_d Damned thing about these scammers, but they wanna know what my mother ate the other day when I talk to her over the phone...

Maybe when we get a person onthe line from a scammer we should start blurting out “hot list” words for the NSA system to bring up....

Nah, they would go after US and not the &*%^&*% Scammers... Because they can easily track us and not the scammers, hell they are probably in legue with the scammers...


14 posted on 02/17/2014 3:23:02 PM PST by GraceG
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To: E. Pluribus Unum

I once had a man at the door pretending to be a tax collector so I started yelling at him and then he left.

Later my wife said he must have been a crook.

I said: Oh...


15 posted on 02/17/2014 3:23:56 PM PST by Berlin_Freeper
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To: E. Pluribus Unum

On second thought, just let them all ring out. It will stop after a couple of months. Just for fun, pick up the phone and set it down, off hook. :^)

Have some nice background music for their pleasure.

If somebody in your world needs you, an envelope will arrive at your home.


16 posted on 02/17/2014 3:27:05 PM PST by eyedigress ((zOld storm chaser from the west)/ ?s)
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To: E. Pluribus Unum
This is a handy little URL to have. Put in the area code and then put in the three number prefix.

www.thedirectory.org

17 posted on 02/17/2014 3:27:31 PM PST by FlingWingFlyer (As government expands, liberty contracts. - President Ronald W. Reagan)
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To: E. Pluribus Unum

There’s a good chance your caller is working out of an office in Buffalo, NY. Not too much actual work up there, but one booming “business” involves filling boiler rooms with sub-literates and having them call people to scam them. They can harm you a little by wasting your time, but they cannot do much beyond that so long as you give them no information.

And the great majority don’t. But in a high-volume calling operation, they just need to trick 1/100th of their targets into giving over credit card and/or bank account numbers, and they’re in the money.


18 posted on 02/17/2014 3:27:36 PM PST by BCrago66
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To: E. Pluribus Unum

We have a Do Not Call order, and it worked pretty well while Bush was President.

Now we get numerous unwanted calls. It seems obvious that Obama and his stooges have been bought off, and the Do Not Call orders no longer mean anything.


19 posted on 02/17/2014 3:35:52 PM PST by Cicero (Marcus Tullius)
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To: BCrago66

I keep getting the Elaine Benes area code. 646

I got them from all over. Montana, California, Florida etc.

I just let them stay on.

I need to update my Sinatra to Baha Men


20 posted on 02/17/2014 3:36:32 PM PST by eyedigress ((zOld storm chaser from the west)/ ?s)
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To: E. Pluribus Unum

There is another scam where a guy calls and claims he needs to check your computer for bad files. If you let him, he will have you install a virus on your machine you have to pay him big bucks to remove.


21 posted on 02/17/2014 3:37:35 PM PST by colorado tanker
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To: Cicero

We did too. It seems to have gone the way of the prohibition of billboards on Interstate highways. For a few years back in the eighties and nineties you could actually see the scenery.


22 posted on 02/17/2014 3:46:42 PM PST by E. Pluribus Unum (Islam is a religion of peace, and Moslems reserve the right to behead anyone who says otherwise.)
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To: E. Pluribus Unum

I get letters from time to time from a debt collection company saying I owed thousands. The amount owed changes each time up or down as does the debt collection company name.

Minnesota and other states sued this company but they have many names and keep on operating.

If you answer them, you then run the risk your credit rating will be ruined as they can now claim you owe them money. Throw the letters away and hang up on the call. BTW if you settle with them at a discount they just re sell the remaining debt and it starts up again.

Ignore the calls. I do not know how you can block them as they are overseas and probably change numbers all the time.


23 posted on 02/17/2014 3:52:08 PM PST by minnesota_bound
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To: E. Pluribus Unum

My cable provides an online service that gives me the number.

If it isn’t provided, IE; private or nothing, I don’t pick up.

If it is a nuisance I educate them with Frank or the Dogs.

Remember, if anyone you know needs to contact you, they will.

Trust me, the rest of that calling is trash.

Old School is Flim-Flam. Know it


24 posted on 02/17/2014 3:54:53 PM PST by eyedigress ((zOld storm chaser from the west)/ ?s)
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To: eyedigress
"Have some nice background music for their pleasure."

Or blast an air horn into the phone.

25 posted on 02/17/2014 3:55:53 PM PST by CatherineofAragon ((Support Christian white males----the architects of the jewel known as Western Civilization.))
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To: Dilbert San Diego

Lately they’ve been from Jamaica. Hang up on them. I think there is an online place to report such fraud but I don’t know what the web address is. Other scams include someone saying that your grand child was in an accident and needs money to pay his hospital bill or to get out of jail or something.


26 posted on 02/17/2014 4:08:17 PM PST by rabidralph
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To: eyedigress
"Just for fun, pick up the phone and set it down, off hook. :^)"

I do this...some numbers have stopped calling, but others are doing a phenomenal job of picking up the slack...

27 posted on 02/17/2014 4:11:57 PM PST by SZonian (Throwing our allegiances to political parties in the long run gave away our liberty.)
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To: E. Pluribus Unum

Happened to me once. The caller said that someone from his company would come to my house to escort me to the courthouse. I told him to make sure the escort is prepared because I am a strong believer in the 2nd Amendment.

Never heard from him after that.


28 posted on 02/17/2014 4:18:45 PM PST by rfreedom4u (Your feelings don't trump my free speech!)
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To: E. Pluribus Unum

The number of phone scams keeps escalating. Each week I get calls notifying me of a virus on my computer, usually with a Hindu accent. And if you ask them any questions at all they don’t answer just continue on with their spiel.

And that is just one kind. The most common calls they say nothing, just disconnect, hoping that you will *69 them and be transferred to a pay number.


29 posted on 02/17/2014 4:19:28 PM PST by yefragetuwrabrumuy (WoT News: Rantburg.com)
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To: E. Pluribus Unum

Nigerian prince, just send him $100 to release the money and he’ll give you a million.


30 posted on 02/17/2014 4:23:34 PM PST by mykroar (We fight, get beat, rise, and fight again. - Nathanael Greene)
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To: E. Pluribus Unum

You just bought house in Kenya. :-)


31 posted on 02/17/2014 4:29:19 PM PST by Georgia Girl 2 (The only purpose of a pistol is to fight your way back to the rifle you should never have dropped.)
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To: GraceG

On the rare times I pick up, I feign being a confused old guy. “PEGGY!!!! Your sister in on the phone! PEGGY! It’s YOUR SISTER!” I can go on for HOURS.


32 posted on 02/17/2014 4:30:30 PM PST by 50sDad (A Liberal prevents me from telling you anything here.)
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To: rabidralph

http://www.antifraudcentre-centreantifraude.ca/english/home.html


33 posted on 02/17/2014 4:32:53 PM PST by Squawk 8888 (I'd give up chocolate but I'm no quitter)
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To: E. Pluribus Unum

Hang up on the bastard and never ever call any number they leave!!! If you have caller ID note the number and just don’t answer it!!


34 posted on 02/17/2014 4:34:27 PM PST by ontap
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To: E. Pluribus Unum

If this is untrue, then block the number, don’t answer and definitely give them NO information, not even a name


35 posted on 02/17/2014 4:43:36 PM PST by GeronL (Vote for Conservatives not for Republicans!)
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To: FlingWingFlyer; E. Pluribus Unum

Caller ID means nothing in most cases.

See http://www.fakecaller.com/

I’ve encountered fake Caller ID data many times prior.

If the service is supported, *57 (or perhaps 1157, aka ‘call trace’...the phone company can allegedly trace all non-VOIP calls; look up how to do it with your regional carrier; the code is only part of it) is the most you can hope for without just getting them to stop calling (my method involves wasting their time lots of cursing...”Hang up, don’t call back” yelled every time they speak, interspersed with expletives...very effective. When they terminate the call, it usually gets removed from their system. Force them to terminate the call.).


36 posted on 02/17/2014 5:02:48 PM PST by logi_cal869
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To: Squawk 8888

Thanks!


37 posted on 02/17/2014 5:03:03 PM PST by rabidralph
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To: yefragetuwrabrumuy

“usually with a Hindu accent”

Do Hindus have an accent? Maybe a middle eastern country accent....


38 posted on 02/17/2014 5:05:36 PM PST by caver (Obama: Home of the Whopper)
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To: E. Pluribus Unum

>>>I told my wife to never *69 anybody

Is that because it could lead to aural sex?


39 posted on 02/17/2014 5:11:30 PM PST by XEHRpa
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To: Dilbert San Diego; lowbridge

Lowbridge knows how to deal with Nigerian scammers!


40 posted on 02/17/2014 5:37:51 PM PST by Rodamala
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To: FlingWingFlyer

I used that link a lot in the past. I’ve been getting calls on my cell from 215/278-xxxx a lot for the past month or so. Robocall from Philadelphia.

One of the reasons not to answer a phone if you don’t recognize the number is that if you answer, the caller knows it’s a viable number and suddenly charges will appear for calls to places you’ve never heard of.

It’s ridiculous that we have to go to such great lengths to protect ourselves. The old eight party line we had as a child was a lot more secure than what we have now.


41 posted on 02/17/2014 5:40:06 PM PST by Grams A (The Sun will rise in the East in the morning and God is still on his throne.)
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To: E. Pluribus Unum

Identify yourself as the Immigration and Naturalization Service, FBI or US Border Patrol Headquarters.

Works wonders


42 posted on 02/17/2014 5:40:56 PM PST by headstamp 2 (What would Scooby do?)
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To: 50sDad

A guy I worked with had it figured out. He would wait until they paused and say, “I’m naked...what are you wearing?”

They always hung up.


43 posted on 02/17/2014 5:48:46 PM PST by PLMerite
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To: E. Pluribus Unum

I’m getting emails with the subject matter being something about a loan being approved. I don’t open them.


44 posted on 02/17/2014 5:52:34 PM PST by VerySadAmerican (".....Barrack, and the horse Mohammed rode in on.")
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To: E. Pluribus Unum

What was the number he called from?

I once had a scammer like this calling me repeatedly. I finally answered the phone and immediately said:

“County Sheriff’s Office, Fraud Division—WHO IS THIS?!”

The guy began stammering and I continued:

“WHO IS THIS?!!—You are calling from a phone number known to have participated in fraud. WHO IS THIS?!! WHERE ARE YOU LOCATED SIR?!! DO NOT HANG UP SIR OR YOU WILL BE INTERFERING WITH A LAW ENFORCEMENT INVESTIGATION!

About that time he hung up and I never got a call from that number again.


45 posted on 02/17/2014 5:57:59 PM PST by ReaganÜberAlles
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To: E. Pluribus Unum

Sometimes when Rachel from “Card Member Services” calls and asks me to press 1 to talk to a person, I get forwarded to a recording. Them I’m asked to leave my name/number for someone to call me back.

From a yellow sticky where I have the info written down... I give them the name of the local FBI field agent and his number.


46 posted on 02/17/2014 6:00:47 PM PST by Drango (A liberal's compassion is limited only by the size of someone else's wallet.)
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To: Drango; E. Pluribus Unum
Sometimes when Rachel from “Card Member Services” calls and asks me to press 1 to talk to a person, I get forwarded to a recording. Them I’m asked to leave my name/number for someone to call me back.

From a yellow sticky where I have the info written down... I give them the name of the local FBI field agent and his number.

Nice tip, thanks.

47 posted on 02/17/2014 6:06:03 PM PST by thecodont
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To: E. Pluribus Unum

Tell them to contact you by mail.

If he asks for your mailing address, tell him they already have it.

Hang up


48 posted on 02/17/2014 6:11:11 PM PST by truth_seeker (Nissan)
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To: 50sDad

Before that list thing, I used to tell them that I had a brother who is recovering from a mental breakdown and the doctors said that he needed to start interacting with strangers again. A short pause to get crazy bro and I would start gibbering about how their product was a front for the moon men that come to visit every night. Also sometimes crazy bro needed written and verified proof that he was talking to an actual mammal, because their voice sure sounded reptilian. “How can I say yes when you might have been hatched from an egg?!!” and “I sympathize, but you must realize an actual reptile would also deny it.”

Freegards


49 posted on 02/17/2014 6:12:39 PM PST by Ransomed
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To: E. Pluribus Unum

That’s what answering machines are for .... most just hang up ... especially if your message does not identify you, the number or any other information about you. Real easy to scan through caller id before you delete them. Any real callers will leave a message.


50 posted on 02/17/2014 6:18:24 PM PST by RetiredTexasVet (Anything regarding this administration ..... remember I told you so first!)
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