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Stolen Credit Card Numbers
4/1/14

Posted on 04/01/2014 7:45:20 AM PDT by pabianice

In the last three days I have been contacted by credit card fraud offices regarding two different credit cards with questionable charges. Several months ago I was contacted about a third. All the charges quoted were fraudulent. In the past I have received such a call perhaps once every several years, but never two in one week or three in several months. They were legitimate calls and asked for no personal information and the fraud was backed-up by the cards' online webpages.

Is anyone else having such a problem? WTH?


TOPICS: Chit/Chat
KEYWORDS: creditcards; crime

1 posted on 04/01/2014 7:45:20 AM PDT by pabianice
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To: pabianice

I was told that PNC is just now getting around to dealing with all of the numbers that were compromised in the Target hacking.


2 posted on 04/01/2014 7:47:11 AM PDT by Buckeye McFrog
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To: pabianice

Did you use the cards in question at Target in November/December 2013?


3 posted on 04/01/2014 7:47:38 AM PDT by BuckeyeTexan (There are those that break and bend. I'm the other kind. ~Steve Earle)
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To: BuckeyeTexan
>>Did you use the cards in question at Target in November/December 2013?

No.

4 posted on 04/01/2014 7:48:06 AM PDT by pabianice (LINE)
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To: pabianice

I have had credit cards for almost as long as they have existed. I have a personal one, and one for my organization.

I have NEVER gotten a call like you are telling us about. NEVER!


5 posted on 04/01/2014 7:48:13 AM PDT by basil (2ASisters.org)
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To: pabianice

Cancel any credit card that’s questionable and start new.


6 posted on 04/01/2014 7:48:26 AM PDT by oh8eleven (RVN '67-'68)
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To: pabianice

On December 19, 10 different payday loan companies loaned to people claiming to be my husband. It’s a mess. And we had not shopped at Target. The frauds are also claiming to be single, so the companies were not required to notify me. We’ve locked our credit reports, and set up alerts so that anytime anyone tries to pull a report, we’re notified.


7 posted on 04/01/2014 7:50:45 AM PDT by knittnmom (Save the earth! It's the only planet with chocolate!)
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To: pabianice

well it certainly cant be your computer as we know there is no hoi polloi, password gathering programs or viruses on it, everyone uses an’Internet Security’ suite and an anti-keylogger virtual keyboard to tap in passwords.

So it really must be random and just as likely to strike the next fellow.


8 posted on 04/01/2014 8:00:25 AM PDT by RBStealth (--raised by wolves, disciplined and educated by nuns.)
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To: pabianice
USAA cancelled our cards as a result of the Target thing.

Couple years ago got an urgent email about credit cards and I recognized the USAA 800 number. Called the bank and the fraud guy asked, "Has your wife just bought gas in Worcester, Mass? Did she just buy $500 of liquor? Did she just spend $200 at Spencer Gifts?"

Turns out that her wallet was stolen from her office. They identified the fraudulent transactions within 6 hours.

9 posted on 04/01/2014 8:00:33 AM PDT by billorites (freepo ergo sum)
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To: pabianice

Had my card compromised once. Just got a new one with CC Company and hey reversed he charges. Was a bit of a nuisance but nothing more. That was a couple years ago. Nothing of late.

It just sounds like your number is being passed around. While it is likely NOT this, have you run a recent malware scan just to make sure you don’t have a key logger or something?


10 posted on 04/01/2014 8:00:50 AM PDT by RIghtwardHo
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To: Buckeye McFrog

Although it is a nuisance, it behooves us to get online once a week and check our CC accounts, I have been lax, but now have put a nag/reminder in the computer to do that. Just checked mine today while working on my taxes.


11 posted on 04/01/2014 8:02:53 AM PDT by ChildOfThe60s ((If you can remember the 60s.....you weren't really there)
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To: ChildOfThe60s

And before you travel, always call your CC company so they won’t decline something and force you to have to call them while on your trip.


12 posted on 04/01/2014 8:03:38 AM PDT by dfwgator
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To: pabianice

We’ve had the occasional call from Barclays about possible fraudulent charges. Most have been a charge we’ve made at an odd location.

However, two, over last 4-5 years have been the real deal (one was a charge in Corsica!). Old card cancelled, new cards issued. Barclays seems to be good at catching that stuff...caught those before we were even aware of the charges. It’s a nuisance to deal with, but I thank them EVERY SINGLE TIME.

As another commenter has done, we’ve also frozen our credit thru the 3 major bureaus, with a repeat fraud alert included. ALL new credit in our names is denied, unless we unfreeze our accts. Cost nothing to do, and if you aren’t planning on much new credit, a good way to go.


13 posted on 04/01/2014 8:06:47 AM PDT by moovova
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To: pabianice

Target was only one of many companies involved in the fraud. I forgot which others were also hit but Macys was one of many more.

Motels are a very common source of fraud. TV ads are really bad.

It is possible for you not to have a credit card and someone opens an account in your name.

Debit cards are worse because your personal bank account is hit.


14 posted on 04/01/2014 8:08:31 AM PDT by Cold Heart
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To: moovova

Disregard “repeat” above.


15 posted on 04/01/2014 8:08:51 AM PDT by moovova
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To: pabianice

You must have signed up for Ocare


16 posted on 04/01/2014 8:11:43 AM PDT by Nifster
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To: pabianice

Do you ever make online purchase? Might you have gotten a virus recently?


17 posted on 04/01/2014 8:11:58 AM PDT by Boogieman
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To: basil
I had a call long ago. Got a call from Citi asking if I had purchased a computer for delivery in Brooklyn from Dell in Austin. Of course the answer was no since I was in Ft Worth. At the time I was a fed with arrest powers in NY so I asked if they had delivered the pc yet. They said the order was on “hold” pending their release approval so I asked how about putting me in a brown UPS suit and I will deliver the PC. After thinking about it for a few seconds, the security guy said I don't think Citi could withstand the suit that surely will follow pending what you might do! He was correct. Anyway, they voided my card and sent me a new one. BTW the scam had to have the help from someone inside Dell, that much I was able to gleam from the call.
18 posted on 04/01/2014 8:18:47 AM PDT by Mouton (The insurrection laws perpetuate what we have for a government now.)
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To: pabianice
Had something similar to this happen to us in the last few months.. No, was not part of the Target scam.

I do have anti-virus plus malwarebytes on my computer and run scans daily. One cc, I do check on the computer, but the other cc has never been accessed via the computer. Plus we have a few other cc's that we check, but they haven't been had problems.

Asked the cc rep that I spoke to about one of the fraud cc how this could happen. He told me that the people running these scams have gotten very sophisticated at building programs that just run numbers through and get lucky more often hitting the right combos now. People should be expecting more of this to happen to them and he recommended continually monitoring your acct to try to find the problem as soon as it happens. Still a hit/miss thing right now, but frustrating for sure.

Of course they cancelled and issued new cards and now I do check them daily.

19 posted on 04/01/2014 8:23:36 AM PDT by coder2
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To: pabianice

It happened to me three times in the past year, twice on the same account (got a new number and then it was hit too). Each time I saw charges on the account’s website before anything was even shipped.


20 posted on 04/01/2014 8:31:30 AM PDT by KarlInOhio (Republican amnesty supporters don't care whether their own homes are called mansions or haciendas.)
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To: pabianice

About 3 years ago, I got a call from the Credit Union VISA. It seemed that someone bought an airplane ticket from Turkey to Dubai on my card, and they had another Middle Eastern airline ticket charge ‘pending.’

Since the CC issuer could see that I had no history of travel outside the US, they flagged the purchases.

End result: The CC issuer cancelled the card immediately and issued me a new one.

The trouble was, I had that old CC set up as the automatic payment card for some utilities and recurring charges. When they cancelled the card, that locked the automatic payment out. But, since the automatic payments were ‘in process’, they still tried to charge the card. Of course, the payments bounced and I got hit with late fees.

The next month, after I got the new card number, I dropped most of the auto-pays. Now, I still use the card, but I enter it each month for those utilities.


21 posted on 04/01/2014 8:47:05 AM PDT by TomGuy
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To: ChildOfThe60s
Although it is a nuisance, it behooves us to get online once a week and check our CC accounts,

I have my CC set up to email me of EVERY transaction, since I don't have very many transactions, per month.

I also had my local bank account set up the same way, but the bank recently got bought up by another bank which does not provide that kind of notification.

==

Your account(s) may have similar options.
22 posted on 04/01/2014 8:51:50 AM PDT by TomGuy
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To: pabianice

Are you sure you were notified by the credit card issuer?Never ever give any info to anybody about credit cards.Espechially if it’s a cold call.

If you get a call of that type tell the party that you can’t provide any info.Than call the customer service number on the Credit Card.

Save yourself the trouble and heartache of having to repair the damage.


23 posted on 04/01/2014 8:59:13 AM PDT by puppypusher ( The World is going to the dogs.)
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To: pabianice

About a year ago I received an email(NOT A CALL)from American Express asking if I had made some questionable charges in New Zealand and Thailand.

I though it was a scammer, so I called the 800# on the back of my card. As soon as I entered my account # they sent me directly to the fraud department. So, it was for real. They cancelled the card and sent me a new one within 48 hours. I suspect it may have been an employee at the Thai restaurant down the street because the charges came from Bangkok.

So, I would contact each credit card directly via the # on the back of your card. However, I would never give information to an incoming phone call or email. No matter how official it looks.


24 posted on 04/01/2014 9:13:55 AM PDT by woodbutcher1963
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To: woodbutcher1963
Here's the best site for info on what's happening in credit card fraud. He even traces who is doing it. NSA is apparently to busy to care.
25 posted on 04/01/2014 9:21:06 AM PDT by aimhigh (John 14:21)
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To: pabianice
Hackers Claim Data Theft on 800 Million Cards — But Is It True?
by Penny Crosman
MAR 31, 2014 5:00pm ET

Cybersecurity officials are still sizing up how much truth, if any, there is in a purported hacker group's claim that it stole data on hundreds of millions of U.S. card accounts.

The group, calling itself Anonymous Ukraine, said last week that it has seized information related to 800 million U.S. credit and debit card accounts — including cards said to belong to President Obama and other political heavyweights. The group says it wants to harm the U.S. economy.

Two companies investigating the breach — Risk Based Security and Battelle — say they have been unable to verify that 800 million accounts, including those of the VIPs, have been compromised. And many of the records the group has produced as evidence of its theft are incomplete, out of date or fraudulent, the investigators say.

For that reason the threat doesn't appear to be as serious as the Target breach, where hackers obtained 40 million valid, current cards. Still, the claims and any further releases of information need to be vetted, and they serve as a reminder of the constant vigilance and collaboration required of financial firms, officials say.

26 posted on 04/01/2014 9:25:16 AM PDT by b4its2late (A Progressive is a person who will give away everything he doesn't own.)
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To: pabianice

All of our CC and debit cards have been reissued within the past month or so. There is something going on past just Target as we don’t the cards in stores.


27 posted on 04/01/2014 9:32:26 AM PDT by CodeToad (Arm Up! They Are!)
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To: woodbutcher1963

Discover Card is actually good. I bought a $300 Tv and they had called before I got home. I always call and tell them I’m heading for Florida so any charges in NC,SC, Ga, Fl so any charges on the 1-95 corridor will be OK. I also have notified them I’m going fishing in Mexico, Venezuela, or Aruba and to accept all charter charges from this captain and on my other card (from them) accept restaurant and hotel charges ONLY. They blocked a number of charges issued on my card from other countries during the 3 week term I advised them about.


28 posted on 04/01/2014 9:34:07 AM PDT by Safetgiver ( Islam makes barbarism look genteel.)
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To: pabianice

Hubby’s Amex was replaced twice in a 2 week period because of fraudulent charges.


29 posted on 04/01/2014 9:34:28 AM PDT by sheana
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To: oh8eleven

Cancelling credit cards affects your credit rating.


30 posted on 04/01/2014 9:53:48 AM PDT by E. Pluribus Unum ("The man who damns money has obtained it dishonorably; the man who respects it has earned it.")
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To: pabianice

Yup, this happened to us 3 times — with our Discover Card. Over $14,000 worth of stuff was purchased on one of the occasions. Good times.


31 posted on 04/01/2014 10:00:00 AM PDT by Theo (May Christ be exalted above all.)
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To: pabianice

I assume you looked on your statement or online statement to verify that you indeed had fraudulent charges? BTW, fraudulent charges on a credit card automatically results in the cancellation of the card and issuance of a new card with a new number.


32 posted on 04/01/2014 10:01:36 AM PDT by catnipman (Cat Nipman: Vote Republican in 2012 and only be called racist one more time!)
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To: TomGuy

“I have my CC set up to email me of EVERY transaction, since I don’t have very many transactions, per month.”

I do the same thing, but with a threshold because I have lots of small charges. I recently found a fraudulent charge of major magnitude that way before the bank did, called and got a new card over-nighted to me after the old one was cancelled. I also tracked down the merchant and called them to warn them and see if they could catch the miscreant. Turns out the fraudster was trying to buy a car and was coming back later to pick it up. I suggested the police be waiting instead of the car.

Such email notification is a vital defense mechanism against fraud, and I’d advise you to switch to a company that has this service. Credit card issues are a dime a dozen.


33 posted on 04/01/2014 10:09:47 AM PDT by catnipman (Cat Nipman: Vote Republican in 2012 and only be called racist one more time!)
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To: E. Pluribus Unum
Cancelling credit cards affects your credit rating.

Does it improve one's rating, or worsen it?

Regards,

34 posted on 04/01/2014 10:10:11 AM PDT by alexander_busek (Extraordinary claims require extraordinary evidence.)
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To: pabianice

Have you used all three cards at the same place? We had our work cafeteria “hacked” a few years ago, got one card twice and I closed a 2nd card I had used there as soon as we figured it out. Happened over three or so months.


35 posted on 04/01/2014 10:10:32 AM PDT by ican'tbelieveit
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To: pabianice
Last month I noticed a $9.95 charge while routinely reviewing online credit card activity between statements. Called the merchant number and spoke with a shady character somewhere between India and Pakistan, who wanted all sorts of info from me before offering to explain their "website design promotion" business.

Next call was to my bank, who quickly investigated and labeled the charge fraudulent within minutes. Card was canceled, and a new one sent overnight, in time for my next trip. The bank described that frequently small charges are put through by the fraud perps as a test before going after the big charges.

Moral of the story: check your credit card activity frequently. Don't wait until the month-end statement arrives. It will save a lot of hassles.

36 posted on 04/01/2014 10:25:33 AM PDT by NautiNurse (Obama sends U.S. Marines to pick up his dog & basketballs. Benghazi? Nope.)
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To: alexander_busek

Worsens it. Don’t ask me why.


37 posted on 04/01/2014 10:51:40 AM PDT by E. Pluribus Unum ("The man who damns money has obtained it dishonorably; the man who respects it has earned it.")
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To: E. Pluribus Unum
Cancelling credit cards affects your credit rating.
Don't cancel, get taken to the cleaners and you don't have to worry about a stupid credit rating.
38 posted on 04/01/2014 11:48:04 AM PDT by oh8eleven (RVN '67-'68)
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To: oh8eleven

Tell them to give you a new card with a new account number because the card number has been compromised, then never use it again.


39 posted on 04/01/2014 11:54:15 AM PDT by E. Pluribus Unum ("The man who damns money has obtained it dishonorably; the man who respects it has earned it.")
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To: pabianice

Credit card fraud is on the rise.


40 posted on 04/01/2014 12:04:34 PM PDT by <1/1,000,000th%
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To: ican'tbelieveit

Happened twice at one restaurant within a month on two different cards. I called the manager to report the theft and she blew me off with “that could never happen here.”


41 posted on 04/01/2014 1:50:20 PM PDT by pabianice (LINE)
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To: pabianice

Yeap, they are probably the culprit. I know our work cafeteria was devastated when they found out they were the problem. Staff that worked there were so upset. Somehow our numbers were being sent to someone in the south. My card was used first in Georgia, then in Florida... to make $400+ purchases at stores like Walmart.


42 posted on 04/01/2014 2:37:48 PM PDT by ican'tbelieveit
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To: TomGuy
I have my CC set up to email me of EVERY transaction, since I don't have very many transactions, per month.

Oh, I like that. I'll have to see if my bank offers it.

43 posted on 04/01/2014 5:00:26 PM PDT by ChildOfThe60s ((If you can remember the 60s.....you weren't really there)
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