[Still Thinking]

You’re off the track.

I said — You can pay him cash and file for reimbursement yourself, so in effect, yes he does take insurance.

You said — the paperwork is nothing, the real cost is that without insurance, the cost is going to be high. (So even if you do the paperwork yourself you still end up paying more)

I said — No, these docs are cheaper. So, yes you can do the paperwork yourself without coming out paying more.

You said — something I don’t follow about paying for insurance but then not using it, which has nothing to do with the train of the conversation as far as I can see.

[Chode]

after rereading you first post, i see missread it the first time through to mean if a doc doesn't accept YOUR ins, not doesn't accept ins at all... in which case you are right

my bad, there was another thread about people having ins but having a hard time finding doc's that take it

You said — something I don’t follow about paying for insurance but then not using it, which has nothing to do with the train of the conversation as far as I can see.

i guess my point there was i don't think i know anybody that doesn't have ins, so going to a doc that doesn't take ins seems like paying twice, once for ins that other docs will take to goto a doc that doesn't take ins/or your regular PCP goes to not taking ins, but if you think the doc is worth it, then he IS worth it... it's your health on the line and all