This whole thing with cloud based apps is trying to get you to pay a hundred a month on a regular basis like broadband providers receive.
They figure if we are dumb enough to continue to pay for the cost of broad band at the rates out there, why not lock us in for software and also control our data and files.
MS got to be too troublesome. My wife didn’t want a new computer but hated and bitched constantly about her eight year old out of date and glitchy windows machine. I bought her a Mac Air and after about an hour of fiddling and asking, she is now a happy computer user again.
I detest apple prices but at least the stuff works year after year. I have business computers that others maintain and pay for to use with business apps.
cloud-based apps == s/w rental service == never-ending revenue stream