I typically make up my own recipes by using Designing Great Beers by Daniels along with checking the BJCP Style Guide. I will check similar recipes online just to see what others are doing. We have a Great Fermentations close by so don’t have to pay for shipping.
I’ll spring for the liquid yeast (hey, the kids are moved out!). I usually ramp it up by making a 700mL starter a couple of days before brew day.
I’ll be doing a Bavarian lager in a month or so, but may double up and do the wheat too.
If you’re already doing a starter, why not buy 2 beers and drink them instead? Just pour in the yeast at the bottom of the bottle. Obviously drink from a glass and sanitize the rim of the bottle. But I’d rather buy beer than yeast.