My mom was overseas when she turned 65, since she had health insurance through her employer she thought there would be no problem. Fast forward to when they finally decided to retire. Medicare wanted to FINE her for not signing up on time. She pointed out that she was overseas and had full health insurance. No matter.
She fought for a year and it only ended when her former employer got a lawyer and he had a chat with Medicare.
BTW her employer used to offer full health insurance after retirement. That can not do that any more. The best they can do is offer supplemental insurance and BTW that is considered taxable income.
Lovely system there.
I have had insurance all of my life.
It had a @250 dollar deductible and a $20.00 co-pay
No problem I didn’t mind that at all
When I turned 65 medicare took over. I didn’t ask for it, I didn’t need it, It just took over.
I still kept my Insurance, because the supplemental was as high as the regular insurance, so now I have that and Medicare.
Now my fear is that Obamacare will ration me when I turn 76, and my regular insurance will be run out of business or won’t pay.Or will get so expensive I won’t be able to afford it.