New homes purchased by individuals) are indeed a "consumable good", willie.
As you would know if you've ever had to repair one that was trashed by 'Zero Down' deadbeats.
I'd never be stupid enough to sell one to 'zero down' deadbeats.
A home is an investment.
You better have good enough credit to give me my cash up front if you want to buy mine.
I'm not gonna fall victim to your stinkin' creative financing scam.