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Woman Launches Suit Against American Express For Letting Her Rack Up Debt
NY1 News ^ | 11/25/04

Posted on 11/26/2004 8:57:50 AM PST by freespirited

A woman who posed as a Saudi princess is suing American Express for letting her rack up an enormous credit card bill.

Antoinette Millard is suing the credit card company for letting her use a special "Centurion Black" card meant for people who charge more than $150,000 a year.

She says she was mentally ill at the time of her spending spree and that American Express should have known that she was acting irrationally and impulsively.

She is suing them for $2 million.

Millard is currently awaiting trial on grand larceny charges.

Millard had also been under scrutiny for posing as a Saudi princess to steal hundreds of thousands of dollars worth of merchandise.


TOPICS: News/Current Events
KEYWORDS: americanexpress; credit; creditcardabuse; idiot; lawsuits; tortreform
Yes, of course. Judgment for plaintiff! /sarcasm.
1 posted on 11/26/2004 8:57:51 AM PST by freespirited
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To: freespirited

We really should bring back debtors prison.


2 posted on 11/26/2004 8:59:14 AM PST by Phantom Lord (Advantages are taken, not handed out)
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To: freespirited

Doesn't anybody feel any personal responsibility for their actions? Sick.


3 posted on 11/26/2004 8:59:50 AM PST by ladyjane
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To: freespirited

See what you made me do!

It's all Bush's fault.

I can see the logic in that. Logic, however, does not substitute for either reason or excuses. For that, you need magic.


4 posted on 11/26/2004 9:00:28 AM PST by alloysteel ("Master of the painfully obvious.....")
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To: Phantom Lord
We really should bring back debtors prison.

And public flogging.

5 posted on 11/26/2004 9:01:15 AM PST by Dr.Syn
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To: ladyjane

Nope. Because liberals have taught people that its always someone else's fault.


6 posted on 11/26/2004 9:02:37 AM PST by proudofthesouth (Boycotting movies since 1988)
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To: freespirited
mentally ill at the time of her spending spree

I have been saying that for years.

7 posted on 11/26/2004 9:03:32 AM PST by KidGlock (W-1)
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To: freespirited

She'll just file for bankruptcy, and the other credit card holders will get to pay higher interest to make up for it.


8 posted on 11/26/2004 9:04:37 AM PST by KittyKares
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To: freespirited

Whoever the lawyer is who filed this suit for her, should match her dollar for dollar in fines, and day for day incarceration when they lose this ridiculous case.


9 posted on 11/26/2004 9:10:47 AM PST by digger48
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To: freespirited

I see another scumbag lawyer scam coming up. Why is it that all these truly evil people are either lawyers, spouses of lawyers, or simply grovel to lawyers?

they rate one notch below an amoeba as far as morals and decency are concerned. even a homosexual pedophile is better than the lawyers that allow them to prey on innocent children.


10 posted on 11/26/2004 9:16:07 AM PST by steplock (http://www.outoftimeradio.org)
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To: Phantom Lord

But, how can you pay off your debt if you are in prison!!??


11 posted on 11/26/2004 9:23:47 AM PST by It's me
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To: Phantom Lord

I was thinking indentured servitude - to pay off the debt.


12 posted on 11/26/2004 9:30:27 AM PST by taxcontrol (People are entitled to their opinion - no matter how wrong it is.)
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To: freespirited

Tell you one thing.........you PAY AS YOU CHARGE with American Express. You don't have it at the end of the month, you're in deep doo-doo. Pretty good way to watch what you spend........so we rack up the charges and get these stupid points toward airplane tickets that we MIGHT use one day.*~*


13 posted on 11/26/2004 9:31:01 AM PST by Dawgreg (Happiness is not having what you want, but wanting what you have.)
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To: freespirited

Yeah - "get out of debt free card."


14 posted on 11/26/2004 9:32:06 AM PST by goldstategop (In Memory Of A Dearly Beloved Friend Who Lives On In My Heart Forever)
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To: KittyKares

I certainly hope I don't have to pay fees to cover this loss. Amex should have required some strict due diligence before they issued a card for people who spend over $150K per year.


15 posted on 11/26/2004 9:33:00 AM PST by Bernard (Caution Ahead - Road being Paved with Good Intentions)
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To: freespirited
You can't apply for a Centurion card. It's by invitation only. Someone at Amex had to specifically and personally offer this card to a woman whose real name and creditworthiness could have been found out with the simplest credit check.

I don't see where the woman has any right to sue for damages, but Amex fully deserves to eat every last penny of the bill she racked up.

16 posted on 11/26/2004 9:37:02 AM PST by Dont Mention the War (W2: Coming January 20, 2005! Be There!)
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To: freespirited

Stop me before I shop again?????????????


17 posted on 11/26/2004 9:40:21 AM PST by OldFriend (PRAY FOR MAJ. TAMMY DUCKWORTH)
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To: freespirited
Tiger Woods has one..


18 posted on 11/26/2004 9:40:26 AM PST by gopwinsin04
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To: Bernard

"she says she was mentally ill at the time..."
She still is! Sad to think the world is full
of buffoons like this.


19 posted on 11/26/2004 9:41:00 AM PST by derllak
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To: freespirited

Her lawyer ought to be disbarred for bringing this suit.


20 posted on 11/26/2004 9:41:43 AM PST by mewzilla
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To: freespirited

I have but one word..."Accountability". Hold oneself acoountable for their own actions.


21 posted on 11/26/2004 9:45:14 AM PST by Mustng959 (In loving memory of those that gave their all to preserve our Freedoms!)
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To: freespirited

Stop me before I charge again!


22 posted on 11/26/2004 10:24:58 AM PST by NoControllingLegalAuthority
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To: Mustng959

Hold myself accountable for misspelling!


23 posted on 11/26/2004 10:27:35 AM PST by Mustng959 (In loving memory of those that gave their all to preserve our Freedoms!)
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To: freespirited
mentally ill at the time of her spending spree

This is easy to solve if she is aquited of the grand larceny charge by temparary insanity then give her the 2 mill.If however she is found guilty and sent to prison drop the case and make her pay off the american express legal bills through some sort of work release program along with the bill she origanally racked up with the card she got under false pretenses.

24 posted on 11/26/2004 10:45:29 AM PST by freepatriot32 (http://chonlalonde.blogspot.com)
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To: Bernard

I don't understand some of these credit card companies. It seems they give cards to anyone. For example, they are waiting in the wings to issue credit cards to college students. I even know of someone in a nursing home on Medi-Cal who gets offers for credit cards in the mail. I don't think they use due diligence. They just want users to rack up interest rate payments as they fall more and more into debt.


25 posted on 11/26/2004 11:23:24 AM PST by KittyKares
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To: freespirited

Lisa Walker, aka Antoinette Miller


There's our princess! (center)


And here she is again!

Give her the max!

26 posted on 11/26/2004 10:27:01 PM PST by cynwoody
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To: freepatriot32
If she does time, then her case is dismissed.
They don't let you out to attend civil cases.

Even if not sent to prison, her case will be dismissed with prejudice.

I don't know the law in her state, but unfortunately, if there is no real penalty for filing frivolous lawsuits, many bottom feeders will.

Sounds like a tactic by here attorney to muddy the water with paperwork.
27 posted on 11/26/2004 10:35:16 PM PST by bill1952 ("All that we do is done with an eye towards something else.")
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To: KittyKares

My wife has a friend who got her first card at 24. By age 35, this woman had four credit cards and a monthly balance of $35,000. By age 40, the balance had gone to $45,000. Once you start trying to make just the minimum each month...you are permanently stuck. This woman eventually had a nervous breakdown. Several friends and relatives came out and put down $15k in cash to bring down the balance...the woman carved up the cards...and she is making a decent recovery now. But there is a 10-year period of her life where she was paying out $400 a month, just for interest. She could have made a huge downpayment with that kinda money.

These college kids who are getting the free cards and getting hooked, are the worst crowd. There ought to be a law that limits any credit card to a 21 year old or less...to $500, unless the parent signs the request. I have a office co-worker who has a daughter about to finish college and the kid has $4k in debt currently. The minute she gets a job in the spring...they are going to up the balance limit to $8k...and trap her further into the situation. It amazes me that congress does nothing about this issue.


28 posted on 11/26/2004 11:03:08 PM PST by pepsionice
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To: pepsionice

Ouch! That first case is a nightmare. The second one is a whopping bad start, but at least it's a manageable dollar amount if she STOPS CHARGING ASAP.

Credit card companies have no business giving credit to college students under 21. They don't have a full time job yet and can really step into quicksand.


29 posted on 11/26/2004 11:54:46 PM PST by KittyKares
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To: pepsionice

I can't believe what just happened yesterday. My son came home from the place where he is working part-time, and they actually pressured him to sign up for a credit card sponsored by that company because they had a quota to meet! Fortunately, he told me that when it comes in, he wants us to cancel it. Geez Louise, the nerve of these purveyors of credit cards!


30 posted on 11/27/2004 9:40:48 AM PST by KittyKares
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To: pepsionice
My wife has a friend who got her first card at 24. By age 35, this woman had four credit cards and a monthly balance of $35,000.

Jesus H. Christ on a crutch. I get antsy when my balance is over $500, and have never failed to pay the monthly bill on time (except the one time it got lost in the mail).

31 posted on 11/29/2004 8:30:23 AM PST by steve-b (I put sentences together suspiciously well for a righty blogger.)
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To: KittyKares
Credit card companies have no business giving credit to college students under 21.

Well, that depends on the individual situation (though I agree that the blizzard of solicitations reveals a lack of due diligence).

What really ought to be restricted is the mailing of unsolicited offers to get a credit card by just calling in and reading off the invitation code. That's an open door to identity theft against the (intended) recipient, and ought to be illegal for the same reason going around and picking people's doorlocks open (without breaking in yourself) is.

32 posted on 11/29/2004 8:33:45 AM PST by steve-b (I put sentences together suspiciously well for a righty blogger.)
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To: steve-b

I've gotten pretty paranoid about these credit card solicitations. We get so many that there is a lot of opportunity for identify theft. I read that tearing them in half is not sufficient because that is actually a flag informing anyone rummaging through the trash that something important is in there. I didn't even realize you can just call it in. Fortunately, I did invest in a shredder and simply toss them all in. I've gotten to the point of almost enjoying my little shredding rituals.


33 posted on 11/29/2004 9:32:34 PM PST by KittyKares
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To: pepsionice

"These college kids who are getting the free cards and getting hooked, are the worst crowd"? I take offense to that as a college student. You should realize that while some young people can't handle responsibility, there are those of us like myself who have stellar credit histories and have never had to pay a late fee. I also work harder in a day than you probably have in your entire life. Try not to generalize negative stereotypes about whole groups of people.


34 posted on 12/16/2004 11:06:37 PM PST by munkyfarm
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