You have GOT to be kidding. Jay has numerous garages full of six figure priced automobiles and five figured vintage and custom built bikes. Millions and millions worth.
Why don't you go on a "Freep" and photograph his home pre-Tonight show and his home(s) today.
Being one of Jay Leno's vendors is the sweetest gig on Earth.
Jay makes real good money off of his standup gigs. He still makes appearances.
It is true that Leno has not touched his Tonight Show money. He has about a hundred gigs, corporate conventions etc. each year that pay an average 100,000. That is what he lives on.