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More single women are buying homes
News 14 ^ | 3/29/05 | Jamie French

Posted on 03/29/2005 11:21:03 AM PST by qam1

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To: Dan from Michigan
And all of it outside any city limits....

Same here - and I finally got it!!! 20 acres is a bit much for my taste - I'm happy with my 2. Other than the brothers taht bought the farm house across the road from us, the nearest neigbors are 150,000 or so chickens.........and they don't make any noise.

161 posted on 03/29/2005 4:29:57 PM PST by Gabz (Wanna join my tag team?)
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To: Gabz
the nearest neigbors are 150,000 or so chickens.........and they don't make any noise.

They don't? I figured you'd be hearing ER-ER-ERRRRRRRR-ER every morning at 5AM.

162 posted on 03/29/2005 5:07:03 PM PST by Dan from Michigan ("Mama, take this judgeship off of Greer, he can't use it, anymore")
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To: Dan from Michigan

Nope - not a peep..............though the drone of the deisel engine trucks lined up to take them to the processing plant every 8 weeks or so can be a bit tiresome.........LOL!!!


163 posted on 03/29/2005 6:26:45 PM PST by Gabz (Wanna join my tag team?)
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To: Skinn_dogg
Mortgage companies never tell you about PMI, or the outrageous property taxes.

I've never had to pay PMI and was well aware of the property taxes ahead of time.

Anyone unaware of the property taxes they weill pay prior to agreeing to pay them did not do their research.

164 posted on 03/29/2005 6:34:39 PM PST by Gabz (Wanna join my tag team?)
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To: llama hunter

My feelings on divorce where one spouse has an affair, whether husband or wife is guilty. The guilty one should have minimal entitlement to any marital property.

When I caught my wife cheating, I gave her a $1,000.00 to get out and that was all she got and deserved, and she agreed as she took it wih no problems. Of course she made the guy she was having the affair with, marry her within a week of the finalization of our divorce.


165 posted on 03/30/2005 2:19:34 PM PST by herkbird (PAIN SUCKS and my Pain meds are insufficient to kill it.)
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To: herkbird

Herkbird,

I understand that it can knock a few years off of your mortgage, but you have to look at the big picture.

In the year 2000, if you had placed an extra $100 a month on your mortgage for a 30 year mortgage you would have paid off the mortgage in approximately 23 years.

Your mortgage payment never goes down. It stays the same no matter how much extra you pay on it, so your $1000 house payment is due every month up to around 2023. Well in 2023 $1000 is worth a lot less than it is in the year 2000. So you save an extra $84,000 in house payments those last 7 years. If you invested that extra $100 a month into your 401K or another investment for 23 years, your going to have at least double your $84,000 you saved on paying off your house early.

Paying extra money on your principal of your home is not the best investment.


166 posted on 03/31/2005 11:02:18 AM PST by Skinn_dogg
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To: Skinn_dogg

Idiotic is probably too strong a word. It's whichever investment each investor is most comfortable with.


167 posted on 03/31/2005 11:42:22 AM PST by Skinn_dogg
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To: Paleo Conservative
Why would a single man want to own a house to live in by himself?

Good point if he intends to remain single. I seem to remember filling my empty house with a FAMILY a lot quicker than I imagined... ; )

168 posted on 03/31/2005 11:44:42 AM PST by Caipirabob (Democrats.. Socialists..Commies..Traitors...Who can tell the difference?)
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To: Caipirabob

No there are numerous reasons to have a single man buy a house. ESPECIALLY if he intends to be married.

Buy a house and the woman will follow eventually IF THAT IS WHAT HE WANTS. Odd that women would be upset that a man owns a house.


169 posted on 03/31/2005 11:59:52 AM PST by longtermmemmory (VOTE!)
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To: longtermmemmory
I agree, and I wouldn't change a thing... : )
170 posted on 03/31/2005 12:03:55 PM PST by Caipirabob (Democrats.. Socialists..Commies..Traitors...Who can tell the difference?)
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To: longtermmemmory

How do I prove the point? What point?

Perhaps you even missed the PS that I just bought a house last year, and this year I'm getting married (wow, and he even stood by while I bought a house on my own, and is moving in MY place when we marry!). Phooey to you.

I also don't understand your statements here. A woman who lives alone is independent? Possibly so. A man who lives alone has "commitment issues"? What are you talking about? Are YOU making those statements, or are you accusing ME of thinking that way?

If the latter, I NEVER SAID ANY SUCH THING. DON'T put words in my mouth!


"If a woman wants ahouse and a few cats instead of a family, her choice but don't disguise it as 'independence.'"

Why couldn't it be independence? What would you call it? What else could be a "single" woman - or "single" man - living alone? Dependent? Doesn't fit the English language.

And incidentally, *I* live w/a German Shepherd (no wussy retrievers for me). I like cats too, but a dog comes 1st since she helps me be more independent, being a practical guardian. ;-)


"The fact of life and nature is that the older a woman gets, the less likely she will be married."

I don't recall what this had to do w/your OP or mine, altho it was stated elsewhere. Yes, it's true - DUH - and likewise for men. But of course, it doesn't matter for men, does it? Always we must point out that it's women who age who are less likely to marry - cuz it's *always* important for WOMEN to marry, but not men, right? Phooey. There are also stats that say men who stay bachelors are less likely to live as long or "prosper" as married men. So I guess it's just as important for men to marry, but you all can never admit that, right? Naaahhh.... (there I go, putting words in your mouth - right back atcha....)


171 posted on 04/02/2005 9:19:20 AM PST by the OlLine Rebel (Common sense is an uncommon virtue.)
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To: speekinout

What's that rule about selling when you are 59+ and capital gains? Been a while since my CPA mentioned it.


172 posted on 04/02/2005 9:34:12 AM PST by B4Ranch (The Minutemen will be doing a 30 day Neighborhood Watch Program in Arizona and New Mexico.)
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To: Skinn_dogg

http://www.bankrate.com/brm/calculators/mortgages.asp

http://www.bankrate.com/brm/amortization-calculator.asp


173 posted on 04/02/2005 9:39:53 AM PST by B4Ranch (The Minutemen will be doing a 30 day Neighborhood Watch Program in Arizona and New Mexico.)
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To: Skinn_dogg; herkbird
It is simply a numbers game. That extra $100/month paid on the principle will save you the interest you are paying on your mortgage. If you could have invested that money and received a bigger return than that would be the best option.

With the current mortgage rates being so low, it probably isn't hard to get a better ROI so paying your mortgage down quickly is not the best idea. Although that is a guaranteed return.
174 posted on 04/02/2005 10:43:37 AM PST by PeterPuck
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To: B4Ranch
What's that rule about selling when you are 59+ and capital gains?

There's no rule like that. You can sell your principle residence at any age and keep a profit of up to $250,000 tax free ($500,000 for a couple).
For investment property, you always have to pay taxes.

175 posted on 04/02/2005 12:51:50 PM PST by speekinout
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To: longtermmemmory

You mean like nuns?


176 posted on 04/02/2005 1:26:49 PM PST by rabidralph (Ahhh, the internet.)
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To: qam1

All you single men out there (and the rest who wish they were) who wonder where the single women are, they're in their homes, hiding from you.


177 posted on 04/02/2005 1:31:05 PM PST by rabidralph (Ahhh, the internet.)
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