It would be the difference between an inward acceptance of Jesus Christ as personal Lord and Savior, and an outward acceptance of ritual acts as supposedly sufficient to effectuate salvation. A lot of Catholics profess cluelessness when they are asked if they have accepted Jesus Christ as personal Lord and Savior, they say "hey I was baptized when a baby, that made me a Christian, what do you mean"?
You're asking for a lot here...
This is NOT the time to unleash theological arguments. Not now, please.
Thank you The Red Zone - I had just done a private reply and then found your reply. You said exactly what I was thinking.