You can lead a horse to water....
"It's probably the best thing about Medicare Part D, except that most people don't know about it or don't know how to apply for it or are not comfortable or capable of applying."
I think I figured out the problem...
"....The group sandwiched in between -- those earning too much for Medicaid but less than $19,000 -- qualify for coverage with no premiums, no deductibles and co-payments of less than $5."
I can assure you that this is a false statement if it is (as it appears) supposed to be a representation of Medicare Part D Rx plan.......there is a monthly premium, a 250 deductible, and a 2250 dollar limit on the actual discount which is tabulated at absolute top-dollar retail for the purpose of reaching the 2250.
My girlfriends Grandparents said they went on the Part D plan and the cost of their medications has increased dramatically. I'll need to remind them that they don't have to use Part D, unless you're stuck on it once you start.
I knew this was a bad plan from the beginning.
Republican President+Republican Congress=New Entitlement Program
Bump for later.
I take 10mg of Toprol daily, I have Medicare Part A and Part B plus I am covered by my wife's health plan.
The annual information letter from the plan advised us that I should not sign up as it would save me no money over the 50% discount already in the plan.
There may be many like us.
I checked the AARP site and checked 4 medications and the estimated cost was in excess of $3,068 per year.
That's got to be near the retail cost!
Thank God I can get them for $336 because of VA eligability.
The person who wrote this article needs to actually take a look at Medicare Part D before writing some of this tripe.
Another complicating factor is the lack of information from current providers and sources of medications. I made some inquiries for an elderly family member who currently receives medications through pharmaceutical companies' charitable programs. These companies were unsure how their programs would be affected. It's hard to run the numbers when you can't get any to work with.
It seems a lot of people here are "blaming the victims" for this nightmare government program.
Make all the old folks stand in line out in the cold and bury them in complicated forms that often say one thing on one page and the exact opposite on another page deeper into the morass.
No one completes an application..no one qualifies...no need for the program...cut the sucker...
Thats pretty much how the Clinton's cut the VA programs for many disabled Vets
If anyone out there has a strong opinion that opposes this would you please share it? My father-in-law asked me to figure out what they should do. After reading countless pages of insurance-speak and government-speak and realizing both sides were exaggerating the benefits of their point of view while ignoring the negatives, but advice to my father-in-law was to stay put. They have medicare and a Blue Cross Supplement with a decent drug prescription plan. From what I understand, once you go in to the gov't plan you can never go back. But if you have your own plan you can stay there as long as you want and just pay a penalty for joining the government plan late should you change your mind. In the vein of never buying a car on it's first model year cause the kinks aren't worked out yet, I couldn't see a reason for the parents-in-law to switch. Anyone who believes differently, PLEASE give me your opinion!! (Thanks!)