Posted on 11/19/2006 4:24:42 PM PST by John Lenin
Just think the time your doctor could spend with you if he wasn't bogged down in the paperwork nightmare. He might be able to have an actual conversation with you. This is a win-win situation.
I might add routine vaccinations and other public health initiatives to that financed by the government.
We're headed for fiscal disaster regarding entitlements anyway. The question is, when will we wake up to the fact. Almost no one is talking about it now.
The argument is that if it doesn't cover the small things, the small things will go untreated until they turn into big things and cost even more to resolve.
A vicious circle...
I am dead serious - Let Wal-Mart get into it. They will show us how it's done. They will insist on discipline from vendors and more importantly discipline from the customers just as they do now. by the way I have a mom and pop store and we pay 800 a month and have a $5000 deductible and we are glad to have it, although we would like some relief.
The health insurance plan that I'm using has a high deductible that I haven't used for the last 2 years. Using this place could help cut down on the paperwork involved.
Some clear thinking by Milton Friedman on the health care industry. Unforutunately, half the population is economically illiterate, and much of the other half is misinformed, so clear thinking has little chance to prevail.
ping
My local hospital has, at last count, more computer geeks than doctors. Mind you, this is for a regional care hospital, which doesn't do advanced care such as organ transplants or research, etc.
I went in there for chest pains. Nevermind that I got them from pulling muscles in exercise, I was treated by a mindless bureaucratic list of "to-do's" for 24 hours, most of which were to make sure that no one got sued should I actually fall over dead in the next 24 hours. I told the CEO of the hospital that I hoped she and her staff would, at sometime in their life, to through a 24-hour stay like mine, so they would at least start practicing medicine again.
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ping
Precisely.
Having worked in the health insurance industry and in the physician/provider services, that makes so much sense.
Unfortunately, the general public has no clue and will lend no support for this simple solution. Remember the Medicare Catastrophic debacle.
Routine medical care should be an individual's responsibility, but it's not. Catastrophic health insurance is comparable to auto insurance (which is mandatory) but it's not.
Too bad.
I play around with insurance. I think I have a solution to this problem and everyone benefits.
At the age of 21 instead of you giving your money to the government for health care, you buy a Universal Life insurance policy for the minimum death benefit. For 45 years you put in money tax deductible. At 65, you now can start taking out money for health care benefits, tax free.
You will have close to 3/4 of a million put away for health care. Now if you are older, you can opt to do the same thing for more money.
Let the government take out less in taxes and enable us to do this.
Whenever there is an option for Americans to take care of themselves, the DemonRats will convince them time and again that they are too stupid to handle such things and only they, through massive government programs that they control, is THEE only choice. How many times have we been told that when government control of our lives is taken away, the mean private sector will leave everyone dead.
The best way to correct the problem starts with those who make the laws. Insist that our elected crooks in Washington must abide with those rule that are for the voters who put them there, to do what is right and fair for us, not have a different set of rules, which they make, for themselves and that the taxpayers pay for.
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