Posted on 10/07/2007 8:34:16 PM PDT by topher
I lived on the Gulf for some time and in no way dis-respect the good people that call the area home. (I marched to work and back for months). :^)
They did not just use Wal-Mart.
They hit a high priced clothing store three times. That store actually sent me a “gift card” which offered 15% off my next purchase.
No, it is not just the NJ stores that have this problem, and it’s not just Wal-Mart either.
We’ve got a real big problem on our hands and this is just the tip of the iceberg.
It is frightening that the illegals use quite a bit of tax money. They are not adding tax dollars but draining them by one report done.
So the Illegal Immigrant issue is a key issue for 2008 because it will cost US taxpayers more tax dollars and probably drive up taxes even more...
If their state has enacted some version of the Uniform Commercial Code, this couple should have an excellent case against their bank for paying the bogus checks. They need to demand that bank recredit their account, and let the bank fight with Wal-Mart as to who eats the loss.
From your title I thought Wal-Mart was intentionally trying to cash bad checks.
Seems like this is just anothertype Wal-Mart bash from reading the story.
I don’t write checks at stores any more but I just heard from a friend of mine that she wrote a check at Wal-Mart and they swiped the check, marked it void and gave it back to her. The amount of the check is deducted from her checking account just like a debit card. First time I had heard this but that is what she told me.
My original question stands: Can you point to a credible news source concerning this story? This reeks of a made up email.
Sorry, the story isn't passing the smell test.
The only way that they'd be out that much money is if they didn't bother to timely report the forgeries to the bank. And you can't really blame WalMart for that, can you?
In short, their dispute should be with their bank, not with WalMart.
09/25/2007 WAL MART BARSTOW CA 19.59
09/25/2007 WAL-MART #1879 BARSTOW CA 111.73
I have emailed WalMart about this incident at their Barstow store.
The stolen credit card account was closed on 09/25/2007 but after the card was used.
The authorized user of the credit card lost a wallet in Victorville, CA earlier that day.
I am the Holder of the credit card account in this post. I do not live in California.
I am working on the case...
Of course they were.
That’s an Electronic Funds Transfer, or “eCheck”. It’s the latest thing, many retailers either already use it or have just started. It’s cheaper for everyone, including you.
But you can’t be stupid amd just toss the returned check in the trash on the way out the door, either...
That's true. The reason I found out about this Wal-Mart check thing from this woman is that after she got the check back she went to locate it later and couldn't find it. That led her to her bank where she closed out her account and had to establish a new one. There was other stuff she had to cancel also. Not a pretty picture.
Um.... until someone calls the card company and reports the card as stolen, the card is technically still valid and when queried the VISA computers will authorize the charge because nobody has told them different.
Nothing to do with Walmart. Any retailer that does not require you to show ID to use a card (most of them) would have also processed the charge. This is why you carry those “customer service” or “in case of emergency” numbers that are printed on the back of your card on speed dial in your cell phone.
That said, your card agreement should state that if unauthorized charges are made on your card, you should get a refund within 30-90 days. Some cards offer it in 24 hours or less. If you have an old dinosaur card agreement that doesn’t say that, this is a good reason to upgrade.
I hardly see how the “goodness” or “badness” of a multi-billion-dollar corporation with thousands of stores could be ascertained based on the language skills of one stockboy in one location.
Funny you mentioned gas pumps using zip code.
I always use credit cards, and I had NEVER had a gas pump ask for a zip code.
Until last night, I was getting gas in Pennsylvania on 95 south in one of those service areas, and the Exxon station pump asked for my zip code.
So I know what you are talking about, but I’ve never seen it in Virginia where I live, or any of the places I’ve every travelled.
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