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To: Last Dakotan
I don’t know if they changed it, but I had a Sears card I got for a riding lawnmower (one year no interest - I paid it off), pretty soon I got a letter that I could now use it at Kmart, and not long after that we got another letter saying it was now not a Sears/Kmart CC, but a MasterCard (good anywhere). I cut it up, but I wonder if all Sears/Kmart cards are now open ended MasterCards.
12 posted on 11/27/2007 5:19:30 AM PST by codercpc
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To: codercpc
I cut it up, but I wonder if all Sears/Kmart cards are now open ended MasterCards.

Cutting it up is not enough. The account is still open and if and when they decide to start charging an annual fee, you will be charged. Call them, cancel the account and ask them to send you verification that it is closed via U.S. mail. They are required to do that if you request it.

18 posted on 11/27/2007 5:31:15 AM PST by Graybeard58 ( Remember and pray for SSgt. Matt Maupin - MIA/POW- Iraq since 04/09/04)
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To: codercpc

Do cancel the card.

yes - Sears used Citigroup (I think) for their card administration, and with the diminishing returns on Sears cards, Citi took it and turned everyone’s into Master Cards.

I called the cancel-my-new-card number on the new card they sent, then cut up the card (Did you know you can get more than 50 pieces of plastic outta ONE card!!!) (But you have to be moticated! ;-P)


35 posted on 11/27/2007 6:03:43 AM PST by MortMan (Have a pheasant plucking day!)
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To: codercpc

You have to not just cut it up, but call them to close it or it’s still open.


51 posted on 11/27/2007 6:50:22 AM PST by Shimmer (If chocolate fudge could sing, it would sound like Barry White)
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