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His debt tests the kindness of strangers online (Whiner Joe again. FR mention!)
Providence Journal ^ | 11-27-07 | David Scharfenberg

Posted on 11/30/2007 5:20:12 PM PST by dynachrome

Perez’s problem isn’t laziness. It’s something far worse: student-loan debt. And plenty of it.

At last count, the former film student owed some $207,000.

So last month, Perez did what any Web-savvy twentysomething in his predicament might do: he launched his own Web site, joesdebt.com, and began soliciting donations.

For himself.

(Excerpt) Read more at projo.com ...


TOPICS: Crime/Corruption; Culture/Society; Miscellaneous; US: Rhode Island
KEYWORDS: beggar; joeperez; joesdebt; scam
Some of you will remember that 'ol joe himself came on FR to whine in person. Maybe we will be so lucky again....
1 posted on 11/30/2007 5:20:14 PM PST by dynachrome
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To: joeperez; darkwing104

The original zot thread and whiner’s story:
(I see Joe’s account is still pingable)

http://www.freerepublic.com/focus/f-news/1922360/posts


2 posted on 11/30/2007 5:22:17 PM PST by dynachrome (Immigration without assimilation means the death of this nation~Captainpaintball)
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To: dynachrome

Well, this is a private charitable attempt to pay off debt. While there is an element of pussification involved, no one is asking me for tax dollars. I won’t contribute but at least he is trying something other than sucking at the government tit for his money.


3 posted on 11/30/2007 5:23:18 PM PST by johniegrad
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To: johniegrad

Actually, in the original thread, he was trying to “raise awareness” of this big problem and how the gubmint (taxpayers) had to fix it.


4 posted on 11/30/2007 5:26:37 PM PST by dynachrome (Immigration without assimilation means the death of this nation~Captainpaintball)
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To: dynachrome

Joe go get a job and STFU!


5 posted on 11/30/2007 5:28:45 PM PST by dalereed
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To: dynachrome

I see. But it sounds like he is now privately begging for money. Again, I won’t contribute but at least he is not asking for taxes to pay his debt.


6 posted on 11/30/2007 5:28:54 PM PST by johniegrad
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To: johniegrad

He begged for $ from the beginning. He will always be a parasite IMHO


7 posted on 11/30/2007 5:30:54 PM PST by dynachrome (Immigration without assimilation means the death of this nation~Captainpaintball)
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To: dalereed

A job? He was a FILM MAJOR. He has no marketable skills.


8 posted on 11/30/2007 5:32:41 PM PST by Blood of Tyrants (G-d is not a Republican. But Satan is definitely a Democrat.)
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To: dynachrome

Agreed.


9 posted on 11/30/2007 5:32:43 PM PST by johniegrad
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To: dynachrome

I thought we had done something about that...


10 posted on 11/30/2007 5:37:02 PM PST by Old Sarge (This tagline in memory of FReeper 68-69TonkinGulfYachtClub)
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To: dynachrome

How do you rack up $207K for “film school”?


11 posted on 11/30/2007 5:39:45 PM PST by Doctor Raoul (Columbia = Ayatollah U.)
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To: Doctor Raoul
How do you rack up $207K for “film school”?

That's easy. Make a movie dissin' the troops with an anti-American agenda?

12 posted on 11/30/2007 5:44:07 PM PST by IllumiNaughtyByNature (Tagline: optional, printed after your name on post)
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To: dynachrome
The real whiners are the socialists demanding more grants and loans through our Government.
13 posted on 11/30/2007 5:44:57 PM PST by familyop (Roma est perdita)
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To: dynachrome
I’m currently paying a web designer $70/hr to design a website for my business, and that’s on the low end of the spectrum. If this guy was worth his salt as a designer and worked 40 hours a week for 42 weeks during the year, he would make over $117,000 for the year. That should be plenty to help cut into his debt, especially if he isn’t paying rent, utilities, or food!

What a whiner. A couple of years ago I was single and making $32/hr. I bought a used car for $20,000 and paid it off in 13 months. I also bought my HDTV (which was new tech at the time), furniture, and had lots of fun with my friends and saved to finish college. If you work right and think, you can do a lot with your money.

14 posted on 11/30/2007 5:45:37 PM PST by Skenderbej
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To: dynachrome

Begging is far more honorable than trying to use the government to extort money for you at gunpoint.


15 posted on 11/30/2007 5:46:34 PM PST by Sloth (Democrats and GOPers are to government what Jeffrey Dahmer and Michael Jackson are to babysitting)
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To: Doctor Raoul

>>>How do you rack up $207K for “film school”?

Film stock & lab processing ain’t cheap....


16 posted on 11/30/2007 5:46:42 PM PST by Keith in Iowa (A dyslexic, agnostic insomniac asks, "Is there a doG?")
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To: Blood of Tyrants
A job? He was a FILM MAJOR. He has no marketable skills.

There are hundreds of companies that produce TV commercials, training films and documentaries.

If he can put together a proposal he can find backers and start his own company.

This is the land of opportunity. Imagination is all that is required to find work.

17 posted on 11/30/2007 5:46:58 PM PST by Pontiac (Your message here.)
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To: Old Sarge

I thought I’d see if zotboy would show up again to get spanked!


18 posted on 11/30/2007 5:47:09 PM PST by dynachrome (Immigration without assimilation means the death of this nation~Captainpaintball)
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To: Doctor Raoul

Doubtless he went to an undergrad institution pricey enough to rack up the maximum on undergrad student loans, then took an MFA at a really pricey place on his own dime (all borrowed).

Quite frankly, he’s a dope: betting on a successful film career. If the grad degree isn’t going to get you some letters before or after your name that automatically bring in big bucks (like clinical psych, medicine, law or engineering), you have no business going for it at a place that doesn’t offer you a good enough assistantship or fellowship that you get a free education and paid living expenses.


19 posted on 11/30/2007 5:47:49 PM PST by The_Reader_David (And when they behead your own people in the wars which are to come, then you will know. . .)
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To: dynachrome
As of last night, he had raised precisely $110.50, according to a ticker on his home page. And he has drawn his fair share of scorn from visitors to LibertyPost.org and FreeRepublic.com, conservative blogs that do not take kindly to anyone looking for a “handout.”

Asking for loot online goes in the 'junk mail' pile. File 13...

20 posted on 11/30/2007 5:48:04 PM PST by Libloather (Hillary donors find their way to the cover of Time. And the very next day they're doing it...)
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To: dynachrome

After taking a gander at my property taxes, I’ve got my eye on a 63 cent loaf of thin sliced white bread down at the grocery store. Joe, care to help me out?


21 posted on 11/30/2007 5:48:33 PM PST by mtbopfuyn (I think the border is kind of an artificial barrier - San Antonio councilwoman Patti Radle)
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To: dynachrome

-he’s 28 and lives with his mommy..........he must be a DU poster as well.


22 posted on 11/30/2007 5:49:11 PM PST by tioga (Dear Santa..........I can explain....)
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To: Blood of Tyrants
I read that gay porn actors only get $500 a movie, which are filmed in a day. Of course there are numerous ‘acts’ in that day for a actor. So, say 5 ‘acts’ per day per movie. If he ‘works’ say two gigs a weak ( 10 ‘acts’/wk ) in fifteen years or so, he’ll be paid off, so to speak.

I hear the Saudis are paying 50k for a liver, and 20K for a kidney. That would bring in a third.

Just trying to help.

23 posted on 11/30/2007 5:51:04 PM PST by Leisler (RNC, RINO National Committee. Always was, always will be.)
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To: Pontiac
There are hundreds of companies that produce TV commercials, training films and documentaries.

That's part of the problem. This kid when in debt way past his eye balls in trying to get into a market that is already over saturated with 'talent.' He was stupid, but stupid is what kids are best at.

In the end, he will take a major hit for the time he is bankrupt, but the people who should have their asses kicked in the public square are the people who loaned him the money damn well knowing he could never pay it back.

We need a tax Nazi who tells these hustlers, "No deduction for you. You were stupid, and you have no excuse to be!"

24 posted on 11/30/2007 5:59:02 PM PST by Ditto (Global Warming: The 21st Century's Snake Oil)
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To: Doctor Raoul
As you and I know, not everyone is college material, hence not everyone should go to college.

IMHO, someone willing to take out a loan to cover $11,000 tuition fees (3 times a year, as I read it!) is way too dumb to go to college. He should have looked into hamburger flipping instead--especially since his major was film making.....

What kind of people loan that kind of money to a kid with a "Film making major, anyway?"

25 posted on 11/30/2007 6:04:24 PM PST by basil (Support the Second Amendment--buy another gun today!)
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To: dynachrome

If he’s so destitute, how can he afford the $900 23” Apple cinema display in the background of the picture in the article? I wouldn’t be surprised if this guy’s lying about his circumstances. I’m employed, well-paid and virtually debt-free, yet I see something like that as a luxury I won’t buy.


26 posted on 11/30/2007 6:08:54 PM PST by 50mm (Inside every cynical person, there is a disappointed idealist - G. Carlin)
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To: Doctor Raoul

>> How do you rack up $207K for “film school”?

Judging by the crapola Hollywierd puts out these days, using cocaine (and lots of it!) seems to be a prerequisite for making a movie.

My understanding is, it’s kind of expensive. And I bet filmmaking lab fees don’t cover it.


27 posted on 11/30/2007 7:51:01 PM PST by Nervous Tick (Retire Ron Paul! Support Chris Peden (www.chrispeden.org))
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To: dynachrome
As a senior at Coventry High School, Perez won a prestigious national award for high school filmmakers and earned a spot in the film program at The Art Center College of Design in Pasadena, Calif. Perez didn’t qualify for much in the way of grants since his father, a toy designer with an up-and-down income, had just hit it big with a product called “Melanie’s Mall,” a small replica shopping center complete with miniature gold credit cards.

Perhaps I can muster a teensy bit of sympathy for the kid. In my experience, most kids who go off to an expensive college with plans to be filmmakers, actresses, musicians, etc. grew up in homes with parents who were responsible adults with serious jobs that the kids regarded as too boring and way beneath their own awesome talent. No sympathy there.

But this kid made his career choice while living with parents who had found financial comfort via dad's design of a toy shopping mall "complete with miniature gold credit cards". Little wonder filmmaking sounded like a serious career to him.

28 posted on 11/30/2007 8:11:13 PM PST by GovernmentShrinker
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To: GovernmentShrinker
As a 3rd year student @ Purdue University my tuition is $3708.00 per semester plus books. My first two years were completed at a community college while attending high school. I received my high school diploma and two weeks later received my Associates Degree. It's my understanding that many high schools run programs that parallel community college degree programs. I'm fortunate in the fact that there was no tuition for my community college courses. There were associated fees with labs and such. Anyone that wants to attend college these days can do so without much stress and financial strain.

BTW...I've not received any government or private loans nor accepted any grants. My plans are to graduate college debt-free.

29 posted on 11/30/2007 9:25:05 PM PST by A_Tradition_Continues (No Longer white...I'm Caucasion-American...Please make note)
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To: Leisler

“I read that gay porn actors only get $500 a movie, which are filmed in a day. Of course there are numerous ‘acts’ in that day for a actor. So, say 5 ‘acts’ per day per movie. If he ‘works’ say two gigs a weak...”

Weak hell, worn out!

He’ll need three days of “Male Enhancement...”


30 posted on 11/30/2007 9:40:11 PM PST by Old Professer (The critic writes with rapier pen, dips it twice, and writes again.)
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To: Old Professer

He could be the catcher.


31 posted on 11/30/2007 9:48:37 PM PST by Leisler (RNC, RINO National Committee. Always was, always will be.)
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To: dynachrome
Facing tuition of nearly $30,000 per year, the considerable cost of food and rent in greater Los Angeles and the pricey prospect of developing a high-end reel of sample work for the post-college job search, Perez quickly maxed out his allotment of low-interest federal loans.

Obviously Mr. Perez and his family did not even think about Federal Parent PLUS Loans, which are capped at the the estimated cost of attendance, less any other financial aid (grants, federal loans, and scholarships). In addition, these loans have a capped 8.5 percent annual interest rate, a far cry from the rates charged by many private lenders.

And, lastly, perhaps he should have considered whether borrowing almost $200,000 for film school was really worth it. Seriously, you borrow for school (and take a risk) only if there is a really good payoff down the road.

32 posted on 11/30/2007 11:02:46 PM PST by rabscuttle385 (This tagline intentionally left blank.)
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