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Why Obama's campaign doesn't have AVS turned on for it's Credit Card Donations (Blood Boiling Alert)

Posted on 10/29/2008 8:05:05 AM PDT by Scythian

Fox had an interesting story on this morning. Obama's campaign does not have AVS turned on for it's credit card processing on donations (AVS = Address Verification Service). So, in reality, there is no name validation or address verification tied to his donations, and a ton of money is pouring in from Europe and elsewhere. They can just type in anyname they want to, Fox listed some of the names, Adolf Hilter, William Ayers, Yogi Bear, and so on. Basically, the Obama campaign has put the US Presidency on his own EBay and Europe and others are saying "Okay, we would like you to win, here's some money". A large percentage of his money is coming from outside of the US and he knows it. I run a business that does online sales, trust me, nobody runs with AVS turned off, you would end up with 95% fraud if you did.


TOPICS: Breaking News; Crime/Corruption; Foreign Affairs; Front Page News; Government; News/Current Events; Politics/Elections
KEYWORDS: 2008; antichrist; avs; barackobama; campaignfinance; campaignmoney; conspiracy; creditcard; democratparty; democrats; digg; election; election2008; electionfraud; electionpresident; elections; fraud; moneylaundering; nobama; nobama08; obama; obamabiden; obamafraud; obamatruthfile; rico; socialism; spreadthewealth
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1 posted on 10/29/2008 8:05:07 AM PDT by Scythian
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To: Scythian

What do you expect from someone who’s support comes primarily from dead voters and fraudulent voters?


2 posted on 10/29/2008 8:06:48 AM PDT by pnh102 (Save America - Ban Ethanol Now!)
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To: Scythian

Sure seems like a last minute effective campaign ad to me
“The selling of an election”


3 posted on 10/29/2008 8:07:32 AM PDT by DAC21
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To: DAC21

To me, this is borderline treason or sedition.


4 posted on 10/29/2008 8:08:58 AM PDT by Scythian
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To: pnh102

Obama is dishonest.


5 posted on 10/29/2008 8:10:06 AM PDT by dano1
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To: Scythian
The Obama organization said its extensive review has ensured that the campaign has refunded any improper contributions, and noted that Federal Election Commission rules do not require front-end screening of donations.

As I posted on another thread about it...

Interesting. An opening this big for potential illegal foreign contributions supercedes the necessity of the bureaucracy of a "Federal Election Commission" or a "Constitution" for that matter.

De-constructing and de-constituting The United States of America.

6 posted on 10/29/2008 8:10:55 AM PDT by PGalt
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To: PGalt

Right, basically, all they are verifying is that the credit card has the balance to donate, since they have AVS turned off it’s impossible to know who or where the donation even came from. Obama’s campaign is flat out lying on this issue and willingly, encouragingly, taking foreign money to win the White House.


7 posted on 10/29/2008 8:13:43 AM PDT by Scythian
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To: Scythian

McCain should just run an ad saying Obama agreed to take matching funds which would have limited his ability to raise obscene amounts of money.

Then show a clip of Obama now refusing to live by his promise. Say we now know why...Obama is now taking illegal money from Iran, Syria, and North Korea—this is why he didn’t want to limit his ability to raise money. He’s in the pocket of the terrorists. Why else would he have turned off standard fraud protection for credit card donations. In fact, Amedinajad has given him $$$ and so has Osama bin Laden.

Do you really want the next president to be someone that is willing to take money from Osama Bin Laden?


8 posted on 10/29/2008 8:14:09 AM PDT by for-q-clinton (If at first you don't succeed keep on sucking until you do succeed)
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To: Scythian

As bill clinton proved. All you need to do is win. After you win you can “make it right” by saying you paid back all that illegal money.


9 posted on 10/29/2008 8:15:08 AM PDT by for-q-clinton (If at first you don't succeed keep on sucking until you do succeed)
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To: Scythian
Interesting...I posted on another part.....i donated once to Obama, when this all first started....once I looked into his record and his hatred of the US....I switched....
now I have my credit card compromised....I had to close it because I kept getting charges for 31.21 and 49.94 over and over and over. How can I check this out? I have a hold om my card, but I will have to close everything. How do I look up his contributors list....I want to see if the names match. They have my card number because I used it once in his campaign.
10 posted on 10/29/2008 8:16:36 AM PDT by Texas4ever (!WHO IS OBAMA?)
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To: for-q-clinton
Hit this Google Search and you will see all the evidence you need. If you ask me, he not only is unworthy of the Office but should be jailed for treason.
11 posted on 10/29/2008 8:17:35 AM PDT by Scythian
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To: pnh102

"Laws for voting fraud, campaign donations, even
Code level federal document stealing, and other felonies
simply do not apply to any Democrat or illegal alien. Get over it."

12 posted on 10/29/2008 8:18:44 AM PDT by Diogenesis (Igitur qui desiderat pacem, praeparet bellum)
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To: Scythian

Is the MSM starting to notice?

It looks like the MSM is starting to pick up on the credit card problems inside the Obama campaign. The Washington Post’s Matthew Mosk wrote a story about Obama Accepting Untraceable Donations that appeared on page A02 of the paper today. In addition to the credit card problems, Mosk points out that the Obama campaign is also accepting completely untraceable Visa and Mastercard gift cards - something the McCain campaign and the RNC were astonished to hear.

Senator Obama collected nearly $100 million in Internet contributions in September, and with no security and clearly inadequate identity checks, it is even more important that his complete list of donors be released so they can be looked at more carefully. Don’t let Obama buy this election with questionable money! Sign the petition today!


13 posted on 10/29/2008 8:20:04 AM PDT by Scythian
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To: Scythian

I find it interesting that one Mary Biskop from Missouri donated $174,000 to Obama even though she says she donated nothing.


14 posted on 10/29/2008 8:21:01 AM PDT by ThreeYearLurker (Read my informative new blog, http://obamisagiantasshelmet.blogspot.com)
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To: for-q-clinton
I agree. An outstanding ad could be made, focusing on his pledge to take matching funds, his change of heart, his vast sums of cash raised over the past months, and his total non-interest in abiding by laws against donation limits or foreign funding.

Who's funding Obama's campaign?

15 posted on 10/29/2008 8:21:50 AM PDT by ClearCase_guy
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To: ClearCase_guy
Think about it, Obama raised

100 MILLION

dollars via internet donations in September? Give me a freakin' break, this is a crime people. No traceability, look at the story a few above that I posted, it's all pouring in from overseas.
16 posted on 10/29/2008 8:24:41 AM PDT by Scythian
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To: ClearCase_guy

bump


17 posted on 10/29/2008 8:29:33 AM PDT by Scythian
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To: ClearCase_guy

Who’s funding Obama’s campaign?

We know it’s not his voters...they don’t pay taxes and they still need tax credits (welfare) to survive.


18 posted on 10/29/2008 8:31:37 AM PDT by for-q-clinton (If at first you don't succeed keep on sucking until you do succeed)
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To: Texas4ever

The contributor list won’t do you any good. However, call your credit card company’s fraud hotline (they all have one), report the charges, and ask for info. on to whom the charges were paid.

If it is the Obama campaign, please (1) call the local media if you have any non-moonbat outlets and (2) file criminal charges for credit fraud. The call the media again.


19 posted on 10/29/2008 8:34:14 AM PDT by piytar
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To: for-q-clinton

That is exactly the ad they should run. Over and over and over again.


20 posted on 10/29/2008 8:35:41 AM PDT by Do Be (The heart is smarter than the head.)
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To: piytar

I will try again. My bank just keeps saying they are all from overseas. I have the names but they are just meaningless alphabet soup.


21 posted on 10/29/2008 8:37:33 AM PDT by Texas4ever (!WHO IS OBAMA?)
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To: Scythian

My business would never be allowed to process such transactions. Who is the merchant bank handling Obama’s C/C processing?


22 posted on 10/29/2008 8:41:21 AM PDT by Paine in the Neck (Nepolean fries the idea powder)
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To: Scythian

Is anybody going to do anything about this?


23 posted on 10/29/2008 8:41:55 AM PDT by Cinnamon Girl ("We rocked the vote all right; those little b---s betrayed us again." Hunter S. Thompson)
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To: DAC21

I agree. Can you convince the McCain campaign to do that?


24 posted on 10/29/2008 8:44:40 AM PDT by TheFourthMagi
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To: Scythian

I have been thinking privately about treason / sedition for a couple of weeks. I think that’s why no one is making a big issue out of these continuing series of illegal activities, I mean look at the RICO possibilities with Acorn.

In my mind, I see teams of FBI and DOJ employees working feverishly behind the scenes collecting evidence, documenting money flows and voter registration frauds, nevermind the questionable relationships - and they are building a pretty big mountain of documentable evidence.

If BHO loses, well it’s not that BIG of a deal (although charges should be brought against him). But if he wins, can you imagine the outcry if the Feds then brought charges against him for racketeering, fraudulent credit card transactions, illegal payments for get out the vote, etc. that then leads to treason / sedition charges?

Get your guns loaded ladies and gentlemen if that happens.


25 posted on 10/29/2008 8:45:04 AM PDT by Free America52
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To: Scythian

This broke last week on Ace of Spades HQ and a bunch of other conservative blogs. I’ve got a few years’ experience on the IT side of the credit card industry, plus my wife has a small side business that takes and processes cards, so let me explain...

AVS is used to reduce the “chargeback” rate on credit card transactions. A chargeback is when a transaction is disputed or reversed, basically an error. High chargeback rates cause the credit card processors to charge the vendor more per transaction to cover the increased costs of handling the reversals. You as a business might pay your processor, say, 1% per credit card transaction you run. If your chargeback rate goes too high, they’ll ramp it up to 2%. But if you use AVS, you might only have to pay .6%. Every bank and processor does it differently.

For my wife’s business, what we are required to do to get a lower rate, when we enter a credit card transaction through our terminal, is collect the house number and zip code of the cardholder’s billing address. (We only sell at craft shows, not in stores, and don’t have an online presence.) We put that in along with the card number, expiration date, amount, etc., and get a lower rate taken out of the money before the processor sends it to us. If we don’t have that address info, we can send the transaction, but the rate roughly doubles.

AVS is almost always on by DEFAULT. Try making an online credit card purchase virtually anywhere, even a donation at the McCain campaign, and screw up one digit in your zipcode or mess up your address, and it won’t fly. At many places, try making a purchase even with the right address, and if you screw up your CVV/CVC (that little three- or four-digit code printed on your card’s signature plate), it won’t fly.

AVS is a fraud-protection system for the business, and it saves them money in lower rates paid to the credit card processor. I honestly cannot think of a reason that you would EVER want to run without AVS if there is an option for you to use it...or you wanted to let things slip through the cracks.

}:-)4


26 posted on 10/29/2008 8:45:50 AM PDT by Moose4 (http://moosedroppings.wordpress.com -- Because 20 million self-important blogs just aren't enough.)
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To: GodGunsGuts

added digg to keywords.


27 posted on 10/29/2008 8:47:03 AM PDT by library user
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To: Scythian

Where was that Democrat attorney Berg when we needed him? He could file suit to enforce campaign finance laws. Or, is Berg only capable of filing one suit at a time?


28 posted on 10/29/2008 8:48:13 AM PDT by Goat Doc
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To: Scythian

If true couldn’t someone from the Justice Dept. step in, or a quick filing with a proper court?


29 posted on 10/29/2008 8:49:01 AM PDT by BlueStateBlues (Blue State for business, Red State at heart..)
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To: Scythian

This has been going on for at least a couple of years. I would be willing to bet that the amount of donations from IP addresses in China, Saudi & other muslim countries is in the tens, if not hundreds of millions. 1600 Penn. Ave. is for sale to foreign bidders.


30 posted on 10/29/2008 8:51:23 AM PDT by Hat-Trick (Do you trust a government that cannot trust you with guns?)
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To: Scythian; All

Thanks for posting. Thanks to all posters. Re-BUMP!


31 posted on 10/29/2008 8:55:09 AM PDT by PGalt
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To: Scythian

as far as I know, I was the first to say it here: we need BUSH to suspend the election and verify all voter registrations.

It is a shame, but we need immediate protection from fraud, and that means a national ID card or mandatory picture ID cards for all voters in their states

BIOMETRIC verification, fingerprints or iris scan preferred to verify

Obama is stealing this election, and he is doing it in a criminal manner, not a metaphoric theft, but a legimate threat.


32 posted on 10/29/2008 8:56:19 AM PDT by RaceBannon (Innocent until proven guilty; The Pendleton 8: We are not going down without a fight)
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To: Moose4

I have been selling retail technology (point of sale) for 30 years, and I too know a little about AVS.

Plain and simple, what they are doing is immoral, if not illegal. And the qeustion “who is their credit switch” is a very interesting question. All transacations ultimately end up at a payment processor (FirstData, 5/3 Bank, etc.) that clears the transaction.

The poster above is right about the transaction fee. So it appears that the BHO campaign in not concerned about paying the higher fees (because they are not collecting name, zip, etc.). Now why would that be? On a $600M campaign, the cost of that 1% extra transaction fee could mean an extra $6,000,000, which would be enough for several more ads. So I have a conspiracy theory.

If a large % of these transactions are from stolen identity (that’s why they are using fake names), then that means that a good part of his $600M are fraudulent and illegal transactions. That means the average Joes across America will see a fraudulent transaction on their credit card bill. So even if it is at the $86 average per BHO donation, with 1 million people you can easily get $86,000,000 in just a few seconds!

If the feds can trace the money flow on this issue alone, BHO should be shot by firing squad for treason.


33 posted on 10/29/2008 8:57:12 AM PDT by Free America52
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To: Scythian
When McCain wins he needs to order a huge Justice Department investigation into the Democratic Party and its funding mechanism. Too bad Justice is dominated by Democrats!

Maybe a special prosecutor? Something need to be done or the rules need to be repealed.

Republicans tend to not cheat in elections and, as such, we get our heads handed to us over and over again!

34 posted on 10/29/2008 8:58:37 AM PDT by April Lexington (I'm voting for McCain in 2008 and Jefferson Davis in 2012)
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To: for-q-clinton; StarFan; Dutchy; alisasny; BobFromNJ; BUNNY2003; Cacique; Clemenza; Coleus; ...
McCain should just run an ad saying Obama agreed to take matching funds which would have limited his ability to raise obscene amounts of money.

Then show a clip of Obama now refusing to live by his promise. Say we now know why...Obama is now taking illegal money from Iran, Syria, and North Korea—this is why he didn’t want to limit his ability to raise money. He’s in the pocket of the terrorists. Why else would he have turned off standard fraud protection for credit card donations. In fact, Amedinajad has given him $$$ and so has Osama bin Laden.

Do you really want the next president to be someone that is willing to take money from Osama Bin Laden?

Great idea, for-q-clinton.

Is anybody on my list connected to the McCain campaign, or have any influence? PLEASE get this message to them - time is short.

Between Obama's shady donations, ACORN and voter fraud, I don't see where McCain/Palin have much of a chance to win this election unless we generate unprecedented turnout for them...

In the meantime... GET OUT THE VOTE FOR McCAIN/PALIN!!!

35 posted on 10/29/2008 8:59:46 AM PDT by nutmeg (Sarah Palin/Joe the Plumber 2008)
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To: Scythian
“I run a business that does online sales, trust me, nobody runs with AVS turned off, you would end up with 95% fraud if you did.”

Thanks for posting.

36 posted on 10/29/2008 9:00:24 AM PDT by FreedomProtector
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To: Scythian

The Dems have taken HUNDREDS OF MILLIONS OF DOLLARS in Illegal Overseas donations this year, both to OBAMA, and it’s other orgs, like “Act Blue”...

This became a big revenue stream for them in 2004, and it’s gone orgy this year.

But have no fear, it’s just foriegn nationals giving the money to Democrats, that Americans won’t give themselves.


37 posted on 10/29/2008 9:00:52 AM PDT by tcrlaf (SARAH PALIN-The American Everywoman (Yes, You Really CAN!))
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To: Free America52
If BHO loses, well it’s not that BIG of a deal (although charges should be brought against him). But if he wins, can you imagine the outcry if the Feds then brought charges against him for racketeering, fraudulent credit card transactions, illegal payments for get out the vote, etc. that then leads to treason / sedition charges?

Get your guns loaded ladies and gentlemen if that happens.

They're already loaded anticipating riots.

38 posted on 10/29/2008 9:01:32 AM PDT by Centurion2000 (To protect and defend ... against all enemies, foreign and domestic .... by any means necessary.)
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To: Texas4ever
Interesting...I posted on another part.....i donated once to Obama, when this all first started....once I looked into his record and his hatred of the US....I switched.... now I have my credit card compromised....I had to close it because I kept getting charges for 31.21 and 49.94 over and over and over. How can I check this out? I have a hold om my card, but I will have to close everything. How do I look up his contributors list....I want to see if the names match. They have my card number because I used it once in his campaign.

Can you tell me who processed the transaction, was it Authorize.NET or some other ecommerce place, somebody is processing the credit cards for his campaign and we would like to know who.
39 posted on 10/29/2008 9:03:10 AM PDT by Scythian
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To: Scythian
Answer:

Laws are for Republicans

40 posted on 10/29/2008 9:06:26 AM PDT by bmwcyle (Vote McWhatshisname and PALIN)
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To: nutmeg

Bump!


41 posted on 10/29/2008 9:08:34 AM PDT by Alamo-Girl
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To: Scythian

Would Obama’s chargebacks be a public record with access for all?


42 posted on 10/29/2008 9:08:58 AM PDT by major-pelham
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To: Scythian

Simple, it was posted above:

1) call your credit card company and tell them you believe there have been fraudulent transactions and ask for a) explanation with the name of the company who processed the transaction, and who the payment processor was and b) a refund of the fraudulent transactions.

2) Call your police, it’s very simple to file a “stolen identity” report. Get it documented, and get the case number.


43 posted on 10/29/2008 9:09:14 AM PDT by Free America52
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To: Free America52

Federal campaign finance law imposes individual contribution limits, bans corporate contributions, and has reporting requirements by individual for each election.

These rules depend on collection of the identity of the donor, and then reporting each contribution and the total contributions from each individual donor.

Obama is obviously flagrantly violating those laws.


44 posted on 10/29/2008 9:09:26 AM PDT by Buckhead
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To: bmwcyle

I emailed Drudge and the McCain campaign and gave them both a link to this story. I’ve have a mind to call our company laywer and file a lawsuit or press charges as an American against his campaign for treason.


45 posted on 10/29/2008 9:09:36 AM PDT by Scythian
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To: PhiKapMom; ncfool; rivercat; FlingWingFlyer; Oldexpat; RogerWilko; sierrahome; dep; RoseofTexas; ...
ping

-

-

-ACORN signed up Snow White and the dwarfs - - the FBI's gonna take them far, far away...

46 posted on 10/29/2008 9:11:03 AM PDT by GOPJ (ACORN signed up Snow White and the dwarfs - - the FBI's gonna take them far, far away...)
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To: Scythian

Post what a lawyer has to say about a lawsuit.


47 posted on 10/29/2008 9:12:09 AM PDT by bmwcyle (Vote McWhatshisname and PALIN)
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To: Scythian
If Obama does steal this election he's going to be greeted by the House Impeachment Managers on Inauguration Day. This guy makes The Clinton's look respectable.
48 posted on 10/29/2008 9:14:05 AM PDT by McGruff (Vote early! Vote often!)
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To: major-pelham
Would Obama’s chargebacks be a public record with access for all?

No, the chargebacks would be invoked by those whose credit cards were used without their knowledge to donate to the campaign, however, I imagine the fraud is large enough that would could get the word out to folks nationwide and this would cause an outrage, basically, you could take one of those leaked lists of credit cards and sit here all day long donating money. That's probably what is happening in part, of course, the foreign money from Europe and Islam is pouring in I'm sure.

Individuals like you and me would have to notice things on our credit card we didn't charge, contact our credit card company and then Obama's campaign would get a charge back, of course, the bill has to come first and the election is a few days away.

I HOPE THE FEDS MONITORING US ARE HONEST ENOUGH AND LOVE THIER COUNTRY ENOUGH TO LOOK INTO THIS, THIS IS TREASON, DO YOU LOVE YOUR COUNTRY? THEN ACT, STOP THIS, CHARGE HIM. TURNING OFF AVS IS A VERY DELIBERATE AND DANGEROUS ACT IN THE WORLD OF FINANCE, YOU WOULD ONLY DO THIS IF YOU WANTED TO ENCOURAGE ILLEGAL AND FRAUDULANT MONEY.
49 posted on 10/29/2008 9:15:37 AM PDT by Scythian
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To: tcrlaf

Clinton and Gore got away with breaking the law in 1996...Janet Reno didn’t do anything. Obama can count on a compliant Dept. of Justice that won’t find anything amiss...they’ll be too busy trying to find violations by Republicans.


50 posted on 10/29/2008 9:16:07 AM PDT by Verginius Rufus
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