Skip to comments.The Whole Foods Alternative to ObamaCare
Posted on 08/12/2009 12:55:50 PM PDT by Arguendo
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I forgot to add my proposal.
I think there should be 3 rates that are determined beforehand and people fall into different categories:
1 rate for healthy people (say $5000 a year)
A higher rate for people with pre-existing conditions who have had insurance (say $10000 a year)
An even higher rate for people with pre-existing conditions who didn’t have insurance (say $20000 a year)
I also like tax breaks without limits for all medical expenses.
It’s not an issue if she maintains coverage perpetually and is on a group plan. They already can’t deny for pre-existing conditions, only set a waiting period for those who don’t have continuous coverage.
It needs to change. That’s the one thing I hope they do pass.
Individual coverage should not be restricted, period. I would be much less scared of trying to start a personal business if it wasn’t for that looming problem.
The medical issue is keeping my husband at his job. We have a lot of savings that we could use to start a business, but we couldn’t handle if anything else happens to our daughter. Frankly, we would run out of money quickly if we had to cover her medication. We thought she might be able to get off of it this year, but her EEG wasn’t clear, so it’s at least 2 more years of medication.
I know people didn’t have all the medical interventions in years past. However, I am accutely aware that my daughter would not be alive if it weren’t for medical advances.
I have a niece who skipped out on getting insurance when she was first out of college, and it bit her. She fell and broke her arm/shoulder. She didn’t have the money to pay for all the medical expenses. (Her mom paid.) I didn’t have a lot of sympathy for my niece because I felt like she made her bed. On the other hand, my brother (her dad) had insurance and then got cancer. He had a difficult time keeping coverage. I totally felt for him because he had done the responsible thing and had paid for insurance.