Because my husband is self employed, we have an HSA. The premiums used to affordable because we had a high deductible but in the last few years, the premiums have soared even for a high deductible. Don’t get me wrong...I love the HSA but it irritates me that our premiums have gone up while we are still meeting the high deductible. We even changed insurance companies. The first year was very affordable. Then I had to have an operation (gall bladder) and up went the premiums! I am scared to death to see how much it goes up this year especially since my husband’s business was down this year due to the economy. We’ll have to see if we can afford to keep health insurance. If not, that should be our decision! I just wish there was more competition and that the government would mind it’s own business.
Exactly the problem with them. We have checked into them several times over the last few years...would save $100/month for a policy that has a $10,000 deductible...it would be idiotic to take that gamble.