Skip to comments.Obama is the Evil Insurance Company CEO He Rails Against (Medicare denied 6.85 percent of claims)
Posted on 03/08/2010 4:31:43 PM PST by Libloather
Obama is the Evil Insurance Company CEO He Rails Against
March 8, 2010
RUSH: We just played the sound bites of Obama ripping into the insurance companies for arbitrarily raising rates. Arbitrarily raising rates is the last place arbitrarily rates go up in the insurance industry. That's the last place. The insurance company actuarial figures are the most comprehensive statistics kept in any industry for any reason. There's nothing arbitrary about it. But what's Obama ever done to lower anybody's costs? How much have your taxes gone up since the Democrats controlled Congress? How much has the deficit gone up since Obama was elected? How much has home ownership gone down? How much has unemployment gone up? And now he's going to use all this magic on health care. Let me tell you what this assault on the insurance companies is all about, and this is an important first step. They have to destroy the insurance companies, especially since there's no public option in the Senate bill. And make no mistake, the public option is what they all want. And the Senate doesn't have it in their bill because they couldn't get 60 votes with it in there, and especially now with Scott Brown having been elected. So how they going to get there, then? Because what I told you the last hour is true.
If the House passes the Senate bill, that's ball game, there is not going to be reconciliation. There isn't time. But there's no intention to be reconciliation anyway. You people in the House, you Democrats who don't like what's in the Senate bill, you better be prepared to live with it and for a long time. Obama signs it after you guys vote for it in the House, and that's the last anybody's going to be talking about health care for the rest of this year. Then you guys lose the House and the Republicans take over in January and you're not going to get anything you want added to it. So what you're going to have to hope for is that Obama's plan in the Senate destroys private insurance. That's the only way you're going to get a public option, the only way. And of course the express purpose of the Senate bill is to destroy private insurance. That's the only way they can get to single payer with the government being the payer. See, there's a fine. If you don't have insurance, there's a fine. And the most the fine is is $5,000 a year. And that's for the very rich.
Unless you are in your twenties, your insurance will be a lot more than $5,000. Most people, therefore, will choose to pay the fine rather than pay the premium because Obama's plan forces the insurance companies to cover it. It's no longer even insurance when you have to cover preexisting conditions, when you have to cover people from the day they get sick only. That's not insurance. He's going to put the private insurance business out of business. He's going to destroy it. This is why the Democrats are insisting that insurance companies accept people despite whatever their preexisting conditions and to begin health coverage from the day they get sick forward. The pretense, what they're trying to make you believe here is that with everybody now in the insurance pool, that it won't be hard on the insurance companies 'cause there are so many people they can spread the premiums out, so many people, the premiums are going to come down. But most of the people who are currently uninsured will choose to pay the fine. I think the fine is like eight or 900 bucks. And the most it is is five grand.
I would pay five grand not to have health insurance. What are these Cadillac plans, 23 grand a year? I'll just use myself as an example here. If in the Senate bill this is true, if the insurance companies are required to give me a policy to treat whatever happens to me the day it happens, why pay for insurance at 23 to 25 grand a year and the tax on it to boot? It's throwing money away, so I'll pay the $5,000 fine as long as there's no jail time with it. I'll pay the $5,000 fine and I'll wait 'til I get sick or I'll wait 'til something happens, wait 'til the car crash and then I'll sign up and they have to take me under the Senate bill. Now, why would anybody have insurance? And if you have the to pay a fine of 800 bucks versus a five or $10,000 annual premium, what are you going to do? If the insurance company has to treat you and cover you from the moment you get sick or have an accident going forward why would anybody have insurance? You see, my friends, this is the trick. Nobody will have insurance and the insurance companies then will say, "We don't have any customers," and they'll close up shop. And there's only one place left to go: the exchanges. (gasping) Single payer. That's the plan here. That's the plan.
There is no public option in this, but that's how they're going to get there. So the insurance companies will be forced to pay for everybody's accidents and illnesses from the day it happens to them going forward. That's the only time you're going to want insurance, and it's not insurance at that point obviously. So this will just destroy private insurance as an option, will lead very quickly to government-only insurance, and the money, the $5,000 that I would pay or the 800 bucks everybody else would pay for not having insurance, that's just a tax. That's a tax on the uninsured, which we'll all be! Only idiots would have health insurance under this deal, only blooming idiots. There is literally no reason to have health insurance. None. They say there's 30 million uninsured now, try 250 million uninsured, and every one of them paying a fine to the government for not having insurance. Think of the tax revenue Obama will be collecting.
By the way, when your company stops providing your health benefits because there's no need to, don't think that your salary isn't going to go down a little bit. Well, theoretically your salary should go up if they don't have to pay the benefits. But the business will know that most doofus employees think that it's free. They know it costs, but their paycheck is the net. That's what they get. They don't know that there's an additional 15 to 20 grand above their gross salary for all the benefits and the pensions and the 401(k)s and all that. So businesses, "Well, you know what, we're opting out of the insurance business and so forth," or they'll at least say they can't give you a raise. It's amazing. (interruption) Well, companies, if they don't provide health insurance? Yeah, I think they get fined, too, if they don't provide health insurance. See, they do, because technically if you have health insurance as a benefit you really don't have insurance, your company does. You do not have insurance, you have a copayment or whatever deductible, but you are not insured, your business is, you're part of that plan. So, yeah, they will get fined, too, they'll throw everybody off. It would be the smart move. Why would anybody have health insurance?
Why would you buy automobile insurance if you didn't have to have it until a wreck happened? You wouldn't, would you? If AAA or State Farm had to pay for every expense you incurred in a crash from the moment only of the crash, why have insurance? (laughing) I'm laughing about this because there will be some schlubs who will still insure themselves because they won't want to pay the fine or whatever. Folks, it's so devious. I'm going to ask the question again for those of you people in Medicare, Medicaid: Anybody ever denied you a procedure or test or medical device, medicine, Medicare, Medicaid, VA? Do these programs ever deny anybody anything? Or do you get everything you want when you want it in whatever quantity you want? It seems to me I hear constant complaining about Medicare, Medicaid, VA. The answer to the question -- of course it's rhetorical -- they don't provide anything and everything whenever somebody wants it. The government today runs programs which deny people certain procedures, medicines and devices. And Obama never mentions that. Instead he talks about the evil insurance companies that say "no" to certain things for certain people because it's insurance. It's not welfare.
So today the Obama administration is denying people certain care. Today the Obama administration serves as the largest insurance company in America and they say "no" all the time. Medicare is an insurance program, Medicaid. Obama runs it. They say "no" to people all the time. Many people seek disability under Social Security. They're turned away. Does that mean that Social Security should be abolished on the spot? Does Obama demonize Social Security? No. See, Obama acts like the federal government is this tiny entity that doesn't have a record and is just so philanthropic and so caring, is always there for everybody, for everything. But in truth the federal government is a behemoth, has a long record, decades long. It is inefficient; it is incompetent; it's wasteful; it is abusive; it is not this perfect entity Obama seeks to portray. Never has been.
Now, what Obama does not explain to us and has no intention of explaining to us is how he intends to make government run health care different than all the rest of the federal government. That is, how is he going to make health care customer friendly? How is he going to ensure that everybody gets whatever they think they should get while cutting costs? How will he ensure that it doesn't run up massive debt like Medicare and Medicaid? What exactly will Obama do to make sure that it's different? He can't, and he won't do a damn thing. He is an out-of-control, power-hungry demagogue who attacks anything that is private, promotes anything that is public. He has no intention of fixing anything. His agenda is to nationalize and centralize. He's accountable, ladies and gentlemen, for nothing, taking responsibility for nothing. He sounds like a fool running around the country, attacking people and enterprises, while pretending he can deliver the impossible. And what's happened since he took over? Everything is going to hell in a handbasket, and we're running out of handbaskets.
RUSH: The employer fine is three grand. If they don't provide health insurance, it's $3,000. Everybody's going to lose their company-provided insurance under the Senate bill if the House passes it and Obama signs it. If you don't provide health insurance for your employee (this is for firms of 50 employees or more) you have to pay a fine of $3,000. Now, what company wouldn't pay $3,000 per employee? I don't even know if it's per worker. It probably is, but that's far less than what it's costing to cover them. So they will leave their private insurance companies and give Washington that much more money. It's a win-win for the businesses. They off-load their health care costs, they pay a pittance of a fine of $3,000, and it's a brand-new tax on the uninsured. It's going to lead to the destruction of private insurance and, "Hello, single payer." I want to put a question directly to Obama: "Mr. President, why do you deny services, prescriptions, and medical devices to people who need them under Medicare, Medicaid, and the VA -- and the S-CHIP program, by the way?"
You know the State Children's Health Insurance Program? Not everybody gets what they want in that program, either. "Why, Mr. President, do you deny services and medicine and medical devices to people who need them under Medicare, Medicaid, the VA, and the S-CHIP program? Why do you, as the biggest executive of the biggest insurance company, the federal government... Why do you, Mr. Insurance Company Executive, deny needy people what they require to improve their lives?" My point, ladies and gentlemen, is that Obama is the evil insurance CEO he's up there creaming! Obama is that guy -- and all of his bureaucrats at the VA and Medicare, Medicaid, S-CHIP, are his executives. The government is the biggest insurance company in the world, and they deny people all the time things that they need.
And, by the way, look at what this insurance company pays its doctors. This insurance company, the federal government, pays its doctors so little that they're opting out of the government's own program, which is supposedly the most compassionate and the most giving and the fairest of any insurance company in the world. Plus, this insurance company is broke! At least the private insurance companies are showing a meager profit of 2% every year. But Obama's insurance company is in hock almost to the point of bankruptcy -- and, by the way, for those of you who are elderly? Ha! You think this insurance company's going to give you what you need at your age? They're already denying coverage to the elderly on the basis of their age and expense. This is the best way I can think of to illustrate the point: He is the guy that he's up there ripping to shreds in every health care speech, and the biggest insurance company in the world is the US government.
Medicare, Medicaid, VA, S-CHIP. They deny people all the time. Their costs are out of control. The people in those programs constantly complain about the inefficiency, the lack of treatment. He's promising more of the same.
RUSH: This is Richard in Naples. Richard, welcome to the EIB Network. Hello.
CALLER: Hi, Rush. Hey, welcome from sunny Naples. Two part question for you regarding health care. If the health care bill passes, where would you go for health care yourself? And the second part of that is what happens to the doctors, do they have to participate in the federal program or can they opt out of it?
RUSH: Well, in the first place, none of that's going to happen for four or five years.
CALLER: I understand that, but if it does, what happens to the doctors? Are they going to be forced into a federal program?
RUSH: Yes! It's going to be the only people providing insurance.
CALLER: Where, then, would you go for health care?
RUSH: Where would I go for health care?
CALLER: Yeah, if the private doctors have to go into the federal program.
RUSH: My guess is even in Canada and even in the UK, doctors have opted out. They can't see anybody, Medicare, Medicaid, or what will become the exchanges. They have to have a clientele of private patients that will pay them a retainer, and it's going to be a very small practice. I don't know if that has been outlawed in the Senate bill.
RUSH: I don't know. I'll just tell you this. If this passes and it's five years from now and all that stuff gets implemented, I am leaving the country. I'll go to Costa Rica.
CALLER: Yeah, you saw on the news where Fidel says you come to this country, you need medical insurance now.
RUSH: Well, I wouldn't go there anyway, but I mean, the thing is you're going to have to have health insurance if you visit Cuber.
RUSH: By the way, you know who the biggest medical claim rejection company is? Medicare. Medicare denied 6.85 percent of claims. The closest is Aetna at 6.80, and the rest are in the fours and twos. The biggest denier of medical insurance claims is Obama's insurance company, Medicare.
Has anybody else out there connected the dots?
What is the major force out there driving the destruction of insurance, and converting it to a grand new form of welfare?
AIDS; STDs; the GLBT Mafia.
Remember how in the late 70s all the perverts pleaded for was "a little tolerance?"
How has that worked out?
Not only are they destroying themselves, they are transforming the society that granted them "a little tolerance," and destroying it.
If you disagree, fine. Socialism and the ultimate monster welfare state might work finally in the U.S.
Let's see where this goes, and hope that the ultimate response can be more substantial than... "We meant well."
Many American doctors are already planning practices in Costa Rica. No surprises there.
The exodus of many Americans due to the threat of Obama DeathCare reminds me of the many intuitive Jews that left Europe prior to the Nazi concentration camps. They saw evil and recognized what was coming. Does Obama’s Hospice Centers being legislated for the millions who will be denied care sound familiar??
Never again is ringing hollow! Many Jewish Freepers have agreed with me. I keep repeating myself until more people wake up and smell the treason and the evil. WhatNot; Bitsy; Ditter; Albion Wilde; El Cid; Attention Surplus Disorder; MadMax, the Grinning Reaper; Andy58-in-NH; Joe Boucher; Jesseam; rodguy911; RushIsMyTeddyBear; PLD; DooDahhhh; nachum; ThePatriotsFlag; NavyGuy; Navy Patriot;
In all fairness, I think in context he means he will leave the country when he needs health care, not leave America forever.
Obama is an imposter
who should either cooperate with the investigation of his actual birth and/or be removed.
“Freedom is never more than one generation away from extinction. We didn’t pass it to our children in the bloodstream. It must be fought for, protected, and handed on for them to do the same, or one day we will spend our sunset years telling our children and our children’s children what it was once like in the United States where men were free.” ~~ President Ronald Reagan
OBAMANOMICSTRICKLE DOWN DESTRUCTION of the economy
Bambi doesnt keep his promises...so buyer beware!
SET THEIR LOCAL AND DC LINES ON FIRE!
PLEASE ASK THEM TO REPEAL THE BIG NEW FEES in TRICARE for Life, the retired Military over 65 secondary health ins. which they passed in a DOD bill. They promised our Military these benefits, and our Military have earned them.
Sen Scott Browns number is 202-224-4543
Capitol Hill switchboard is 202-224-3121
Lots of local demwit phone numbers on this thread
Rename, repackage, rewrite it a tad smaller, and sell another pig in a poke. NO COLAs for granny, retired Military or retired fed employees. BIG NEW fees for Tricare for Life retired over 65 Militarys secondary health ins. (DOD bill already passed, delayed but goes into effect 2011 NEEDS TO BE REPEALED!
OBAMAs WAR ON SENIORS http://www.freerepublic.com/focus/f-news/2433867/posts/
New Dem mantra: Woof, woof eat dog food granny....ala let them eat cake.
Obama says slight fix will extend Social Security, http://townhall.com/news/us/2010/02/19/obama_says_slight_fix_will_extend_social_security
Health Care Rationing for Seniors Another Problem in New Obama Plan http://www.lifenews.com/bio3058.html
Medicare tax may apply to investment income (ObamaCare tax hike)
Obama: No reduced Medicare benefits in health care reform
Will healthcare reform mean cuts in Medicare for seniors?
Health Reforms Hidden Victims Young people and seniors would pay a high price for ObamaCare.
SOCIALIZED MED THREAD http://www.freerepublic.com/focus/f-news/2466239/posts
MILITARY & Retired MILITARY
Veterans G.I. Bill benefits MIA
TRI CARE FOR LIFE This from a google search:
This option would help reduce the costs of TFL, as well as costs for Medicare, by introducing minimum out-of pocket requirements for beneficiaries. Under this option, TFL would not cover any of the first $525 of an enrollees cost-sharing liabilities for calendar year 2011 and would limit coverage to 50 percent of the next $4,725 in Medicare cost sharing that the beneficiary incurred. (Because all further cost sharing would be covered by TFL, enrollees could not pay more than $2,888 in cost sharing in that year.) http://www.cbo.gov/ftpdocs/99xx/doc9925/12-18-HealthOptions.pdf
Bill Would Restrict Veterans Health Care Options 11/06/09
Buyer and McKeon Offer Amendments to Protect Veterans and TRICARE Beneficiaries
Congress plans to block Tricare fee increases
By Rick Maze - Staff writer, Oct 7, 2009
Tricare fee increases imposed last week by the Defense Department will be repealed by a provision of the compromise 2010 defense authorization bill unveiled Wednesday by House and Senate negotiators.
The fee increases were announced on Sept. 30 and took effect on Oct. 1, but the defense bill, HR 2647, includes a provision barring any fee increases until the start of fiscal 2011.
Retired Army Maj. Gen. Bill Matz, president of the National Association for Uniformed Services, said the announcement of fee increases was shocking considering that the Obama administration promised earlier this year to hold off on any new fee Tricare fee increases until fiscal 2011.
President Obama and DoD assured NAUS and the entire military family earlier this year that there would rightly be no increases in any Tricare fees in fiscal 2010, Matz said. We took them at their word, and I cant believe that a co-pay increase like this was allowed to go forward, he added.
We the People, by Ray Stevens
Defeat Obamacare call list: Courtsey of TN Eagle Forum: List now contains the new MAYBES culled from FR posts.
PLEASE CALL! DC OFFICE LOCAL OFFICE State District
Harry Mitchell (202) 225-2190 (480) 946-2411 AZ 5th District
Gabrielle Giffords (202) 225-2542 (520) 881-3588 AZ 8th District
Ann Kirkpatrick (202) 225-2315 (928) 226-6914 AZ 1st District
Jerry McNerney (202) 225-1947 925-833-0643 CA 11th District
John Salazar 202-225-4761 970-245-7107 CO 3rd District
Jim Himes (202) 225-5541 (866) 453-0028 CT 4th District
Alan Grayson (202) 225-2176 (407) 841-1757 FL 8th District
Bill Foster (202) 225-2976 630-406-1114 IL 14th District
Baron Hill 202 225 5315 812 288 3999 IN 9th District
Mark Schauer (202) 225-6276 (517) 780-9075 MI 7th District
Gary Peters (202) 225-5802 (248) 273-4227 MI 9th District
Dina Titus (202) 225-3252 702-256-DINA (3462) NV 3rd District
Carol Shea-Porter (202) 225-5456 (603) 743-4813 NH 1st District
Tim Bishop (202) 225-3826 (631) 696-6500 NY 1st District
John Hall (202) 225-5441 (845) 225-3641 x49371 NY 19th District
Bill Owens (202) 225-4611 (315) 782-3150 NY 23rd District
Mike Arcuri (202)225-3665 (315)793-8146 NY 24th District
Dan Maffei (202) 225-3701 (315) 423-5657 NY 25th District
Earl Pomeroy (202) 225-2611 (701) 224-0355 ND At-Large District
Steven Driehaus (202) 225-2216 (513) 684-2723 OH 1st District
Mary Jo Kilroy (202) 225-2015 (614) 294-2196 OH 15th District
Zach Space (202) 225-6265 (330) 364-4300 OH 18th District
Kathy Dahlkemper (202) 225-5406 (814) 456-2038 PA 3rd District
Patrick Murphy (202) 225-4276 (215) 826-1963 PA 8th District
Christopher Carney (202) 225-3731 (570) 585-9988 PA 10th District
Paul Kanjorski (202) 225-6511 (570) 825-2200 PA 11th District
John Spratt (202) 225-5501 (803)327-1114 SC 5th District
Tom Perriello (202) 225-4711 (276) 656-2291 VA 5th District
Alan Mollohan (202) 225-4172 (304) 623-4422 WVA 1st District
Nick Rahall (202) 225-3452 (304) 252-5000 WVA 3rd District
Steve Kagen (202) 225-5665 (920) 437-1954 WI 8th District
Bart Gordon (202) 225-4231 TN (MAYBE)
Bart Stupak (202) 225 4735 MI (MAYBE)
Brian Baird (202) 225-3536, Vancouver, (360) 695-6292. Olympia, (360) 352-9768, (MAYBE)
senator mark begich (202) 224-3004 toll free. (877) 501 - 6275 just became a MAYBE
John Tanner (202) 225-4714, Union City, (731) 885-7070, Jackson Phone: (731) 423-4848, Millington (901) 873-5690 TN (MAYBE)
Jason Altmire 202-225-2565, Aliquippa, 724-378-0928, Natrona Heights, 724-226-1304 (MAYBE)
I guess the new place to live is Costa Rica. Might think about that myself. They have beautiful orchids.
Galt’s Gulch/Plan B
Read the March 8, 2010 Rush Limbaugh transcript at the top of this thread.
Thanks for the heads up on this one, ExTexasRedhead!
Please also see GailA's important post #8:
I’m a physician. I see denials of coverage by Medicare and TriCare all the time. ALL THE TIME. I can’t order so much as a blood test without making certain I have assigned the absolute correct diagnostic code to justify it or Medicare will deny payment for it.
Those who think universal health care will be some magical insurance that will pay for their every want and need are delusional.
Those who think universal health care will be some magical insurance that will pay for their every want and need are delusional.
Thank you so much for that excellent post, Doctor. I hear the same from doctors and other medical professionals all over the country, whether in person, on FR or from callers on Rush Limbaugh or other media.
We absolutely MUST stop ObamaCare NOW before it goes a step further.
I’m leaving too. We already have a vacation home elsewhere and the health care is great there.
Public health facilities in Costa Rica compare favorably with that of many developed countries and are numerous and dependable. Many English-speaking doctors and dentists practice in San Jose. Panama is even better and safer.
Cuba? I don’t think so. I assume you were kidding. There are other places with excellent health care you know. Most of them went to school here in the US.