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"Fair Health Insurance Premiums" Won't Be Fair For Smokers
Senate Version of Health Care Bill Sec 2701 | self

Posted on 03/19/2010 11:38:01 AM PDT by fruser1

Sec 2701 allows an extra 50% on premiums for smokers. I'm sure there's a bunch of smoke-nazi's out there that love this, but isn't this discriminatory? What's the surcharge for other risky behavior? There's probably just as much in medical expenses spent on sports injuries, considering that there are so many of them compared to cancer cases. Why not surcharge those folks?

Considering you'd HAVE to carry a policy, this is a defacto tax on a legal activity/lifestyle, hence my opinion that it's discriminatory.

And how do you enforce that anyway? If someone hands out cigars at the office because they're having a baby, does that mean everyone who takes a puff pays higher rates for a year?

Any lawyers out there willing to represent smokers in these cases?


TOPICS: Constitution/Conservatism; Culture/Society; Government; News/Current Events
KEYWORDS: healthcare; healthcarebill; obamacare; smokers; unconstitutional
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To: fruser1

Smoker? Nope not me doc... Never touched the stuff

Simple as that. I dont take tests to prove myself either.. never EVER admit it to a doctor


21 posted on 03/19/2010 11:56:17 AM PDT by eXe (Si vis pacem, para bellum)
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To: fruser1
Just the start:

Eat meat? That's a tax

Eat sweets? That's a tax.

Ride a cycle? That's a tax.

Drive a truck? That's tax.

Own land? That's a tax.

Drink beer? That's a tax.

Like fried food? That's a tax.

Get ready, this is going to be a very rough year.

22 posted on 03/19/2010 11:57:46 AM PDT by Pietro ("I am not an idealouge" BHO; "I am not a crook" RMN)
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To: Fu-fu2

This is a tough one to enforce, but if they want to give you a bllod test every time you see a doctor, it can be detected.


23 posted on 03/19/2010 11:59:13 AM PDT by Huskerscott
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To: fruser1

Smokers already pay more tax than anyone else, so why not.
I’m sure Obama bums his smokes!


24 posted on 03/19/2010 12:03:50 PM PDT by AuntB (WE are NOT a nation of immigrants! We're a nation of Americans! http://towncriernews.blogspot.com/)
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To: fruser1

How about a 50% surtax on grossly overweight WIC recipients who waddle home with 10 times more cheese and milk than an average family could possibly consume in a month? Cholesterol, fat, you name it. And, all gubmint-subsidized too.


25 posted on 03/19/2010 12:04:18 PM PDT by AbeKrieger (Al Gore, green courtesy phone.. paging Mr. Al Gore.)
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To: Ditto

I’ve said in the past that a great debt is owed to smokers for the advancement of medical knowledge due to the range of ailments that are a consequence of smoking. It would be interesting to see what a full accounting would reveal.


26 posted on 03/19/2010 12:05:45 PM PDT by stormer
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To: allmendream

Dear smoke nazis-

The appropriate price for someone who participates in sports should be higher then also, right?

Just the military spends over a Trillion a year on such injuries, far more than smoking (see link)

http://chppm-www.apgea.army.mil/ptipt/Docs/Formatted%20Combined%20Job%20Aides/Opening%20Statistics_final.pdfhttp://chppm-www.apgea.army.mil/ptipt/Docs/Formatted%20Combined%20Job%20Aides/Opening%20Statistics_final.pdf

A smoker is likely to incur smoking related expenses about 30 years from now.

An athelete, professional or otherwise is likely to incur a sports injury this year, and the next year, etc..

If the rationale for charging smokers more is their “expense”, then it is rational to charge more for ANY activity that incurs medical expenses.

So if you want to “punish” smokers because you don’t like it, at least admit that.

Just don’t try to justify it on a cost rationale, because there isn’t one.


27 posted on 03/19/2010 12:06:32 PM PDT by fruser1
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To: namvolunteer

My point is where do we draw the line? A premium for people who get speeding tickets?


28 posted on 03/19/2010 12:07:04 PM PDT by ilovesarah2012
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To: fruser1
Dear idiot.

Godwins law first off.

Secondly, it is the MARKET that should determine who pays what for insurance, not government, not you, not me.

The insurance market scoffs at your notion that sports participants are equally as costly to cover as smokers.

They hire professionals to assess their amount of risk, and these experts have, using relevant data, determined that your idea is a farce.

I don't want to “punish” anybody, idiot.

I like smokers, love smokers (when cute gals who smoke give me the opportunity), have friends who smoke, and even allow people to smoke in my new truck!

I want to curtail the idea, among conservatives, that things need to be “fair”, or that government enforcing what you perceive to be “fair” is, in any way, a rational argument for a conservative to make.

The free market will determine the APPROPRIATE costs to cover a smoker, and the market agrees that smokers should have to pay more, because it costs more to cover them.

Do you think that your habit should be subsidized by governmental decree that smokers cannot be “discriminated against” and by law must be offered the same rate as nonsmokers?

29 posted on 03/19/2010 12:13:17 PM PDT by allmendream (Income is EARNED not distributed. So how could it be re-distributed?)
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To: fruser1; All

“Sec 2701 allows an extra 50% on premiums for smokers”

But if you’re Puerto Rican and smoke, then what?
The Latino Caucus has been paid off to vote for Obamacare...FREE for Puerto rico, more government medical clinics for ‘latino’s......

Yesterday the Hispanic Caucus threw it’s support behind Obamacare for a trade off of amnesty and insuring every latino enclave everywhere. Keep in mind, Medicare payments for those of us who have paid in our entire lives, will be cut.

[snips]“I am so pleased that the reconciliation bill released today provides fair and just treatment to the 4.4 million Americans living in Puerto Rico and its sister territories, who have been treated unequally under federal health programs for too long,” said Rep. Pedro Pierluisi (D-Puerto Rico).

“Today’s bill constitutes a remarkable reversal from where we stood just a few weeks ago. The bill will provide $6.3 billion in new Medicaid funding for the territories in the form of an estimated 182% increase to their current federal funding caps. This represents nearly a tripling of the total Medicaid funding the territories would receive under current law. In addition, whereas the Senate bill strictly limited how new Medicaid funding could be spent, the reconciliation bill gives Puerto Rico and the other territories flexibility to determine how best to use this funding to expand coverage and improve services. Finally, while the Senate bill excluded the U.S. citizens in the territories from the Health Care Exchange, the bill released today provides our constituents with access to the Exchange and $1 billion to offer subsidies to individuals and families of modest means who participate in an Exchange. I am so grateful to the leadership and the members of the CHC for their unstinting support for fair treatment for Puerto Rico and the other territories.”

Members of the Caucus also noted that the legislation makes significant investments to expand community health centers throughout the nation. By directing funding to health care services and for the operation, expansion, and construction of community health centers nationwide, the bill will improve care for all Americans, but be particularly beneficial to Latinos and those living in underserved communities.

http://www.freerepublic.com/focus/news/2474729/posts?page=19#19


30 posted on 03/19/2010 12:15:08 PM PDT by AuntB (WE are NOT a nation of immigrants! We're a nation of Americans! http://towncriernews.blogspot.com/)
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To: ilovesarah2012
People who get speeding tickets do pay a higher premium for auto insurance. Why wouldn't they?

Is it “not fair”? Are they being “discriminated against”?

By suggesting that it is only appropriate that those with multiple speeding infractions pay more for auto insurance, am I a “anti-speeding Nazi”?

31 posted on 03/19/2010 12:15:16 PM PDT by allmendream (Income is EARNED not distributed. So how could it be re-distributed?)
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To: Fu-fu2

- or - they’ll have mandatory random urine testing - some nicotine nazis will come to your place of employment, and if you test positive, it will be over for you.


32 posted on 03/19/2010 12:17:56 PM PDT by NEMDF
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To: allmendream

My guess is that they will charge the smokers the higher premiums, but then when smokers need medical care, they will be denied due to being smokers. Just another revenue source, more than likely.


33 posted on 03/19/2010 12:19:45 PM PDT by NEMDF
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To: swarthyguy

Do you have any vices?

If so pile’em on.
Fair is fair.
Do yoou speed? I think you need a surtax when you get caught. If you get in an accident you will cost us when your car insurance doesn’t pay.


34 posted on 03/19/2010 12:25:44 PM PDT by lucky american (If you think the Libs care about your health.....LOLOLOL)
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To: All

The government doesn’t want to get rid of smokers. Cigarettes are taxed heavily, and out of sync with any other product on the market.

They make a TON of money on the addictions of those who smoke.

And I’m a smoker.


35 posted on 03/19/2010 12:25:47 PM PDT by Celerity
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To: ilovesarah2012

Knowing this administration, they’ll set up a 311 hotline so we can drop dimes on our fellow Americans.
Sorry, I’m typing this while smoking and salting a hard-boiled egg that I’m washing down with a double Laphroig on the rocks. Hold on a minute, I need this hand to grab the bacon.


36 posted on 03/19/2010 12:27:52 PM PDT by namvolunteer
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To: Fu-fu2

they check carbon dioxide in the blood i believe.


37 posted on 03/19/2010 12:28:54 PM PDT by wiggen (Never in the history of our great country have the people had less representation than they do today)
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To: namvolunteer

The problem with pointing fingers at people you believe will eventually cost the insurers a lot of money is that they often go on forever with no health problems while the finger-pointer gets cut down in midlife by diabetes or lymphoma or some other long-lasting expensive disease.
If only they’d just drop dead jogging by the side of the read. Oh right, they often do.


38 posted on 03/19/2010 12:31:04 PM PDT by namvolunteer
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To: eXe
Simple as that. I dont take tests to prove myself either.. never EVER admit it to a doctor

When I was in the work force, my company required a hearing test every year. One of the questions asked was, "Do you smoke"? I always told the administrator, no. She said, "You have a pack in your shirt pocket"!

I told her they weren't mine, that I was just holding them for a friend.

I honestly did quit about 17 months ago, after nearly 50 years of smoking.

I preach to nobody about smoking.

39 posted on 03/19/2010 12:31:25 PM PDT by Graybeard58 ("0bama's not just stupid; He’s Jimmy Carter stupid”. - Don Imus)
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To: fruser1

FUBO.


40 posted on 03/19/2010 12:31:33 PM PDT by Allegra (It doesn't matter what this tagline says...the liberals are going to call it "racist.")
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