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voices blog, Washington Post ^ | March 22, 2010 | Ezra Klein

Posted on 03/28/2010 7:47:06 AM PDT by gartrell bibberts

I do not understand how this bill will affect my family and me. I am a self-employed single mother. I cannot afford health care for myself and my children. I made $38,000 last year and I expect to make less than $35,000 this year. What does this health care reform mean for me? Will I be able to get coverage for my children and myself in this first year?

(Excerpt) Read more at voices.washingtonpost.com ...


TOPICS: Government
KEYWORDS: bloggersandpersonal; budget; ezraklein; healthcare; wapo
Klein helps the complainant with links to the Kaiser Foundation website, http://healthreform.kff.org/SubsidyCalculator.aspx, for a calculation of the government subsidy available (in 2014). I calculated a more "average household" figure using an applicant with a family of four,in Kansas making the median income ($56,857) for that state. They will pay a net premium of $4,707 after a federal subsidy of #6,373.

Try adding that to the national debt and selling it to the Chinese.

1 posted on 03/28/2010 7:47:06 AM PDT by gartrell bibberts
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To: gartrell bibberts

Obama voters are the most uninformed group on earth.


2 posted on 03/28/2010 7:50:11 AM PDT by aimhigh
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To: aimhigh

That’s redundant.


3 posted on 03/28/2010 7:51:30 AM PDT by tsmith130
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To: gartrell bibberts
l I be able to get coverage for my children and myself in this first year?

Yes, you can buy it.

4 posted on 03/28/2010 7:52:46 AM PDT by Mike Darancette (The Tree of Liberty ....)
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To: gartrell bibberts

Klein is a liar.


5 posted on 03/28/2010 7:55:21 AM PDT by Freddd (CNN is down to Three Hundred Thousand viewers. But they worked for it.)
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To: gartrell bibberts; All

4K a YEAR??? plus taxes etc. That’s well over another 300 oer month. Where oh where are those living close to the pay check going to come up with that kind of money????


6 posted on 03/28/2010 8:00:12 AM PDT by the long march
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To: aimhigh

The beauty is that they are about to become informed and they aren’t going to like it. Based on the libtard’s history of violence when they don’t get their way, this should be very interesting. We can only hope that Zero just pushed the self-destruct button.


7 posted on 03/28/2010 8:05:56 AM PDT by Steamburg (The contents of your wallet is the only language Politicians understand.)
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To: the long march

300 per month is about what I’m paying now for myself. That’s cheap.


8 posted on 03/28/2010 8:35:36 AM PDT by goseminoles
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To: gartrell bibberts
Hmmm...isn't there S CHIP for kids?
9 posted on 03/28/2010 8:40:40 AM PDT by Eagles6 ( Typical White Guy: Christian, Constitutionalist, Heterosexual, Redneck.)
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To: Mike Darancette

There IS Health Care for the uninsured.

HRSA

http://findahealthcenter.hrsa.gov/

Federally-funded health centers care for you, even if you have no health insurance. You pay what you can afford, based on your income. Health centers provide
•checkups when you’re well
•treatment when you’re sick
•complete care when you’re pregnant
•immunizations and checkups for your children
•dental care and prescription drugs for your family
•mental health and substance abuse care if you need it
Health centers are in most cities and many rural areas. Type in your address and click the ‘Find Health Centers’ button to find health centers near you.


10 posted on 03/28/2010 9:04:59 AM PDT by COUNTrecount (Barry...above his poi grade.)
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To: Eagles6

There is now! But what happens with this new program?

Most states have raised taxes on different things to fund the SCHIP program (as mandated by DC)! So, now that this is going away, do you think they are going to lower those taxes?

Uh, NO!!!!


11 posted on 03/28/2010 9:17:47 AM PDT by ExTxMarine (Hey Congress: Go Conservative or Go Home!)
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To: ExTxMarine
"commander zero" just reauthorized the S CHIP program so this woman could probably get her kids covered. One used to have access to group rates through the Small Business Admin.

They think health insurance is high now? Just wait until it's "free".

12 posted on 03/28/2010 9:30:06 AM PDT by Eagles6 ( Typical White Guy: Christian, Constitutionalist, Heterosexual, Redneck.)
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To: gartrell bibberts

Many people are goiung to be very upset that what they couldn’t afford last year is even more expensive and required now. I think for a susidy family of 4 hs to be under $40K that would make her right on the verge and probably not eligable, The best news is that I read that the subsidies will be handled like a tax return and you will get it back in your taxes. That means good luck paying rent,payments, and food all year plus paying for insurace!


13 posted on 03/28/2010 9:42:58 AM PDT by chris_bdba
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To: Eagles6

I know. My company has already sent out notices that any increase in premiums will be passed to us, since they have not raised our rates in two years (they took the increase each of those years).

They KNOW this is going to raise rates, and they are preparing all of us for the costs!

I have been getting my insurance with them, but I may have to drop insurance because I won’t be able to afford this “free” stuff!


14 posted on 03/28/2010 9:49:01 AM PDT by ExTxMarine (Hey Congress: Go Conservative or Go Home!)
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To: gartrell bibberts
She made $38,000 as a single mother with a child but cannot come up with $200 a month or so for health insurance? But I sure bet she pays $350 plus for her new car or some other luxuries she wants like new clothing etc.

I bet the problem is not so much that she cannot afford health insurance, the problem is she want to spend the money on other things rather then on her health needs.

15 posted on 03/28/2010 9:51:54 AM PDT by MNJohnnie (Conservatives! These are the times that try mens souls. Now...Stand up and FIGHT!)
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To: goseminoles
300 per month is about what I’m paying now for myself.

$300/month for what?

Before my wife went back to work more than 15 years ago, I had to pay for an individual family plan which only covered major medical (not office visits). That was more the $8000/year back then. Now just the two of us are insured through her employer and more that $150/WEEK is deducted from her salary as her share of the cost of her group plan. That's about $650/month and presumably her employer is kicking in something. We do get office visits covered, but with a $30 co-pay. What do you get for $300/month?

ML/NJ

16 posted on 03/28/2010 10:15:11 AM PDT by ml/nj
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To: gartrell bibberts
Before we can answer that question, we need to know a few things about you.

First of all, what is your racial background?

17 posted on 03/28/2010 10:33:00 AM PDT by E. Pluribus Unum (FYBO: Islam is a religion of peace, and Muslims reserve the right to kill anyone who says otherwise.)
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To: the long march

It’s not just those working and living for pay check to pay check that are affected. We Seniors are taking a big piece of the brunt of the tax burden as we are the ones who use the most medical devices. We also are getting NO COLA’s for 3 years. And if you happen to be a retired over 65 Military person on Tricare For Life, you are getting hit with NEW BIG FEES!

The American Legion executive director was on C-Span talking about TRICARE. Talks a lot about the VA, very little about Tricare. BUT DOES say those on TFL are having a hard time finding doctors to take them.

http://www.c-span.org/Watch/Media/2010/03/27/WJE/A/31167/Peter+Gaytan+American+Legion+Executive+Director.aspx

Reading option 96 didn’t clarify for me if this is just the enrolee or the enrollee and spouse who will be forking out nearly $7,000 per year, and they call that MODEST COST SHARING! It goes into effect in 2011! It is part of an older DOD bill.

TRI CARE FOR LIFE This from a google search:
http://economicspolitics.blogspot.com/2009/05/tricare-for-life-is-obama-trying-to.html

Option 96 pg 187

This option would help reduce the costs of TFL, as well as costs for Medicare, by introducing minimum out-of pocket requirements for beneficiaries. Under this option, TFL would not cover any of the first $525 of an enrollee’s cost-sharing liabilities for calendar year 2011 and would limit coverage to 50 percent of the next $4,725 in Medicare cost sharing that the beneficiary incurred. (Because all further cost sharing would be covered by TFL, enrollees could not pay more than $2,888 in cost sharing in that year.

Option 96 pg 187 http://www.cbo.gov/ftpdocs/99xx/doc9925/12-18-HealthOptions.pdf

Congress plans to block Tricare fee increases

http://www.armytimes.com/news/2009/10/military_tricarefees_blocked_100709w

http://www.navytimes.com/news/2009/10/military_tricarefees_blocked_100709w/

By Rick Maze - Staff writer, Oct 7, 2009
Tricare fee increases imposed last week by the Defense Department will be repealed by a provision of the compromise 2010 defense authorization bill unveiled Wednesday by House and Senate negotiators.
The fee increases were announced on Sept. 30 and took effect on Oct. 1, but the defense bill, HR 2647, includes a provision barring any fee increases until the start of fiscal 2011.

Retired Army Maj. Gen. Bill Matz, president of the National Association for Uniformed Services, said the announcement of fee increases was shocking considering that the Obama administration promised earlier this year to hold off on any new fee Tricare fee increases until fiscal 2011.

“President Obama and DoD assured NAUS and the entire military family earlier this year that there would rightly be no increases in any Tricare fees” in fiscal 2010, Matz said. “We took them at their word, and I can’t believe that a co-pay increase like this was allowed to go forward,” he added.

IF YOU BELIEVE IT WILL GET REPEAL by bambi, dingy and botox, I’ve a really beautiful piece of ocean front property in Death Valley to sell you.


18 posted on 03/28/2010 12:02:41 PM PDT by GailA (obamacare paid for by cuts & taxes on most vulnerable Veterans, disabled,seniors & retired Military)
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To: gartrell bibberts
You can already get insurance coverage for your children through the SCHIP program. In answer to the direct question, no, you won't get socialist coverage until 2014. You will, however, have to start paying taxes for it now, and even if you qualify for SCHIP coverage, you may very well lose that coverage due to the massive increases in premium costs Obamacare has caused, as well as the fact that states will have to start shutting their SCHIP programs down - as I believe Arizona just did - because of the economic devastation the democrats have caused and continue to cause.

By the way, if we'd gone with the Republican reforms instead, you probably could have afforded at least basic coverage (major medical and hospitalization) for your children within a year or so.

Ain't socialism fun?!

Obamacare is a Disaster, x-small
19 posted on 03/28/2010 12:07:17 PM PDT by Oceander (The Price of Freedom is Eternal Vigilance -- Thos. Jefferson)
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To: MNJohnnie
She made $38,000 as a single mother with a child but cannot come up with $200 a month or so for health insurance? But I sure bet she pays $350 plus for her new car or some other luxuries she wants like new clothing etc. I bet the problem is not so much that she cannot afford health insurance, the problem is she want to spend the money on other things rather then on her health needs.

What state do you live in? Here in the people's republic of California, 38,000 will barely clothe, house and feed an family of 4 with nothing left over for extras, such as insurance. After taxes 38,000 becomes more like 30,000 and taxes are going up, not to mention gas prices.

20 posted on 03/28/2010 12:59:18 PM PDT by calex59
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To: GailA

I am still holding out hope ( though slim) that SCOTUS will do the right thing


21 posted on 03/29/2010 12:09:26 PM PDT by the long march
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To: E. Pluribus Unum
First of all, what is your racial background?

I think you mean, "What is your race," but regardless, your coment is sad but true.

22 posted on 03/29/2010 1:53:00 PM PDT by HIDEK6
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