Agreed. And considering that the union puppet-masters are now pushing for the fascists, I mean democrats, to seize all private pension/retirement arrangements, forget about using a 401(k) or other tax-advantaged arrangement to save for your retirement years, it's time to go back to doing it the old-fashioned way, the way that the greatest generation, and their parents, did it - scrimping and saving and buying blue-chip stocks bit by bit and holding on to them for the long, long, long term (no tax until disposition, at least). They managed to do it, and so can we.
In the meantime, the grim reaper will, ultimately, solve the "problem" of the baby-boomer generation for us (no insult to you as an individual intended - there is a definite distinction between individuals who happen to be in the same age cohort as the baby-boomer generation and the generation itself, as typified by the individuals who "speak" for the generation qua generation).