Skip to comments.Goodbye, Employer-Sponsored Insurance
Posted on 05/20/2010 5:50:26 PM PDT by GOP_Lady
Companies are discovering that it's cheaper to pay fines to the government than to cover workers.
Millions of American workers could discover that they no longer have employer-provided health insurance as ObamaCare is phased in. That's because employers are quickly discovering that it may be cheaper to pay fines to the government than to insure workers.
AT&T, Caterpillar, John Deere and Verizon have all made internal calculations, according the House Energy and Commerce Committee, to determine how much could be saved by a) dropping their employer-provided insurance, b) paying a fine of $2,000 per employee, and c) leaving their employees with the option of buying highly-subsidized insurance in the newly created health-insurance exchange.
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Kinda sucks when many of us Republicans want to “send a message” and vote Third Party...thereby allowing the Democrat to win. Oh well, there’s always the clinics.
In the long run, this aspect of the abominable health care reform will be a good thing. The idea of tying medical insurance to employment was a big-government scam in the first place. It ended up making it virtually impossible for anyone to get reasonably priced insurance independently, and left most people who did get insurance through an employer stuck with whatever plan the employer chose to offer.
What is free? The paper paper?
Goal of this administration is working perfectly...more reliance upon the government.
What if the Indian reservations were to start independent health care facilities? Kinda like casinos.
May I suggest taking the time to watch the move Metropolis, possibly the remake from the 80’s. You will see how well everything works when Big Daddy runs your lives.
This experiment is all but over.
The Prick in the White Crib is in charge.
And it was going to be very very hard for the GOP to kill employer health insurance, with the Media going against us.
Instead, we have the Dems taking the flak for this, and the GOP can then build a better system. If things go well, of course.
Employer sponsored insurance was just a metastable state.
Company pays $2,000 for nothing. Employee pays whatever it costs for health care. The sum will be greater than being paid today by company and employee; now there’s progress.
Breaking the employer/insurance link be the only good thing assuming this society and economy survives.
What is not being calculated is the cost of what the average salary will climb to. Look at European countries as an example. The $2000 will be to the govt, and there will be a X% added, or demanded by workers to offset the need to pay for the govt. HC. This will decrease profits and in turn hurt business. When all of the dust settles, you will find that a lot of the large employers, will continue to supply the private health insurance.
It's guys like you, with ideas like that, that make billions of dollars.
Very interesting. Perhaps you should look into it.
Ok so here is a question. Is the cost this gubmint insurance going to be indexed to what one can afford based on income? Are the plans going to be the same and based on what one can pay, punish the higher earners with higher costs for the same plan?
I’ve suggested that before. I’m sure there are various federal schemes to try to prevent it, but I don’t they’d hold up if the Indians made a stink about it. Seems to me they could make oodles of money doing something a heck of lot more socially responsible than peddling gambling and tobacco. Opt themselves totally out of all malpractice law and set up a tribal council to handle complaints. Good business practice would motivate them to dump any doctors who really screwed up, but they wouldn’t have to pass on to patients the zillions of dollars in extra costs from idiots like John Edwards trumping up phony malpractice cases against obstetricians.
It sucks even more that the Republicans are as liberal as the Democrats....for decades unWILLING to change anything and just as big spend-thrifts when they had the power.
Kinda sucks when the Republican party wants to see run nothing more the a pack of socialists... and then cries when nobody wants 'em. (Heck, JFK was more conservative than many Republicans nowadays.)
“That’s because employers are quickly discovering that it may be cheaper to pay fines to the government than to insure workers. “
Gee. I wonder if that was unintended? NOT!
We are SO screwed. Just SO screwed.
Deal killer right there. You can get murdered, mugged and raped - and have your car stolen - at any of our many local Injun casinos, and you're shit outta luck; word flies quickly.
The tribes don't even bother responding to complaints. You're on your own when you enter their little world.
In tough economic times, who says that large employers have to pay anyone higher wages when there are millions of unemployed and underemployed people out there who would love to have a job?
If they don’t respond to complaints about medical care, they won’t get many customers. People are pretty rational about health care shopping — going to a casino is irrational in the first place, and the Indians know full well people who want to throw their money away will just keep coming.
“I hope that you’re not seriously suggesting that Obama and the rats are in office because a few hard-core freepers voted third party. All of them could have voted for McCain and he still would have lost. He was a pathetic choice as a candidate.”
No, not at all. It was a handful of Senate races, like MN...that got the Dems up to what they needed to finally implement their dreams.
STUPIDITY has consequences....
The only problem is the government will try and find a way to squash the idea.
example. The indian reservations use their sovereignty to sell cheap cigarettes...but the government makes laws that forbids the post office and the UPS from delivering them and stop the Credit card companies from paying for them.
My whole argument against Obama’s healthcare bill is that it’s unconstitutional to force Americans to purchase anything, much less health care. A liberal shot my argument down with the claim that the Republicans thought of it or presented it first. Suspecting the usual lie, I did a search and found this site. It seems the Dems are saying that they only took the idea of government mandated insurance from the Republicans.
Can anyone refute this? It’s definitely news to me.
One ot the functions of the BIA is overseeing Indian Health programs. Obamacare has been on the res for a long time. In fact, though there may be some good programs out there, many would say it was the prime example of why to keep the government out of health care.
This is the one thing that would be very necessary for almost all health care services, Viagra excepted.
So what the government's got now, won't cut it, to squash healthcare.
Kinda sucks when arrogant Yacht Club ****'s want conservatives to "service" them and shut the hell up.
Bite me. And tell your bud Poppy Bush I said for him to bite me, too.
You should have shot the leftie down with "irrelevant to the argument".
Because it was, or when it was, proposed by a Republican, does NOT mean it is Constitutional, and Constitutionality is the argument.
It only proves Republicans are inconsistent, no surprise to a conservative.
Sure -- any third-party payer system is.
But employers invented it. Useful fringe, good inducement to recruitment/retention for family men. Tax deductible to the employer, tax-free to the employee. Best thing since sliced bread. Almost.
Obama's got a fulltime lie factory working for him, researching "talking points" and then fudging them into useful roorbacks to throw in conservatives' faces.
Like the "Teddy Roosevelt wanted national health insurance" lie. He absolutely did not -- that is a political lie of the first water, kidnapping a Rushmore face to work for the lie, and Obama repeated it at least three times if he used it once. And his MSM claque parrotted it for him like a Greek chorus, too.>
Teddy Roosevelt, as a Bull Mooser not a GOP'er, proposed as an idea that a public law establish that private employers purchase, on their own responsibility, insurance policies that amount to what we call "key man" and "income continiuation" plans. Both are common in private practice already.
Furthermore, the proposal was limited to industrial companies where lost-time accidents were more common.
Obama's slugs recanned that old proposal as a political lie.
All fine except for the tax-free part. That keeps people tied to their employers, and is a thumb on the scale of the free market. I imagine there would be more small companies if not for the current(or rather, soon to go away!) health-insurance system.
In their view, the evil corporations were giving health-care perks to their rich, capitalist employees. Now, the evil corporations will instead be paying fines to mother government... which means more freebies for the deserving leftist class.
However, the tribal ruling families -— the ones who get the lion's share of all money coming into a treaty tribe -— decided that quick cash was the preferred route.
There were numerous Indonesian financiers lined up to front the money for their new casinos. This allowed the ruling families to conceal who where and what about their financiers — under the phony rubric of tribal national sovereignty.
It also allowed them to put paid to the various enterprising individuals who opened cig and fireworks stands, forcing them to either reopen within a casino or pay more to the tribe as “tax”.
What happens to all the money? Usually if cash, it goes into some overstuffed closet with the rest, or into some other hidden place, or on occasion into buying a bank or two.
Very little of that money ever gets outside of the ruling families — which is why the PNW reservations are in such awlful shape. It also pays the ruling families well to keep the reservations downtrodden -— they can then point to the “needy” tribal members who need more federal dollars. Which then allows them to siphon off yet more money.
Treaty tribal casinos are a racket. Opening health care centers would fit their public image, but expose their real business to too many eyes. And that will never happen.
” Kinda sucks when arrogant Yacht Club ****’s want conservatives to “service” them and shut the hell up.”
Couldn’t agree more...except us conservatives, in many cases in the House and Senate, threw out the baby with the bathwater...and gave Obama the 60 votes he needed to take over health care.
So who really wins now?